2026年人工智能监管

Executive Summary •2025 was a mixed year for AI regulation: although the focus on HR tech, financialservices, insurance, and generative AI that was seen in 2024 continued into 2025,the US and EU have both made attempts to soften or even withdraw AI regulation. •HR Techhas long been targeted by policymakers, with the initial focus on videointerview laws before a transition to bias audits. Key themes are non-discrimination Financial Servicesare already heavily regulated, so AI in financial services is often •Insuranceis also heavily regulated, so the applicability of existing laws andregulations to insurance has been emphasized, although AI-specific laws, such asColorado’s SB169, have been introduced. AI in insurance is also covered by risk- •Dynamic pricinghas come under scrutiny in the US in particular. Laws target AIused in various types of dynamic pricing, including rent and ticket prices. •Generative AIis a priority of governments around the world, with laws targetingdeepfakes and the use of generative AI in the judiciary in particular. AI companions •Risk-based frameworkstarget multiple AI use cases, either just seeking to governthose that are high-risk/used to make consequential decisions or creating risktiers with differing obligations based on the level of risk. The EU AI Act represents •International cooperationis becoming increasingly important as governmentsaround the world all take a different approach. International bodies such as •The AI regulatory ecosystem is ever-changing. The best way to ensure complianceis to take a proactive approach, beginning with inventorying your systems and For the past three years, we have published a report on the state of AI regulations aswe have moved into the new year (2023 reporthere, 2024 reporthere, and 2025 reporthere). These reports have been some of our most popular resources, and something However, while in previous years we have covered developments by country, this yearwe’re shaking things up and covering developments by sector. This means you caneasily find the most relevant laws to you based on your use case, although we alsorecommend looking at the section on risk-based laws as your use case may also betargeted here. This approach also allows us to cover more US laws, of which there are Still want a country-by-country view? In the figure below, we’ve highlighted thecountries leading the charge in terms of volume of significant AI regulatory activity. This eBook is intended to serve as a snapshot of the regulatory activity as we move into2026, ensuring you have the key activity around the world on your radar. Throughout2026, we will continue to bring you updates on ourblog. In the meantime, leverage Contents Video interview laws .............................................................................................................. 1Bias audit laws ........................................................................................................................ 2Updates to existing frameworks .................................................................................... 2Impactassessment laws..............................................................................................3Worker displacement and wage laws .............................................................................. 3 Frontier model laws ............................................................................................................. 10Transparency and Disclosure Laws ................................................................................. 11Deepfake Laws ................................................................................................................... 13Generative AI use in the Judicial Service ........................................................................ 15 Risk-based Laws16 EU AI Act ............................................................................................................................... 18Italy’s AI Law under the EU AI Act ................................................................................. 19Korea’s AI law ...................................................................................................................... 20Kazakhstan AI law .............................................................................................................. 21Vietnam’s AI Law ................................................................................................................. 21Taiwan’s Bill on AI ............................................................................................................ 22Brazil’s AI law ....................................................................................................................... 23Chile’s AI law ....................................................................................................................... 23Colorado’s SB205 ...................................................