阿默普莱斯金融 2025年季度报告

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION13 OR 15(d) OF THESECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period EndedSeptember 30, 2025 OR☐TRANSITION REPORT PURSUANT TO SECTION13 OR 15(d) OF THESECURITIES EXCHANGE ACT OF 1934 For the Transition Period from_______________________to_______________________ Commission File No.1-32525 AMERIPRISE FINANCIAL, INC. (Exact name of registrant as specified in its charter) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or15(d)of the Securities Exchange Act of 1934 during the preceding 12months (or for such shorter period that theregistrant was required to file such reports), and (2)has been subject to such filing requirements for the past 90days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required tobe submitted pursuant to Rule405 of Regulation S-T (§232.405 of this chapter) during the preceding 12months(or for such shorter period that the registrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smallerreporting company,” and “emerging growth company” in Rule12b-2 of the Exchange Act. Large Accelerated Filer☒Accelerated Filer☐Non-acceleratedFiler☐Smaller reportingcompany☐Emerging growthcompany☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the ExchangeAct).Yes☐No☒ Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date. Common Stock (par value $0.01 per share) AMERIPRISE FINANCIAL,INC. FORM10-Q INDEX PartI. Financial Information Item 1. Financial Statements (Unaudited)Consolidated Statements of Operations — Three and nine months ended September 30, 2025 and 2024Consolidated Statements of Comprehensive Income — Three and nine months ended September 30, 2025 and 2024Consolidated Balance Sheets — September 30, 2025 and December 31, 2024Consolidated Statements of Equity — Three and nine months ended September 30, 2025 and 2024Consolidated Statements of Cash Flows — Nine months ended September 30, 2025 and 2024Notes to Consolidated Financial Statements1.Basis of Presentation2.Recent Accounting Pronouncements3.Revenue from Contracts with Customers4.Variable Interest Entities5.Investments6.Financing Receivables7.Deferred Acquisition Costs and Deferred Sales Inducement Costs8.Policyholder Account Balances, Future Policy Benefits and Claims9.Separate Account Assets and Liabilities10.Market Risk Benefits11.Debt12.Fair Values of Assets and Liabilities13.Offsetting Assets and Liabilities14.Derivatives and Hedging Activities15.Shareholders’ Equity16.Income Taxes17.Contingencies18.Earnings per Share19.Segment InformationItem 2.Management’s Discussion and Analysis of Financial Condition and Results of OperationsItem 3.Quantitative and Qualitative Disclosures About Market RiskItem 4.Controls and Procedures PartII.Other InformationItem 1.Legal ProceedingsItem 1A.Risk FactorsItem 2.Unregistered Sales of Equity Securities, Use of Proceeds, and Issuer Purchases of Equity SecuritiesItem 5.Other InformationItem 6.ExhibitsSignatures PARTI. FINANCIAL INFORMATION ITEM 1. FINANCIAL STATEMENTS (UNAUDITED)CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED) AMERIPRISE FINANCIAL,INC. CONSOLIDATED BALANCE SHEETS (UNAUDITED) CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (Continued) AMERIPRISE FINANCIAL,INC.NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED) 1.Basis of Presentation Ameriprise Financial,Inc. is a holding company, which primarily conducts business through its subsidiaries to provide financialplanning, products and services that are designed to be utilized as solutions for clients’ cash and liquidity, asset accumulation, income,protection and estate and wealth transfer needs. Theforeign operations of Ameriprise Financial,Inc. (“Ameriprise Financial”) areconducted primarily through Columbia Threadneedle Investments UK International Limited, TAM UK International Holdings Limitedand Ameriprise Asset Management Holdings Singapore (Pte.) Ltd and their respective subsidiaries (collectively, “Threadneedle”). The accompanying Consolidated Financial Statements include the accounts of Ameriprise Fi