民生银行2025年中期报告

中期報告 2025829159516 20242025101.36 1 2 3 6 9 9 21 22 30 35 41 43 43 45 47 48 52 53 62 77 80 CHINA MINSHENG BANKING CORP., LTD.CMBC 210003186-10-5856097586-10-5856082486-10-58560720cmbc@cmbc.com.cn86-9556886-400 66 95568 2100031www.cmbc.com.cncmbc@cmbc.com.cn 83701-0212-1640 128108 A188H183171712-1716 A600016H019881360037 1996274 200711202 1996 1.=2.920103.=4.=5.=6.7.8.9.=10.== 1.2.=3.= 77,689.21460.480.59%44,698.74193.940.44%57.54%0.5956.00%1.8570,666.09917.921.28%43,110.02619.071.46%61.01%1.6531.96%1.40 707.0151.127.79%71,224.47579.321.39%1BP492.036.211.28%214.9844.9126.41%96.850.400.41%213.8010.944.87% 660.524.421.48%0.01145.06%3.12 1 E• 12.192.80E2025 2 100e13,264.85286.819.63% 3 525.5476.50765.00ee1.68Ei 6,667.5140.3348.293,617.273.70%1.52%2,416 4 4.0 245.5015.946.94%27.822.359.23% 5 AIAIAgentAI+6.099.8%ICRe152SaaS 12,449.443.18%419.974.13%7,78414.81% 1 (1) 29,191.08141.180.48%26,100.651,467.875.96% (2) 214,949.72479.6712,017.3630.693,05255837,4406,9423217.74 833.3 (3) 35,37236.62%57,00724.54%3,743.19 75%98.44%2,007.0114.18% +15,00010 1 AIe+2.412.49% 1,291.192984491,259.07 3,489.369.40% e1,873.67204.7912.27% (4) 2 (1) 31,539.762,077.297.05%27,041.381,852.197.35%85.74%9,680.441,020.7511.79%13,544.15784.756.15% 17,232.78274.831.57%4,499.02273.455,771.58202.97 (2) 13,952.083.89%70,0747,97112.84%468.7423.025.16% 15.52% (MGM) (3) 545.555.87%+79.4334.97% 629.3853.55%330.3174.43%569.4410.581.89% ++3,117.877.08%7.4810.57% 139146411052,4161,2541,020142 2 202566 (4) 3 (1) + (2) (3) 1.991.86185.54 i+eSU12.663.26% (4) 4 (1) 2,369.3311.83%1,284.8210.18%54.23%1,826.0514.81%16.4822.62% 705.3011.66%12192.06%420.1823.48%118.1674.25%217.588.01% (2) 3.27331.8715.411.55 5 132.46 (1) 52008450.9554.96% 1,769.07243.2230.17293.54 (2) 200811363.33% 2424.8619.592,139.8815.31% (3) 201521142.07 BBB-235.70200.8734.8328.46 (4) 2980420.103.18362.311.84254.961.93 (5) 202262450 2046.37%20.78%32.07%2.54 90.7887.405.3111,380.8412.05% (6) 859.90 (7) 20242025 2025 213.8010.944.87% 707.0151.127.79%6.2144.91 492.036.211.28%1.39% 1 1,139.80139.8310.93% (1) 783.05110.0712.32%53BP120.65 (2) 273.0710.893.84% (3) 34.5111.5425.06% (4) 29.884.5013.09% (5) 19.292.8312.79% 2 647.77146.0418.40% (1) 390.1574.3216.00%38BP80.60 (2) 112.0258.4434.28% (3) 101.237.618.13% (4) 44.3720.8932.01% 214.9844.9126.41% 1 96.850.400.41% 2 118.1344.5160.46% 215.220.690.32% 260.3954.8826.70% 13.185.5171.84% 77,689.21460.480.59% 1 44,698.74193.940.44%57.54%0.59 2 23,373.88481.212.02%30.09%0.43 3 3,426.15385.3010.11%4.41%0.47 4 70,666.09917.921.28% 1 43,110.02619.071.46%68.00%31.96%34.93%65.03% 2 10,565.062,653.2420.07% 3 10,499.731,089.4811.58% 106.68%155.16%1.93% 7,023.12457.446.97%6,885.44456.857.11% 660.524.421.48%0.011,218.3014.602.72%0.02 27,272.39473.1861.01%0.7917,426.35279.2438.99%0.79 331.236.651.21%0.05329.2911.071.89%0.09 5,884.27413.574,858.63226.013,326.487.91 238.0571.87%39.165.594.3951.12 11,853.707,244.786,906.9226.52%16.21%15.45%295.92138.23 178.77131.11112.2263.90%8.827.890.050.39 21,402.331,204.0647.88%14,175.58662.8931.71%9,120.83735.1120.41%0.240.72 686.701.54% 272.268.250.61%0.02980.6751.082.19%0.10 1. 2.1 22[2022]10 5%6%8%2.5%0%0.25%7.75%8.75%10.75% 9 . 5 0 %1 1 . 6 2 %13.25%0.140.620.36 7.58%202530.34 ( www.cmbc.com.cn )2025 155.16%55.16 106.68%6.68 1.2.2024 1 9(IFRS9)22232439SPPI 2 -2,190.43648.001,075.17731.581,251.901.85 1.39%1BP 214.9844.9126.41%30.41%4.4896.850.400.41%4.3540.63%118.1344.51 41.51%20240.02 351.56320.7742.0773.0355.48149.740.4530.7944.41 16 3,906.5345.111.14%3,326.487.9185.15%115.8651.123.48%1.53477.1357.7710.80% 9.50%11.62%13.25% 2.5% AI 2025 299,397A282,460H16,937 1.AH 3.HA 4.1,455,582,321 3362025630 1.99.98%7,352,284,689A457,930,200H 7,352,284,689A457,930,200H 2.102,387,827A1,828,327,362A1,930,715,189A 3.102,387,827A1,828,327,362A1,930,715,189A 4.1,930,715,189A 1,930,715,189A 6.Alpha Frontier LimitedAlphaFrontier Limited713,501,653H97.86%Alpha Frontier Limited713,501,653H 7.AlphaFrontier Limited713,501,653H 8.BlackRock, Inc.460,457,603H82,587,500H 41.69%10.30%17.84% 15% (1)20106233,079,00091110000556828452N (2)2002112557,655.5691540091744936899C 20111117103,431.37259154009158575152X0 200696271,802.179191510100792171384JPVC 220181 (1)199971224,540.0640913101041346255243AlphaFrontier LimitedLiberalRise Limited1,379,678,4003.15%50% Alpha Frontier Limited20166241.7519ShiJingLiberal Rise LimitedAlpha Frontier Limited275,000,0000.63%38.54% LiberalRise Limited2018195AbhayaLimitedShiJingShiJingAlphaFrontierLimitedLiberal Rise Limited (2)2007523257,416.2591500000660887401L1,455,582,3213.32%50% (3)1 9 8 4111 051100000500010993L (4)1 9 9 5521 3 , 3 0 091310000612260305J 133,200,0000.30%50% 201412261,00091540195321324233N80,500,0000.18%50% 20165330,00091540195MA6T1A2K3252,700,0000.12%50% 199504131,000,00091