宜宾银行2025中期报告

中期報告2025 2469636873767779818284151 183171712-1716 H 13661811501-08 188262602 20061227 19664224391,132.30630.91922.26 (1)(2)(3)(4)(5)(6)*100%(7)*100%(8)*100%(9)*100%(10)*100%(11)*100%(12)*100% 2025 20251,168.020241,078.08.3%2024261.811.1%2025290.82025630113,230.13.7%63,091.18.0%1.68%92,226.39.1% 2025355.12.3%290.811.1%(LPR) (i) 2025202480.0%76.8% (1)(2)(3) (ii) 20241,858.76.9%20251,987.2202489,024.32025103,848.720244.18%20253.83% (A) 2 0 2 52 0 2 47 7 . 4 %75.9% 20241,410.89.0%20251,538.3202452,075.120.2%202562,583.220245.42%20254.92%(LPR) (B) 2024369.31.0%2025373.0202426,230.817.1%202530,724.720242.82%20252.43% (C) 202445.817.0%202538.020245,533.314.5%20254,729.8 (D) 202432.815.5%202537.9 (A) 2024909.85.6%2025960.3202474,157.817.4%202587,058.020242.45%20252.21% (B) 202472.522.1%202556.520247,084.218.3%20255,790.820242.05%20251.95% (C) 202428.541.1%202516.820241,966.716.5%20251,643.020242.90%20252.05% (iv) 20241.76%20251.65%20241.86%20251.80%0.240.35(LPR) (1) 202436.974.0%20259.6 20247.75.2%20257.3 202428.483.5%20254.7 202416.95.9%202515.9 202416.813.1%202519.0 (B) 202469.82025129.7 (C) 2024130.048.8%202566.6 (D) 202413.4103.0%202527.2 2024349.70.6%2025351.7 (A) 2024190.72.7%2025195.8 (B) 202431.815.4%202526.9 (vii) 2024381.321.0%2025461.2 (b) (i) 202563020241231113,230.1109,205.4(i)(ii) (1)(2) (A) 202563065,652.9202412318.0%55.7%202412312.2 2024123148,558.413.9%202563055,321.3 202412314,882.02.8%20256304,743.4 202563039.4%2024123139.6% 2025630202412312.7%2.9% 202412312,626.212.3%20256302,950.5 (B) 2024123136,480.40.6%202563036,692.0 (ii) 202563020241231103,302.499,233.1 (1) (A) 2024123182,190.99.0%202563089,608.6 2025112025630 (iii) (c) (i) 20256301,105.9 (ii) 20256302024123169.1%66.6% 2025630 (B) 2025630 (C) 202412313.84%20256303.92% (D) (d) (i) (ii) (e) (1)(2) 202412319,787.149.4%20256304,947.7 (a) 20256302,31355,321.320252024840.0759.471.9%70.4% (i) 202563055,321.384.3% (ii) 20256305,588.2 (iii) 202563043,624.748.7% (iv) 18202563041,512.464,6389,899.834,3918.91%4.61% (v) (A) (B)(C)(D)(E)(F)(G)2025630114 (b) 202563024,2564,743.4 (i) 2025630202412314,743.44,882.07.2%8.0% (ii) 620256302024123145,983.941,602.151.3%50.6%200,000 (iii) ICIC20256301,110,420 (iv) (A) 202563033,785 (c) 20252024134.683.911.5%7.8% (i) (i)(ii)(iii) (A) 202563020241231995.21,016.02,576.41,853.7 (B) 2025630202412311,976.72,276.71,310.02,594.0 (C) 202563020241231569.21,112.92,424.95,719.0 (ii) (A) (B) 202563012,658.82025630 (C) 202563013,390.02025630 (d) (i) 20256306639 (ii) (A) ATMCRS7*24202563014ATM133CRS202563013347 (B) 242025630100,000 (C) 2025630227,422 (D) 2025630475,147 (e) (i) 20256302 20256308,678.07,794.35,053.32025202463098.6100.08.4%9.3% (a) (i) 1. 2. 3. 4. 5.6. (ii) 2025 (iii) 2025 1.2.3.4. (iv) 2025 1.2.3.4. (v) 2025 1.2.3.4.5. (vi) 2025 1.20252.3.4.5. (vii) 2025 1. 2.3.4. (viii) 2025 1. 2.+ 3. 4. (ix) (b) (i) (ii) (iii) (iv) (i)(ii)(iii)(iv) (v) (vi) (vii) (viii) (ix) 2024112025630(i)20256302024123110.5%10.5%(ii)2025630202412318.5%8.5%(iii)2025630202412317.5%7.5% 202563035 202563034 2025630430533392 H2025113688,400,000H4,588,400,000 2025630XV336XV235% (6)31QDII (7)1QDIIQDII(8)(9)8 2025630XV336XV23 9 1.5%5%2.5%3.5% 92314 11434 8 202548202548 202564202564 202564202564 20256272025627 20256272025627 20258152025815 202548202548 2025646 2025328202574202577 2025710 13.51B(1) 2025630XVXV78352 20256301,114 2025630 2025626202420242025782024123120258260.05229.42 2025630 H H2025113688,400,000HH2.591.0%0.0027%0.00565%0.00015%1,709.3 2025 20252025 771502025630343434 2410 34 202463020241230 P040842025828 2025630 2025630 2025828 2025630 2025630 1 20061227200044386106,879,775106,879,7751.002025113H688,400,0001.004,588,400,00020256303,900,000,000 2 2.1 3420241231 2.2 20241231 2025630 2 2.2 (a)20251 1 202511 2025630 181 3 3.1 2025630 3 3.1 3.1.1 (a) 3 3.1 3.1.1 (b) 3.1.2 (a) 2025630 3 3.1 3.1.2 (b) 3.1.3 70.00%50.00%50.00%50.00%30.00%-50.00% 100.00%90.00%-100.00%90.00%50.00%-90.00% 3 3.1 3.1.3 3.1.4 9 12 2025630 3 3.1 3.1.4 (a) •1190•1690••6•130•AACCC•1• 3 3.1 3.1.4 (b) •90••6•30•CCC• (PD)(EAD)(LGD) 66 2025630 3 3.1 3.1.4 (c) 12(PD)(EAD)(LGD) (PD)121212 (LGD) (EAD)12 (d) Wilson 3 3.1 3.1.4 (d) (i) Wilson 202563020241231121220256302024123150%30%20% 2025630 3 3.1 3.1.5 20256302024123120256302024123157.53%55.35% 3 3.1 3.1.6 2025630 3 3.1 3.1.6 (a) 3 3.1 3.1.6 (c) 2025630 3 3.1 3.1.6 (c) 3 3.1 3.1.6 (d) 2025630 3 3.1 3.1.7 202563020241231 3 3.1.7 2025630 3 3.1 3.1.8 23(b) 3.1.9 3.2 3.2.1 3.2.2 2013720201510242019817(LPR) 3 3.2 3.2.2 2025630 3 3.3 2025113 3.4 3.4.1 2025630202412315%5%142025630202412315%5%5%5% 3.4.2 3 3.5 (a) 202563020241231 2025630 3 3.5 (b) (c) 7 ••• 3 3.5 (c) 2