Simmons First National Corp美股招股说明书(2025-07-21版)

Simmons First National Corporation ClassA Common Stock S-16of this prospectus supplement, on page4 of the accompanying prospectus and contained in our AnnualReport on Form10-Kfor the year ended December31, 2024 (the “Annual Report”), which is incorporatedherein by reference, as well as the risks set forth in our other filings with the U.S. Securities and Exchange Commission (“SEC”) that are incorporated by reference herein, for a discussion of certain risks that shouldbe considered in connection with an investment in our common stock.Public offering price (1)Assumes (i)no exercise of the underwriters’ option to purchase additional shares described below and (ii)no participation in the directedshare program for purposes of the underwriting discounts and commissions. we have agreed to pay on shares sold in this offering to investors introduced by the underwriters. For shares sold in this offering pursuantto the directed share program, we have agreed to pay underwriting discounts and commissions equal topercent (%) per share.The underwriters will also be reimbursed for certain expenses incurred in this offering. See “Underwriting” for details. We have granted the underwriters an option, exercisable not later than 30 days after the date of this prospectus supplement, to purchaseup to an additionalshares of common stock from us on the same terms and conditions set forth above.None of the SEC, any state securities commission or banking agency, the Federal Deposit Insurance Corporation (the “FDIC”),the Board of Governors of the Federal Reserve System (the “Federal Reserve”) or any other regulatory body has approved ordisapproved of these securities or passed upon the accuracy or adequacy of this prospectus supplement or the accompanyingprospectus. Any representation to the contrary is a criminal offense. Prospectus SupplementAbout This Prospectus Supplement and the Accompanying Prospectus Cautionary Note Regarding Forward-Looking Statements Description of Common StockMaterial U.S. Federal Income Considerations toNon-U.S.Holders Where You Can Find More Information This document is composed of two parts. The first part is this prospectus supplement, which describes the specific terms of this offering ofcommon stock, including the price, the number of shares of our common stock being offered, the risks of investing in this offering of our common stockand certain other matters relating to us and our financial condition. This prospectus supplement also adds to and updates information contained in theaccompanying prospectus and the documents incorporated by reference into this prospectus supplement and the accompanying prospectus. The second such offers and sales are not permitted. The distribution of this prospectus supplement and the accompanying prospectus and the offering ofour common stock in certain jurisdictions may be restricted by law. S-ii and the accompanying prospectus outside the United States. This prospectus supplement and the accompanying prospectus do not constitute,and may not be used for or in connection with, an offer or solicitation by any person in any jurisdiction in which such offer or solicitation is notauthorized or in which the person making such offer or solicitation is not authorized or is not qualified to do so or to any person to whom it isunlawful to make such offer or solicitation, and this prospectus supplement and the accompanying prospectus may not be delivered to any S-iii We file annual, quarterly and current reports, proxy statements and other information with the SEC. Our filings with the SEC are also available tothe public through the SEC’s website at www.sec.gov. Our annual, quarterly and current reports and any amendments to those reports are also available over the Internet on our website atwww.simmonsbank.com. All internet addresses provided in this prospectus supplement or the accompanying prospectus are for informational purposesonly and are not intended to be hyperlinks. In addition, the information on, or accessible through, our website, or any other website described herein, isnot a part of, and is not incorporated or deemed to be incorporated by reference in, this prospectus supplement or the accompanying prospectus or otheroffering materials. accompanying prospectus are part of that registration statement. The registration statement may contain additional information that may be important toyou. Statements contained in this prospectus supplement and the accompanying prospectus as to the contents of any contract or other document referredto, or incorporated by reference, in this prospectus supplement and the accompanying prospectus are not necessarily complete and, where that contractor document is an exhibit to the registration statement, each statement is qualified in all respects by the exhibit to which the reference relates. You mayobtain from the SEC copies of the registration statement and the related exhibits that we filed with the SEC.INCORPORA