高裕金融2025年年报

香港聯合交易所有限公司（「聯交所」）GEM的特色GEM的定位，乃為中小型公司提供一個上市的市場，此等公司相比起其他在聯交所上市的公司帶有較高投資風險。有意投資的 人 士 應 了 解 投 資 於 該 等 公 司 的 潛 在 風險，並應經過審慎周詳的考慮後方作出投資決定。由於GEM上市公司普遍為中小型公司，在GEM買 賣 的 證 券 可 能 會 較 在 聯 交 所 主 板買賣之證券承受較大的市場波動風險，同時 無 法 保 證 在GEM買 賣 的 證 券 會 有 高 流通量的市場。香港交易及結算所有限公司及聯交所對本報告之內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示概不就因本報告全部或任何部份內容而產生或因倚賴該等內容而引致之任何損失承擔任何責任。本 報 告 乃 遵 照 聯 交 所GEM證 券 上 市 規 則（「GEM上市規則」）而提供有關高裕金融集團有限公司（「本公司」）的資料，本公司董事（「董事」）願共同及個別就此負全責。董事在作出一切合理查詢後確認，就彼等所深知及確信，本報告所載資料在所有重大方面均屬準確完整，並無誤導或欺詐成份，亦 無 遺 漏 任 何 其 他 事 項，致 使 本 報 告所載任何聲明或本報告有所誤導。 CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE OFHONG KONG LIMITED (THE “STOCK EXCHANGE”)GEMhas been positioned as a market designed toaccommodate small and mid-sized companies to whicha higher investment risk may be attached than othercompanieslisted on the Stock Exchange.Prospectiveinvestorsshould be aware of the potential risksofinvesting in such companies and should makethedecision to invest only after due and carefulconsideration.Given that the companies listed on GEM are generallysmalland mid-sized companies,there is a risk thatsecurities traded on GEM may be more susceptible to highmarket volatility than securities traded on the Main Boardof the Stock Exchange and no assurance is given thatthere will be a liquid market in the securities traded onGEM.HongKong Exchanges and Clearing Limited and theStock Exchange take no responsibility for the contentsof this report, make no representation as to its accuracyorcompleteness and expressly disclaim any liabilitywhatsoever for any loss howsoever arising from or inreliance upon the whole or any part of the contents ofthis report.Thisreport,for which the directors(the“Directors”)ofGaoyu Finance Group Limited(the“Company”)collectively and individually accept full responsibility,includes particulars given in compliance with the RulesGoverning the Listing of Securities on GEM of the StockExchange (the “GEM Listing Rules”) for the purpose ofgiving information with regard to the Company. TheDirectors, having made all reasonable enquiries, confirmthat, to the best of their knowledge and belief, theinformationcontained in this report is accurate andcomplete in all material respects and not misleading ordeceptive and there are no other matters the omission ofwhich would make any statement herein or this reportmisleading. CONTENTS目錄CORPORATE INFORMATION公司資料CHAIRMAN’S STATEMENT主席報告MANAGEMENT DISCUSSION AND ANALYSIS管理層討論及分析BIOGRAPHICAL DETAILS OF DIRECTORS AND SENIOR MANAGEMENT董事及高級管理層履歷CORPORATE GOVERNANCE REPORT企業管治報告REPORT OF THE DIRECTORS董事會報告INDEPENDENT AUDITOR’S REPORT獨立核數師報告CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHERCOMPREHENSIVE INCOME綜合損益及其他全面收益表CONSOLIDATED STATEMENT OF FINANCIAL POSITION綜合財務狀況表CONSOLIDATED STATEMENT OF CHANGES IN EQUITY綜合權益變動表CONSOLIDATED STATEMENT OF CASH FLOWS綜合現金流量表NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS綜合財務報表附註152FIVE-YEAR FINANCIAL SUMMARY五年財務概要 245313556727677798082 CORPORATE INFORMATION公司資料Gaoyu Finance Group Limited•ANNUAL REPORT 2025BOARD OF DIRECTORSExecutive DirectorsMr. Fok Yuk Tong(Chairman)Ms. Hsieh Ching ChunMs. Fok Kit YeeIndependent Non-executive DirectorsMs. Chan Hoi Wuen KatherineMr. Tong Wing ChiMr. Kwan Tsz Chun SunAUDIT COMMITTEEMr. Tong Wing Chi(Chairman)Ms. Chan Hoi Wuen KatherineMr. Kwan Tsz Chun SunREMUNERATION COMMITTEEMr. Kwan Tsz Chun Sun(Chairman)Mr. Fok Yuk TongMs. Chan Hoi Wuen KatherineMr. Tong Wing ChiNOMINATION COMMITTEEMs. Chan Hoi Wuen Katherine(Chairman)Mr. Fok Yuk TongMs. Fok Kit YeeMr. Tong Wing ChiMr. Kwan Tsz Chun SunCOMPANY SECRETARYMr. Lam Man KitAUTHORISED REPRESENTATIVESMr. Fok Yuk TongMr. Lam Man KitREGISTERED OFFICECricket Square, Hutchins DriveP.O. Box 2681Grand Cayman, KY1-1111Cayman Islands 董事會執行董事霍玉堂先生（主席）謝青純女士霍潔儀女士獨立非執行董事陳凱媛女士唐永智先生關子臻先生審核委員會唐永智先生（主席）陳凱媛女士關子臻先生薪酬委員會關子臻先生（主席）霍玉堂先生陳凱媛女士唐永智先生提名委員會陳凱媛女士（主席）霍玉堂先生霍潔儀女士唐永智先生關子臻先生公司秘書林文傑先生授權代表霍玉堂先生林文傑先生註冊辦事處Cricket Square, Hutchins DriveP.O. Box 2681Grand Cayman, KY1-1111Cayman Islands CORPORATE INFORMATION公司資料二零二五年年報•高裕金融集團有限公司總辦事處及香港主要營業地點香港皇后大道中183號中遠大廈44樓4409室香港股份過戶登記分處聯合證券登記有限公司香港北角英皇道338號華懋交易廣場2期33樓3301-04室主要股份過戶登記總處Conyers Trust Company (Cayman) LimitedCricket Square, Hutchins DriveP.O. Box 2681Grand Cayman, KY1-1111Cayman Islands核數師中匯安達會計師事務所有限公司執業會計師香港九龍九龍灣宏照道38號企業廣場第五期二座23樓主要往來銀行渣打銀行（香港）有限公司香港德輔道中4-4A號股份代號8221公司網站www.gyf.com.hkHONG KONG BRANCH SHARE REGISTRAR ANDPRINCIPAL SHARE REGISTRAR AND TRANSFER HEAD OFFICE AND PRINCIPAL PLACE OFBUSINESS IN HONG KONGRoom 4409, 44/FCOSCO Tower183 Queen’s Road CentralHong KongTRANSFER OFFICEUnion Registrars LimitedSuites 3301-04, 33/F.Two Chinachem Exchange Square338 King’s RoadNorth Point, Hong KongOFFICEConyers Trust Company (Cayman) LimitedCricket Square, Hutchins DriveP.O. Box 2681Grand Cayman, KY1-1111Cayman IslandsAUDITORZHONGHUI ANDA CPA LimitedCertified Public Accountants23/F, Tower 2Enterprise Square Five38 Wang Chiu RoadKowloon BayKowloon, Hong KongPRINCIPAL BANKERStandard Chartered Bank (Hong Kong) Limited4-4A Des Voeux Road Central,Hong KongSTOCK CODE8221COMP