美国银行美股招股说明书(2025-07-16版)

Series A Prospectus Supplement dated December 30, 2022andProduct Supplement No. WF-1 datedMarch 8, 2023) BofA Finance LLC Market Linked Securities—Auto-Callable withContingentDownsidePrincipal at RiskSecurities Linked to theNasdaq-100® Linked to the Nasdaq-100®Index(the “Underlying”)■Unlike ordinary debt securities, the Securities do not pay interest, do not repay a fixed amount of principal at maturity and are subject to potential automatic call upon the each case, on the closing level of the Underlyingon the applicable Call Date■Automatic Call.If the closing level of the Underlying on any Call Date is greater than or equal to the Starting Value, the Securities will be automatically called for the ■Maturity Payment Amount.If the Securities are not automatically called, you will receive a Maturity Payment Amount that could be equal to or less than the principalamount per Security depending on the closing level of the Underlying on the Final Calculation Dayas follows:If the closing level of the Underlying on the Final Calculation Day is less than the Starting Value, but greater than or equal to the Threshold Value, you will receive the In addition, in respect of certain Securities sold in this offering, BofA Securities, Inc. orone ofits affiliates may pay a fee of up to$3.00per Security to selected securities dealers in consideration formarketing and other services in connection with the distribution of the Securities to other securities dealers.Wells Fargo Securities Underlying: Pricing Date*:July 29, 2025. August 1, 2025. Maturity Date*:August 2, 2029,subject to postponement as described below in “—Market Disruption Events and Postponement Provisions”. TheSecurities are not subject to repayment at the option of any holder of the Securities prior to the Maturity Date. Denominations:$1,000 and any integral multiple of $1,000. References in this pricing supplement to a “Security” are to a Security with a principalamount of $1,000.If the closing level of the Underlying on any Call Date is greater than or equal to the Starting Value, the Securities will be automatically called, and on the related Call Settlement Date you will be entitled to receive a cash payment per Security in U.S. dollars equal to the Day, and payment upon an automatic call on the Final Calculation Day, if applicable, will be made on theMaturity Date.Any positive return onthe Securitieswill be limited to the applicableCall Premium, even if the closing level oftheUnderlyingon the applicableCall Datesignificantly exceeds theStarting Value. You will not participate in any If the Securities are automatically called, they will cease to be outstanding on the related Call Settlement Date and you will have nofurther rights under the Securities after such Call Settlement Date. You will not receive any notice from us if the Securitiesareautomatically called. Call Dates*andCall February 1, 2028At least20.875% of the principal amount August 1, 2028 Three business days after the applicable Call Date (as each such Call Date may be postponed as described below in “—Market Disruption Events and If the Securities are not automatically called, then on the Maturity Date, you will be entitled to receive a cash payment per Security in U.S. dollars equal tothe Maturity Payment Amount. The “Maturity Payment Amount” per Security willbe calculated as follows:•if the Ending Value is less than the Starting Value but greater than or equal to theThreshold Value: $1,000; or •if the Ending Value is less than the Threshold Value: $1,000minus: Each Call Date (including the Final Calculation Day) is subject to postponement due to non-trading days and the occurrence of a market disruption event.In addition, the Maturity Date will be postponed if the Final Calculation Day is postponed and will be adjusted for non-business days. For more informationregarding adjustments to the Call Dates and the Maturity Date, see “General Terms of the Securities—Consequences of a Market Disruption Event; increase in the secondary market price will decline steadily to zero over this four-month period. If you hold the Securities through anaccount at WFS, WFA or any of their affiliates, WFS has advised us that it expects that this increase will also be reflected in the value than if you held your Securities at WFS, WFA or any of their affiliates.If an Event of Default, as defined in the senior indenture relating to the Securities and in the section entitled “Description of DebtSecurities of BofA Finance LLC—Events of Default and Rights of Acceleration; Covenant Breaches” on page 54 of the accompanyingprospectus, with respect to the Securities occurs and is continuing, the amount payable to a holder of the Securities upon anyacceleration permitted under the senior indenture will be equal to the amount described under the caption “Terms of the Securities—Maturity Payment Amount” above, calculated as though the date of acceleration were the Final Calculation Day of the Securit