HDFC银行 2025年年度报告和过渡报告

FORM20-F ☐REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g)OF THE SECURITIES EXCHANGEACT OF 1934 OR ☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year endedMarch 31,2025OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACTOF1934 OR ☐SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGEACT OF 1934 Date of event requiring this shell company reportCommission file number001-15216 HDFC BANK LIMITED (Exact name of Registrant as specified in its charter) Not Applicable(Translation of Registrant’s name into English) India(Jurisdiction of incorporation or organization) HDFC Bank House,Senapati Bapat Marg, Lower Parel,Mumbai400013,India(Address of principal executive offices) Name:Ajay Agarwal, Company SecretaryTelephone:91-22-6631-6000Email:ajay.agarwal2@hdfcbank.comOfficeAddress:HDFC Bank Limited; 4th Floor, HDFC House, HT Parekh Marg,165-166Backbay Reclamation, Churchgate,Mumbai, Maharashtra400020,India.(Name, telephone, email and/or facsimile number and address of company contact person) Securities registered or to be registered pursuant to Section12(b) of the Act: Trading Symbol(s)HDB Title of each classAmerican Depositary Shares, each representingthree Equity Shares, Par value Rs. 1.0 per share Equity Shares, Par value Rs. 1.0 per share The New York Stock Exchange* *Not for trading, but only in connection with the registration of American Depositary Shares pursuant to the requirements of the Securities and Securities registered or to be registered pursuant to Section12(g) of the Act: Not ApplicableSecurities for which there is a reporting obligation pursuant to Section15(d) of the Act: Not Applicable Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by theannual report: Equity Shares, as of March31, 20257,652,221,674 Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.Yes☒No☐ If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section13 or 15(d)of the Securities Exchange Act of 1934.Yes☐No☒ Note—Checking the box above will not relieve any registrant required to file reports pursuant to Section13 or 15(d) of the Securities ExchangeAct of 1934 from their obligations under those Sections. Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)has been subject to suchfiling requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant toRule405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required tosubmit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging growthcompany. See definition of “large accelerated filer”, “accelerated filer” and “emerging growth company” in Rule12b-2 of the Exchange Act: Large accelerated filer☒Accelerated filer☐Non-accelerated filer☐Emerging growth company☐ If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant haselected not to use the extended transition period for complying with any new or revised financial accounting standards† provided pursuant toSection13(a) of the Exchange Act.☐ † The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting Standards Board to itsAccounting Standards Codification after April5, 2012. Indicate by check mark whether the registrant has filed a report on the attestation to its management’s assessment of the effectiveness of itsinternal control over financial reporting under Section404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firmthat prepared or issued its audit report.☒ If securities are registered pursuant to Section12(b) of the Act, indicate by check mark whether the financial statements of the registrant includedin the filing reflect the correction of an error to previously issued financial statements.☐ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensationreceived by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b).☐ Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements incl