
If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 from their obligations under thoseSections.☐Yes☒No Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant wasrequired to file such reports), and (2) has been subject to such filing requirements for the past 90 days.☒Yes☐No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or forsuch shorter period that the registrant was required to submit such files).☒Yes☐No IfanemerginggrowthcompanythatpreparesitsfinancialstatementsinaccordancewithU.S.GAAP,indicatebycheckmarkiftheregistranthaselectednottousetheextendedtransitionperiodforcomplyingwithanyneworrevisedfinancialaccountingstandards,providedpursuanttoSection13(a)oftheExchangeAct.☐ Theterm“neworrevisedfinancialaccountingstandards”referstoanyupdateissuedbytheFinancialAccountingStandardsBoardtoitsAccountingStandardsCodificationafterApril5,2012. Indicatebycheckmarkwhethertheregistranthasfiledareportonandattestationtoitsmanagement’sassessmentoftheeffectivenessofitsinternalcontroloverfinancialreportingunderSection404(b)oftheSarbanes-OxleyAct(15U.S.C.7262(b))bytheregisteredpublicaccountingfirmthatpreparedorissueditsauditreport.☒Yes IfsecuritiesareregisteredpursuanttoSection12(b)oftheAct,indicatebycheckmarkwhetherthefinancialstatementsoftheregistrantincludedinthefilingreflectthecorrectionofanerrortopreviouslyissuedfinancialstatements.☐Indicatebycheckmarkwhetheranyofthoseerrorcorrectionsarerestatementsthatrequiredarecoveryanalysisofincentive-basedcompensationreceivedbyanyoftheregistrant’sexecutiveofficersduringtherelevantrecoveryperiodpursuantto§240.10D-1(b).☐Indicatebycheckmarkwhichbasisofaccountingtheregistranthasusedtopreparethefinancialstatementsincludedinthisfiling:U.S. GAAP☐International Financial Reporting Standardsas issued by the International Accounting Standards Board☒Other☐If“Other”hasbeencheckedinresponsetothepreviousquestion,indicatebycheckmarkwhichfinancialstatementitemtheregistranthaselectedtofollow.☐Item 17☐Item 18Ifthisisanannualreport,indicatebycheckmarkwhethertheregistrantisashellcompany(asdefinedinRule12b2oftheExchangeAct).☐Yes☒No PRESENTATION OF FINANCIAL AND OTHER INFORMATIONFORWARD-LOOKING STATEMENTSPART IITEM 1. IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERSITEM 2. OFFER STATISTICS AND EXPECTED TIMETABLEITEM 3. KEY INFORMATION3.A. [Reserved]3.B. Capitalization and Indebtedness3.C. Reasons for the Offer and Use of Proceeds3.D. Risk FactorsITEM 4. INFORMATION ON THE COMPANY4.A. History and Development of the Company4.B. Business Overview4.C. Organizational Structure4.D. Property, Plant and EquipmentITEM 4.A. UNRESOLVED STAFF COMMENTSITEM 5. OPERATING AND FINANCIAL REVIEW AND PROSPECTS5.A. Operating Results5.B. Liquidity and Capital Resources5.C. Research and Development, Patents and Licenses5.D. Trend Information5.E. Critical Accounting EstimatesITEM 6. DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES6.A. Board of Directors and Board of Executive Officers6.B. Compensation6.C. Board Practices6.D. Employees6.E. Share Ownership6.F. Disclosure of a registrant’s action to recover erroneously awardedcompensationITEM 7. MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS7.A. Major Shareholders7.B. Related Party Transactions7.C. Interests of Experts and CounselITEM 8. FINANCIAL INFORMATION8.A. Consolidated Statements and other Financial Information8.B. Significant ChangesITEM 9. THE OFFER AND LISTING9.A. Offer and Listing Details9.B. Plan of Distribution9.C. Markets2 – Form 20-F 2025 | Bradesco 9.D. Selling Shareholders9.E. Dilution9.F. Expenses of the IssueITEM 10. ADDITIONAL INFORMATION10.A. Share Capital10.B. Memorandum and Bylaws10.C. Material contracts10.D. Exchange controls10.E. Taxation10.F. Dividends and Paying Agents10.G. Statement by Experts10.H. Documents on Display10.I. Subsidiary Information10.J. Annual Report to Security HoldersITEM 11. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISKITEM 12. DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES12.A. Debt Securities12.B. Warrants and Rights12.C. Other Securities12.D. American Depositary SharesPART IIITEM 13. DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIESITEM 14. MATERIAL MODIFICATIONS TO THE RIGHTS OF SECURITY HOLDERS AND USE OF PROCEEDSITEM 15. CONTROLS AND PROCEDURESITEM 16. [RESERVED]16.A. Qualified Member of the Audit Committee16.B. Code of Ethical Conduct16.C. Principal Accountant Fees and Services16.D. Exemptions from the listing standards for Audit Committees16.E. Purchases of Equity Securities by the Issuer and Affiliated Purch