汇鑫小贷2024年报

2024 2452531474961859091929394161162 (ACG, HKACG) 36112 10535 200 131 www.qzhuixin.net 689 1577 857 474 H 148212103B 2024 20241231112.396.3727.7 2024 2025326 20142015122016–2020[2015]74201720182021 2024 20241231888.220241231112.7 (1)(2) 20231231925.920241231727.7 2023123145.8144.24.9%15.6%0.22024123137.4131.45.1%18.1%2024123113.2%18.0%324 2024123194.4%5.6% (1) 202320241231108.3190.111.7%26.0% 2023123118108.3202412312023123116.8202412312023123191.522.3 2024123126190.153.9 20231231108.320241231190.1 (1) (2) 9 2023123159.8202412314.02023123111.62024123121.9(i)202310.3(ii)202345.5 (1)(2)(3)(4)(5) 2023123172.72024123127.145.5202312317.9%202412313.7% 20241231 (i)(ii) (1)(2) 20231231140.219.6%20241231112.72023760.525.4%2024567.020232024123115.9%14.7% (1)(2) 2023123111.3202412318.2 20232024123126.213.1(i)(ii) 2023202412314.0%3.7%20232024123155.5%52.9% 2023123124.02024123123.0 , 202312314.22024123154.9(i)(ii)4.7(iii)6.9 20232024123120081120172242018122925%20232024123123.429.823.5%23.6% 20232024123176.296.320232024123164.891.7 20231231–9.6%20241231–9.2% (i)(ii)(iii) 20241231200.271.3(i)21.2(ii)207.5(i)60.1(ii)11.8(iii)0.3 2024123153.7 20241231154.9(i)34.0(ii)8.2(iii)101.5(iv)8.9(v)1.3(vi)1.0 202320241231111.5103.0 202320241231111.5103.0 90 20231231861.620241231670.2 2024123194.4%5.6% 2023202412312023123115.7%84.1%202412315.0%92.9% 20241231 2024123130.321.0177.651.4 2023123114.7202412315.69.121 2023202412310.1 2023123132.62024123124.3 2023123122.92024123123.3 20232024123111.53.1 20232024123110.310.01.0 202312311.7202412311.01.0 20241231 (i)(ii)(iii) 2914A (1)100%(2)100%(3)100%(4)100% 202312315.6%202412317.5%202312315.8%202412317.8%2023123171.3%2024123158.8%20231231–9.6%20241231–9.2% 20241231 20241231 202462582.9623.0% 202412315% 20241231 20241231 2024123151 2024123113.1213.19 20252025 2025 4820121120202111820101201042010420111120121120202111822200092004360087020067200712200712201012 2000720066 6220101837201018201018202111819811198761987719935199350020291997120081020002 2013122013112820104201312018120111220161220171220179201212 4320131111201493202111820147102021118212013111120037200512005220062200622008520086201072010820143 2006220138920037 4820178252021722015620176201192015620087201182000720049 199972008720118 4920156123019941997200310 200332620052008201220171 38201861220171200992006920099 200920132018 201612 4820236920175201732008520058 20057 50202369212024101202341120249301978201941202343202056202341122782012642015123120168222019331131420143201732012620152 19991120151120032011 612023692022620201202259042018820191220123201876036962011120122199992010121986719998 19866 37202161120163201782220146232018320139201462011920138 2011820116 44201471020103120047200662006720102 2004720111 372016242017822201861220124 20117 48201512152000102002420025201110201111201712017120013 20007 4720151215200172003920051020091220091220159201510 2009814200912202001720067 20241231 2010181053536112131 20241231 C2 202412311 20241231 33 2024123130% 202412315% 20241231 27 2025626202412310.0520256122025815 H 20255132025612H2025512430H148212103BH10535 202412312025815202562620256202025626H2025619430H148212103BH10535 2024123124 2024123120241231 20241231 3.13 469 10 20241231 20241231 20241231XVXV78352 (1)LXV(2)20241231H(3)20241231680,000,000180,000,000H500,000,000(4)40.79%37.82%31.09%31.09%(5)10%63.33%61.08%34.05%4.87% 20241231XVXV78352 20241231XV23336 (1)LHXV(2)20241231H(3)20241231680,000,000180,000,000H500,000,000(4)50%50%(5)(6)80%(7)63.33%61.08%34.05%4.87%(8) (9)GoodRising Investments LimitedGoodRising Investments LimitedPleasantAdvent LimitedPleasantAdvent LimitedGoodRisingInvestments Limited (10)21,782,000H (11)330,000H 20241231XV23336 2024123120241231 20241231 20241231 (1)(2)10%(3)10%(2)(3)10% 2024123113.1213.19 20241231C1 20241231520241231 36 202412218.524% 202412214A14A.10114A 20241222024123 202462582.9623.04% 202462514A14A.10114A 2024625 14A 20241231 20241231 20241231 2025326 20241231 202412312 20241231 20242024 2025326 C1 20241231 (i)(ii)(iii) 5 20241231 20241231 3.10(1)3.10A3.10(2) 3.13 202412312(i)202312312024630(ii) 202412311(i)(ii)(iii) 202412311(i)(ii) A.2.1 20241231(i)(ii) C.5.314 202412315 20241231202467 201696 91 20241231512229 • • • • 13.51B(1) C3 3.29 202412311,600,0005ESG 2016125wangshijie@qzhuixin.net • • 131 • 10% • 3% 202467 20241231 20241231ESG ••• • • 13 20241231 ESGESGESG2024 ESGESG20241120241231 ESG •ESGESG•GRI ESG •ESGESG•ESGESG•ESG•ESG ESG ESG2025326 ESG 1.1ESG ESG——ESGESGESG ESGESGESGESGESGESGESGESG ESGESGESGESGESGESG20242024ESG 1.2 ESGESG 1.3 ESG252024 2.1 •9423 •5122 •28.51% 2.2 20242024 2.3 2023202320232024123130 2.4 2024 3.1 3.2ESG ESGESG 2024 •20243•20244•202411 3.3 2024 3.4 4.1 4.1.1 2024 •• •• 4.1.2 202424100% 4.2 5.1 2024 5.2 2024ESG 6.1 6.2 2024100% 6.3 202