Jackson Financial Inc-A 2024年度报告

2024 About Jackson Jackson®(NYSE: JXN) is committed to helping clarify thecomplexity of retirement planning—for financial professionalsand their clients. Our range of annuity products, financialknow-how, history of award-winning service* and streamlinedexperiences strive to reduce the confusion that complicatesretirement planning. We take a balanced, long-term approachto responsibly serving all of our stakeholders, includingcustomers, shareholders, distribution partners, employees,regulators and community partners. We believe by providing clarity for all today, we can help drivebetter outcomes for tomorrow. Jackson Financial Inc. is a U.S. holding company and the direct parent of Jackson Holdings LLC (JHLLC). Thewholly-owned direct and indirect subsidiaries of JHLLC include Jackson National Life Insurance Company,Brooke Life Insurance Company, PPM America, Inc. and Jackson National Asset Management, LLC. Jackson®is the marketing name for Jackson Financial Inc., Jackson National Life Insurance Company®(Home Office: Lansing, Michigan) and Jackson National Life Insurance Company of New York®(HomeOffice: Purchase, New York). DearShareholders, 2024 was a tremendous year of growthfor Jackson. We further strengthenedour position as a leading provider ofretirement solutions, delivering on ourstrategic priorities while celebratingsignificant operational and financialaccomplishments. With a differentiatedproduct suite, powerful distributionnetwork, award-winning service modeland steadfast commitment to riskmanagement, we are well-positioned tofulfill our mission of helping individualsachieve financial freedom for life. Further,as demand for reliable retirementsolutions grows, our customer-centricapproach and proven capabilities positionus for long-term success, driving positiveoutcomes for both policyholders andshareholders alike. Laura PrieskornPresident and Chief Executive Officer Answering Market Demand andGrowing Our Impact A record number of Americans turned 65in 2024, reaching the traditional age ofretirement and marking a pivotal demographicmilestone. These evolving demographictrends, favorable economic conditions andan increasing preference for protected growthand guaranteed income have driven record-setting industry annuity sales. Jackson’sdiverse product suite, retirement planning toolsand educational resources have positioned uswell to meet the strong demand for reliableretirement income solutions. The strength of Brooke Re, alongside Jackson’s solidperformance, led to annual distributions to our holdingcompany of $875 million — the highest in our history —further demonstrating our ability to generate sustainablevalue for our stakeholders. $875MAnnual Distributions toHolding Company Consistent with our mission, Jacksonremained steadfast in prioritizing educationand awareness to ensure more Americansunderstand the importance of mitigating risks inretirement. Through ourSecurity in RetirementSeries, a multi-phase research partnershipwith the Center for Retirement Research atBoston College, we are equipping financialprofessionals and their clients with insights tonavigate financial challenges. Whether helpingretirees plan for longevity risk, navigate inflationconcerns or better understand healthcarecosts, we are committed to providing resourcesand solutions that support people as theysecure their financial futures. Our offerings aredesigned to aid individuals as they confidentlytransition into retirement, support familiescaring for aging loved ones and empowercustomers to make the most of their savings. Delivering Strong FinancialOutcomes to Fuel Our Future As we expanded our impact and met thegrowing demand for retirement solutions, wealso strengthened our financial foundationto support our long-term success. 2024 wasa pivotal year for Jackson, driven by strongexecution, disciplined capital management andthe effectiveness of Brooke Life ReinsuranceCompany (Brooke Re), our captive reinsurancesolution. Brooke Re performed as expected,reinforcing our economic hedging capabilities,increasing capital stability, and providing greatervisibility into capital generation at the insuranceoperating company. The strength of Brooke Re,alongside Jackson’s solid performance, led toannual distributions to our holding companyof $875 million — the highest in our history —further demonstrating our ability to generatesustainable value for our stakeholders. $631MCapital Return toCommon Shareholders $325BTotal Assets UnderManagement $1.4BNon-GAAP AdjustedOperating Earnings(1) For the fourth consecutive year, we successfullymet or exceeded all our key financial targets— a testament to our disciplined approach tocapital management. In 2024, we returned $631million to common shareholders, including $415 million in share repurchases and $216 million incommon dividends. Our holding company alsomaintained a strong liquidity position, endingthe year with more than $700 million in cash andhighly liquid securities — wel