新华保险：新华保险2024年年度报告

NEW CHINA LIFE INSURANCE COMPANY LTD. : 601336 重要提示 1220253 2720241010320244(1)2024520240.5416.8520241.9962.08202478.93202430.1%678910 1. 释义 01 02 14 03 17 04 44 05 06 104 07 109 公司概要第二节 新华保险成立于1996年9月，总部位于北京市，是一家全国性的大型寿险企业。公司锚定“中国一流的以保险业务为核心的金融服务集团”发展愿景，为客户提供覆盖全生命周期的风险保障和财富规划的产品及服务，着力推动养老产业、健康产业的发展，做强、做稳资产管理业务，助力寿险主业发展。 新华保险已建立覆盖全国的销售和服务网络，为3,119.9万名个人客户及7.8万家机构客户提供全面的寿险产品及服务，并通过下属的资产管理公司和资产管理公司（香港）管理和运用保险资金。2011年，新华保险在上交所和联交所同步上市。 1.2.20244.0%8.5%3.2023 2024 20249 202410,8884,83370366,1001211033018617.91.3ESG296.57,0002,900202410% 20240.5416.8520241.9962.08202478.93197.6% 20241,705.112.8%62.53106.8%14.6%20236.7%(1)7.9262.29201.1% 1.2023202330.24 2024202412 3116,293.615.8%8.5% 500 2024 2024 202416211011 20244801521.314,155 5,0000.430.7196.8%2024672+1 2024XINXIN2024XINIDA(1)100% 1.IDA≥15≥36 20241395.7%5.92586.2%7.8 2024176 2024 eAppDeepSeek 2024105013500185002024A2A 20241,7051.69 ++2 优2调 致股东函 202420241,7051.69262.2962.53106.8%8.5%5.9217.55%124.07% 170121104,8336,10020233 XINWLP++++16211,700 202416.8578.9330.1% 2025 500 DeepSeek 2025 20253 27 第四节 管理层讨论与分析 1.2022 2. 1.2022202211 2.=+ 202420241231 202420249 2024 20241,705.112.8%272.2015.6%34.4319.2%1,279.255.5% 20244.0%8.5%202462.53106.8%14.6%20236.7%7.9 202470.1%12.612.6%75.0%96.5% 2024XIN1395.7%5.92586.2%7.820241.9% 1.2. XIN XIN2025XINXINWLP 20241,159.700.3%132.3519.7%13.64(1)1.554%(2)10.9%2.3C(1)0.3528%C(2)2.5%0.9(3)0.8141% 1.(CC≥3000(10,0002.*100%C{[+2]}3. 2024516.748.1%138.7311.5%267.5542.8% (2) 31836 202428.6714.5%1.8856.7%(1)9.4929.3%1,931 1. 1. 2024 202457.1%10 4 (1) 202458 1.2024 5 0.58% 6 1.13132.2525 20249.8%0.5%5.0% 202419.2%19.3%32.8% 2024 OCI2024OCI53.70306.40470.6% 20248.5%5.8%3.2% 1.2.3.4.5.6. 1.2.3.=++++4.=+5.=6.2023 3 20241231951.28618.205.8%5.9 (1) 20241231AAA99.9% (2) 1. 1.2. () 1.== 1 1.= 2 20245.2% 20249.5% 202410.5% 3 384.322,824.5811,566.12 1.111314 45 20241231 1.2024122.2024123. 7 2025 1. 2025 2. 第五节 内含价值 202412 31202412 312024 201611 •202412 312024•202412312024•202412312024•2023123120241231 ••2024 2024 20253 27 202412 31 201611[2016]36 202412 31 8.5% 4.0%6.0% 2010-2013 (2020) 2.0% 70% 25% 100% 20241231 1.2. 1.2024123120231231426.83449.412.3. 1.2024123120231231426.83449.412.3. 2023123120241231 210 2.3.4.5.6.7.8.9.10. 第六节 董事、监事、高级管理人员和员工情况 1.202411 6202420249 3020245 24202412202412 103.09D 2.20252 3.202312 2220242 4.20241 25202435.202412 96.7.2024 2023122023820195202380001660680620141220195200852014122000 20241219991(CAA)(FCAA)(CIMA)(FCMA)19962011 202110202311200572005 202110202310201012BP2010 20166096681995 20198601601026012005 201912Liberty Chambers1985202319962201561988200519982015 20221200354601066060666011982001 2022122006 20221260002160081668836600067160087401065300363(CPA)2002 20216199512008 2018220015200792005112007119967200151996 20198201912201762013319862012 2016320104201111988 202111202411202452021920229202452011 202212201722022122019920227201052004 2024220243202472023820245015082019220231220099201922008 2024319992012 202432017 1,681.40 A A 2024123135(1)28,675 1.50% 20242.2100%90(WLP)11944 2025WLP 第七节公司治理 3 (www.sse.com.cn)(www.hkexnews.hk) 202412202411 62024 2.20246282023 3. 1024436 1. 2. 3. 410 4. 1.2.3. 5221 1 2 5 5221 1 2 9 523 1 2 10 3 2023 • 523 1 2 2024 3 4 13 633 1 2 10 4 1 2 3 202412 31 ESGA+H2024ESG2023 2024 1 422 6 1202411 6202420241030 (www.sse.com.cn)(www.hkexnews.hk) 2 ESG2023 3 (1) (2) 2024 (3) (4) (5) (6) (7) (8) 2025 6 (1)15 202412 9 20243 2720246 282023 20244 2920246 282023 20244 2920246 282023 2023 2024A 12 E 1234 2024262.29252.02202412 31860.772024252.02 2024 20253 27202420241.9962.0820240.5416.85202478.93202430.1%2025 2024 20258 8)2024 2024 2024+ 302产品市场部健管医疗业务部／养老业务部 202412 311,7313527575463631 A.2.120241 1202412 31 [2008]7[2010]11[2010]69[2015]114 [2008]7[2010]11202420241 1202412 31 2024 202420242024 2024 2024 (1) (VaR) 1.2.3.4.5.6.7. (2) 1. AAA95%AAA 2024(1)(2)(3)(4)(5) 2. 20249A5AA+1AA-1A+1A24A+2A1A-1 (3) 1.2.3.4.5. (4) 1. 2024(1)(2)(3)(4) 2. 2024(1)(2)(3)(4)(5) (5) 2024724 20242024 (7) 1.2.3.4. 第八节 环境和社会责任 2024 2024(ESG) 202410,8884,833500 617.9296.5124.8113.628.53,498.2 20246,1002153,0591,416 202415%30%36 1. 202430 2024 2. APP 202420241,4850.870.3549.29%33.33% 2024(ESG) 3. 20243.586,400 ++20241,161 1.2024·187971020176,0254624,124.42.·2024801306,0002024·3.2024353.44,100513 20251 76.8100 2024(ESG) 第九节 董事会报告与重要事项 2024(ESG) 30%30% 1920 2024618100202462020246 22300 250500 2024272024228 20242 29 59 58 [2008]7[2010]11202412 31 202412 31 25%15%H 20241231 2024 10%10% 202433.85 20246 282023202420242024•2024202420243 28202420246 292023• 20222022•2022 2020620218202220222 262022 5% 20142 14 2014 20253 27 20241231 1.0 76,813A76,540H273 202522875,940A75,665H275 200312 168,282.09