荷兰全球保险 2025年年度报告和过渡报告

Title of each classTrading Symbol(s)Name of each exchange on which registeredCommon shares, par value EUR 0.12 per shareAEGNew York Stock Exchange5.500%Fixed-to-FloatingRateSubordinated Notes due 2048AG48New York Stock Exchange5.100% Subordinated Notes due 2049issued by Aegon Funding Company LLCAEFCNew York Stock ExchangeSecurities registered or to be registered pursuant to Section12(g) of the Act.Not applicable(Title of Class)Securities for which there is a reporting obligation pursuant to Section15(d) of the Act.Not applicable(Title of Class) Table of Contents Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period coveredby the annual report:1,652,797,432common shares and353,387,800common shares BIndicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act☒YesNo☐If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section13 or 15(d)of the Securities Exchange Act of 1934.☐YesNo☒Indicate by check mark whether the Registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Actof 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)has beensubject to such filing requirements for the past 90 days.☒YesNo☐Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405of RegulationS-T(§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required tosubmit such files).☒YesNo☐Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, anon-acceleratedfiler, or an emerging growthcompany. See definition of “large accelerated filer, “accelerated filer,” and “emerging growth company” in Rule12b-2of the Exchange Act.☒Large accelerated filer☐Accelerated filer☐Non-acceleratedfiler☐Emerging growth companyIf an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registranthas elected not to use the extended transition period for complying with any new or revised financial accounting standards†provided pursuant to Section13(a) of the Exchange Act.☐†The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting StandardsBoard to its Accounting Standards Codification after April5, 2012.Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectivenessof its internal control over financial reporting under Section404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered publicaccounting firm that prepared or issued its audit report.☒If securities are registered pursuant to Section12(b) of the Act, indicate by check mark whether the financial statements of the registrantincluded in the filing reflect the correction of an error to previously issued financial statements.☐Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-basedcompensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b).☐Indicate by checkmark which basis of accounting the registrant has used to prepare the financial statements included in this filing:☐U.S. GAAP☒International Financial Reporting Standardsas issued by the International Accounting Standards Board☐OtherIf “other” has been checked in response to the previous question, indicate by check mark which financial statement item the registrant aselected to follow.☐Item 17☐item 18If this is an annual report, indicate by check mark whether the registrant is a shell company(as defined inRule12b-2of the Exchange Act).☐Yes No☒ Cross reference table Form20-F Our purpose People are living for longer, and atAegon we welcome the possibilitiesthat this brings. We see increasedlongevity and the resulting changing lifepatterns as opportunities for ourcustomers, our employees, and society. Contents AboutAegon12CEO interview16Our strategy 07 As recently as the late 20th century, life consisted of three stages:approximately 20 years of education, 40 years of work, and a shortretirement of 15 to 20 years. Since then, life expectancy has increasedaround the world. This means we need to rethink what a life should looklike: when we study, work, take career breaks, and switch careers. Theidea of a standard path no longer applies: there are as many options asthere are lives. Longer lives bring new challenges. But the old associations with aging – offrailty and inactivity – are often being replaced by the expectation that theyears after 60 can be the most rewarding. Governance a