中国银行2024年中期报告

中國銀行股份有限公司中國銀行股份有限公司 （於中華人民共和國註冊成立的股份有限公司）（於中華人民共和國註冊成立的股份有限公司） H 股普通股股份代號：3988境外優先股股份代號：4619H 股普通股股份代號：3988境外優先股股份代號：4619 5 6 8 49 67 73 20248292024131313 2024 202320247162023102.364695.93 2024101.208 BANK OF CHINA LIMITEDBank of China A601988 1(86) 10-6659 2638ir@bankofchina.com H3988 1(86) 10-6659 2638ir@bankofchina.com 3360033 4360035 1 BOC 20USDPREF4619 1100818(86) 10-6659 6688(86) 10-6601 6871www.boc.cn(86)-95566 A 188(86) 21-4008 058 058 1 H 18317M(852) 2862 8555(852) 2865 0990 A www.sse.com.cn 188(86) 21-4008 058 058 www.hkexnews.hk 117202311202211234÷×100%÷25÷×100%92010[2010]26÷×100%7÷×100%8[2016]359÷×100%÷2101112÷1320242022202314÷×100%15÷×100%16÷×100%17÷×100% 62.28368.321,49811%3,4849.35% 6339,072.674.55%311,282.914.90%3,179.291,265.36(ROA)0.76%(ROE)9.58%1.44%25.54% CIPS5483,410 8.351.716,50039.77%21300.299.98% 6201.69%18.91% 6(M2)305.06.2%250.98.8%395.18.1%2,967.40.3%7.12680.6% 2024 6433.10397.661.2663.341.56%209.32%15.53% (GDP)5.0%3.7%6.0%3.9%6.1%30,909(CPI)0.1% 1,265.360.90%1,186.011.24%(ROA)0.76%(ROE)9.58% 579.2699.8620.83% 2,267.6072.323.09%5,429.94359.937.10%3,162.34432.2515.83% 2,363.82238.4411.22% 513.59127.2232.93% 3,790.16110.963.02% 1,060.52149.1116.36% 284.9366.5930.50% 74.60% 1.44%2317(LPR)6 12 1,082.9039.903.83%809.7112.771.55%25.54%0.2367 911.6954.546.36%28.68%1.87 428.6035.167.58%13.48%2 605.79726.84106.8717.24%8161 483.0989.7022.80%34 5 6339,072.6714,751.014.55%311,282.9114,529.404.90% 65,269.57416.59800.43210.750.38%0.08 6211,428.3011,810.515.92% 674,069.062,481.893.47%56,356.741,938.973.56%2,485.3161.182.52% 6236,307.067,236.563.16% 624,608.30558.95 627,789.76221.610.80%(1)1,265.361,186.01(2)2023695.93(3)400(4)51.8180.06 664.466,352.82 1,590.87996.89 1,771.122,546.36 4 68.351.716,500 24 UoP636,659.0339.77% 983.7091.77(NAFMII) ESGREITs eAPP620,916.2818.94%1303.33% (PRB)(TCFD)(GIP)(SMI) 1,900• 361389 RPAOCR9,0006.0APPEAPP 10,2601,023 (mBridge) 80% 2,444.1874.312.95% 1,025.7961.025.61% 688,020.78781.87 6116,568.56459.5217.80%9.35%9.57% 2024 1,2001131,510CIPS600(QFI)(CIBM) 10.71%437.2524.886.03%1.94 62.28368.3211.08%2.84,300EAPP30e14620,916.2818.94%130 65.311.19%1,200.7761.024.84% 63810.64% 617 62,323.64224.78 644246158,2281,103 618.522.84197 837.74%1,72750%2539 52.83% 12,299.733,751.60480.68 E APPe873,800 TLAC 668,843.7614,617.146,485.761,849.51 6ATM100%95%127%11999.98% 40 530.27 63.39 230120 1.7436018(REITs)618.828.38% 65466444 62213418990818.50851.572.17%166.72%1.65 65,783.704.75%4,313.390.77%50.3711.04%23.95% 50061,1003,410 EMV13520242024 ESG 15NX 630700 5×2428513.22G317.17 6.26 61.07 6528.6439,982.483,299.34204.63 CIPS63315CIPS719.3993.97% 2030 2065614 6.0APP63012 BoC PayBoC Bill 3CambodianShared Switch(CSS) • BoCPay APPEnsemble ESGESG174%(ESOP)508.5200 627.78 AA+ 635.39707.03229.567.34 ESGESG618,019.39 61.0067.5255.903.59 625(QFI)(QDII)66,852.625,979.513,099.36 637.4998.0848.5514.771.90 ESG 6100.00185.55178.8411.11 635.381,930.1862.966.67 624.671,040.69181.0617.25 82.5643.67A 645.35129.8256.0329.542.80 ESGESG28.7276.911710A 6340.521,368.59757.456.94 25 6145.00898.76246.6714.42 6108.00673.62122.213.06 62,398.68 61,047.1584.82%46.75%6511 611.58242.8660.614.60 655%18559347154.9 615.14734.0987.35 6717.8964.50%2.01 135 66.0011.588.610.11 EEEEAPP5445.606.17%628,2958,986 IFRS17 ATM 172.55 5.0T1/T2 RPAOCR2,900 610,280665546 392.9 9 632,612.6780.621.24%0.035,269.57416.59201.69%10.03 625,628.332,328.8310.00%21,483.721,722.068.71%11,531.021,062.9310.15%5,030.91478.1510.50% 126203,406.7696.47%4,832.442.29%2,612.201.24% 726.84106.870.71%0.03161 9 % 1÷2÷ 6 2 6 % 63 2024 IT 18133,041.37 (RACA)(KRI)(LDC) 6 1,500400 1,200400618.91% 6 2024112023123152024 6 202411202312312024 (ESG) ESGESG 202420232024202420232024 ESG 90 1+1+N1320242024202420242024 2024(ICAAP)2023(ICAAP) + 2024610% 202462.284,4141,2131,01313422 433 20141,6004,50020246267.9719020142024154195040.58 420243,700301.79,200 20243 • 152.33.68 202441,900202462.0935%13045% 202413.7100% 20243 • 15 2024 630588,043421,595A166,448H 2024 2024630 1HH22024630H34A56202310112024410A330,372,926A188,791,906,533 2024630 2024630336 1BlackRock, Inc.BlackRock Financial Management, Inc.4,740,662,257H63,935,000H63,935,000H29,025,0002CITIC Securities Company LimitedCITIC Securities International Company Limited6,744,332,352H369,000H6,744,332,352H665,305,379369,000H3CITIC Securities Company Limited5,890,062,000H45China CITIC Financial AMC International Holdings Limited10,505,701,000H6(S)720246303368336 202463086851 2024630 12024630EuroclearClearstream197,865,300100% 22223112 3 552024685 1220242263202422642024326202462852024331••(AERC)6202441202443720244320245168202475920248251011 12202425320243114202441052024636 122024325320244342024516520248256 611,49110,94554610,280383739,868 6308,703283,459268,80325,24464,347 62023 202422.6 202462820