中国银行2023年中期报告

3988H4619 2023 202392023 目 錄 25681012122550586061687377828889 釋 義 571 重 要 提 示 2023830202313111 3 2023 202220237142 0 2 21 02 . 3 2682.982023 公 司 基 本 情 況 A BANK OF CHINA LIMITEDBank of China www.sse.com.cn www.hkexnews.hk 1(86) 10-6659 2638ir@bankofchina.com A 601988 1 1100818(86) 10-6659 6688(86) 10-6601 6871www.boc.cn(86)-95566 H 3988 3360033 1 4360035 H 18317M(852) 2862 8555(852) 2865 0990 BOC 20USDPREF4619 188(86) 21-4008 058 058 A 188(86) 21-4008 058 058 財 務 摘 要 11720231120221120221123=+4÷×100%÷25÷×100%92010[2010]26÷×100%7÷×100%8[2016]359÷×100%÷2101112÷13[2012]114÷×100%15÷×100%16÷×100%17÷×100% 經 營 情 況 概 覽 6310,852.407 . 5 9 %2 8 4 , 2 3 4 . 7 77 . 9 5 %3 , 1 9 7 . 0 71 , 2 7 6 . 8 88.92%3.35%(ROA)0.85%(ROE)10.60%1.67%25.77% 45.46%22.56%2.6231.99%11.5540.35%16.75%31.86%2,900( C I P S ) 610.52%4.85% 2 32.32 05,000 62,468.821.28%188.39%300600 管 理 層 討 論 與 分 析 2023 ( G D P )5.5%3.8%8.2%3.8%3.7%2.82(CPI)0.7% 6( M2)287.311.3%230.611.3%365.59.0%3,2023.7%7.22583.6% 6406.210.4%373.610.8%1.32.6%63.21.62%206.13%14.66% 1,276.883.35%1,200.950.78%(ROA)0.85%(ROE)10.60% 2,339.92106.124.75%5 , 0 7 0 . 0 18 8 6 . 0 82 1 . 1 8 %2,730.09779.9640.00% 3,679.20559.9517.95% 911.41118.9615.01% 4 7 9 . 4 02 0 7 . 1 776.10% 2,125.38700.3249.14% 386.3781.1026.57% 218.341.460.66% 1.67%93274.84%0.13(LPR)4 7 23 857.15155.7322.20%26.81% 463.7619.304.34%14.51%2 393.39136.4353.09%3,4,5 1,043.00145.2316.18%25.77%0.576,7 6 0 5 . 8 17 8 . 5 61 4 . 9 0 %619.97164.2136.03%8,161 6310,852.4021,916.927.59%284,234.7720,932.307.95% 61 9 2 , 6 4 6 . 8 417,119.239.75%158,313.7614,884.0610.38%4,751.46142.743.10% 64,651.08278.67423.50139.33 667,326.272,973.834.62%51,108.521,046.742.09%2,244.42192.529.38% 62 2 4 , 4 9 3 . 1 42 2 , 4 7 4 . 8 91 1 . 1 3 %176,967.8918,173.5511.44%6,577.16370.935.98% 62 6 , 6 1 7 . 6 39 8 4 . 6 23.84%(1 )1 , 2 7 6 . 8 81,200.95(2)300(3)2022682.98(4)51.6270.25 622,582.451,667.79 6,352.821,354.38 2 , 5 8 7 . 7 61 , 8 1 9 . 3 6 2,546.36771.16 32 4 2,518.4999.764.12% 1,086.81128.4513.40% 684,609.109,281.9612.32%1,069.37167.0318.51% 69 8 , 7 3 1 . 9 513,975.2416.49%523.2299.4823.48% 1,2001121,438( C I P S )6 2 6( Q F I )( C I B M )6 133e+ 2.71,200140EAPP615,509.0640.35%26.27%903.64% 61,916.84214.4112.59%3 9 9 . 6 29 . 7 52 . 5 0 %9 , 7 2 8 . 2 86 6 2 . 2 67 . 3 0 %1.76 1,261.79147.5013.24% 61 4+61 06418,2351,016 E657,409.68598.581.05% 52.59%(ESOP)175617.292 . 6 9 82116962539 612,050.982,282.15e6802,0006222666,042.9114,237.866,902.281,658.42 31.7238.27%68,171 4 0 6,811.06534.452,290.40 63.02 FOF72022616.48 62213418990 6717.78779.502.11%191.15%1.58 65,443.084,423.374.78%2.65%45.3623.09%20.22% 6532634320236 (ESG) 630600 629.554.02 5×241 6 7 . 8 523.67%10.397.15%G316.742.36%6,600(GDR) 63113( C I P S )C I P S370.880.94% 6541 4 6528.6437,711.813,345.14180.82 ESGE T F BoC PayBoC Bill GO(CIPS)CIPS ( i G T B )iGTB 635.39714.83215.827.46 528.5616.45E S GS u s t a i n a l y t i c sE S G144501 6 62 7 . 7 8 +++A A + 61 . 0 063.8353.963.91 5F O F65,612.264,552.312,679.45 61 0 0 . 0 0166.94158.959.19 616,097.715+ 637.49120.0344.2217.391.72 ( I F R S17)ESG 635.381,826.7657.186.04 64 5 . 3 51 5 1 . 5 05 2 . 4 236.061.51 16.7067.0415.03ESGESG9A- 624.67793.6517.69159.190.83 47.05 6340.521,412.05754.346.57 6145.00885.44223.1018.01 +62,209.02 611.58229.1853.582.622020 660%15459142314.7 6108.00473.43105.01 6735.9438.1% 615.14670.0187.852.82 6662.827.25%55.10%2.86 66.009.626.95 I F R S17e+ 6184.8110.46%31.7238.27%8,171 FTNRAB2B I P61,700E-transfer (eGIRO)30121742.959.69%A P P570(2023) 610,304632532 2 4102+TPS 1,510376 B2Be I I I 642,468.82152.051.28%0.044,651.082 7 8 . 6 71 8 8 . 3 9 %0 . 3 4 621,714.163,626.0820.05%8,957.881,570.3021.26%4,363.44752.3620.83% 91 26186,323.7297.00%3,301.221.72%2,462.891.28%619.97164.210.68%0.12161 % 1÷2÷ 6 2 6 % 2023 6216,356.82 ( R A C A )( K R I )( L D C ) 6 3006004 , 5 0 0617.13%0.39 6 55 6 6 環 境 與 社 會 責 任 (ESG)ESG 202220222022( T C F D ) 1+1+ N1 3202320232023E S G4 520232023 6626,22851.22%53002,290.4172(NAFMII)61 8 6 . 5 038.1%51437.8932 2023( E O D )E O DETF (ESG) ESG 90 2022 2022(TCFD) 202220222030 361810085239ESG (PRB)(TCFD)10ESG2023P R B(TCFD)(GIP)(IFF)(SMI) 2023624,1273,2151,18887613418922 443,800201.67,2704064.96 7++2023202362756141.361 6 5 . 7 62023625718020235•20236 2.71,200140E2023626.27%2023615,50940.35%9029% 202313.8100%3•15&4.65.5 202331515 股 份 變 動 和 股 東 情 況 1.2023630294,387,791,241210,765,514,846A83,622,276,395H 2.2023630AH 2 0 2 363 06 5 5 , 5 7 14 8 5 , 2 8 1A170,290H 2023630 1.HH 2.2023630H 3. 4.A 5. 2023630336 1.BlackRock,Inc.BlackRockFinancial Management,Inc.4 , 9 3 1 , 5 1 6 , 4 9 4H4 5 , 0 7 6 , 0 0 0H4 5 , 0 7 6 , 0 0 0H25,674,000 2.(S) 3.2023630336 202363067661 2023630 1.2023630EuroclearClearstream197,865,300100% 2. 董 事 、 監 事 、 高 級 管 理 人 員 及 員 工 情 況 12202341732023425420236920238752023696202363072023