郑州银行中期报告2024

（於中華人民共和國註冊成立的股份有限公司）(A joint stock company incorporated in the People's Republic of China with limited liability) 股份代號Stock Code: 6196 2024中期報告INTERIM REPORT 2 3 6 13 76 87 98 101 116 2024829202488 2024 2024 2024829 *155 1 Bank of Zhengzhou Co., Ltd.ZHENGZHOU BANK22+86-371-6700 9199+86-371-6700 9898ir@zzbank.cn22+86-371-6700 9199+86-371-6700 9898ir@zzbank.cnA002936H6196914100001699995779B1036H24101000122450018 20244292024673.05202452202452 2484022+86-371-6700 9199+86-371-6700 9898ir@zzbank.cnwww.zzbank.cnAwww.cninfo.com.cnHwww.hkexnews.hk11701-1297927 AH 2 1.2.920103.4.5.2024 6.7.8.9.10.11. 3 1 20245.0%3.5%5.8%4.6%6.0%7.8%8.7%4.6%2.63.7%8.8%3.9%10.6%0.1%2.1%0.613.9%GDP0.7 20244.9%3.7%7.5%3.2%7.8%1.88.9%7.090.2%6.5%10.1%6.15.6%7.6%29.0%23.0%12.1%14.3%7.7%1.81.7 20242024250.858.8%202418.1%16.5%15.2%16.9%20243.4520248.1%M220246.2% 20242024433.16.6%2024783217.1%20243.31.56%0.032024209.32%4.183.26%0.012024150.7%0.972.38%4.50 2 2.1 19961120151220189A+H20224 2.2 28+20+N 2.3 2.4 202412023 202422023 20244 202442024 3 3.1 LPR64.057.22%16.4922.01%15.9422.12% 3.1.1 52.966.3010.64%82.68%5.3811.68 1.2.3.4.5.6. 1.2.3. 1.70%0.361.80%0.33LPR 3.1.2 117.776.205.00%LPR 229.1977.295.666.82% 26.210.873.20% 1.600.158.37% 11.100.423.89% 3.1.3 64.820.100.16% 39.4360.84%0.330.85% 8.841.1711.66% 13.110.524.10% 3.440.4213.85% 3.1.4 11.101.3213.48%17.32%2.660.568.441.88 2.660.5617.42% 8.441.8828.65% 3.1.5 16.641.419.26% 3.1.6 28.610.170.58% 3.1.7 2.201.9246.56% 3.2 3.2.1 6,456.80149.712.37% 3,728.28122.203.39% 2. 2,684.1571.99%149.555.90% (2) 864.0323.18%22.572.68% (3) 180.1049.9121.70% 1,933.4748.302.56% 3.2.2 5,893.56129.612.25% 3 , 8 6 3 . 6 0253.997.04% 3.2.3 563.2420.093.70%544.0719.543.73% 3.2.4 39(a) 3.2.5 39(e) 3.3 69.891.87% 2.08%0.011.64%0.08 3.3.3 3.3.4 3.3.5 10% 3.3.6 173.2425.0016.87%4.65%0.54 3.3.7 28.57 3.3.8 15.1415.120.020.54133.83133.750.08 3.4 44.05389.5157.02433.5617.65 9.97392.86189.79402.84244.09 24.34770.2810.82745.9439.05 3.5 3.6 3.6.1 3.6.2 3.6.3 3.7 3.830% 4 4.1 4.2 4.3 4.4 4.5 4.5.1 2 051.00%3360.7139.37342.296.502.151.61 6,00050.20% 12,50051.20% 10,00051.00% 5,00051.00% 10,58051.00% 4.5.2 49.51%49.58% 4.5.3 4.6 40 5 ICAAP2024-2026 5.1 5.2 6 6.1 6.1.1 6.1.2 28+20+N2,864.2599.633.60% 6.1.3 17115.905440.40 6.1.4 100.10 6.1.5 383.2249.22 6.2 1,995.3918.32%864.032.68%806.4123.6580.467.99519.9021.74.522024BDI 6.2.1 150.8588.5624.5016.78% 6.2.2 eIPCee 1,92021.6921 515.9616.363.27%67,926 6.2.3 6.2.4 + 5 6.3 6.3.1 167.042.59%579.579.83% 6.3.2 1,927.1848.462.60%1,279.068.22%648.126.95% 6.4 6.4.1 14167119224 6.4.2 350.7011.57%9509750.8439.75 316.716,126.33 7 7.1 4.96%10%7.07%15%36.54%3.82%10%14.97%50% 7.2 7.3 7.4 7 4 . 8 3 %2 5 %207.98%100%114.63%100% 7.5 ITIT 7.6 7.7 8 9 10 10.1 10.2 832.9510.561.28%9.770.25 4,947 3•15 11 202428+20+N 1 1.1 1.2. 9 , 0 9 2 , 0 9 1 , 3 5 87 , 0 7 1 , 6 3 3 , 3 5 8A2,020,458,000H 1.2 2023 1.1 1.4 2023 2 3 99,412A99,361H51 10 10 1.2024630 2.H 5%10101010 1010 XV23336 1.1,418,761,196657,246,311608,105,18086,859,70566,550,000 2.438,159,454119,482,821318,676,63364.93% 3.50.24%53.25% 4.CITICSecurities Company Limited326,292,751H326,292,751H326,292,751H202365.302,619,651YunnanInternational Holding Group LimitedYunnan InternationalHoldingGroup LimitedYunnanEnergy Investment(HK)Co.,Limited40%YunnanEnergyInvestment(HK)Co.,LimitedYunnanProvincial Energy Investment Group Co.,LtdYunnanEnergy Investment(HK)Co.,LimitedYunnanProvincial EnergyInvestment Group Co., LtdYunnan International Holding Group Limited6.99.90%171,699,0007.99%1%98%2%8.9.GonciusI Limited115,501,859H115,501,859H115,501,859H115,501,859H 336 5 6 6.15%5% 11410100005252522XA657,246,3117.23%A761,514,8851,418,761,196A15.60% 20051025352,50091410100780545414UA608,105,1806.69% 6.2 2005120520,00091410100783405337JA320,590,8573.53% 7 8 1,779,382,18519.57%741,757,497 9 1 1. 1. 20247182024329202472120243282024721 20244292024672024430202461320244292024613 3 20244 20241 2024320243 2024602328 4 20244293.0520245220245220244292024532024613 5 C3 6 XV352C3 320,590,857A90%10% 7 7.1 5,2585645,822 7.2 2024+++ 7.3 29 8 2 1 3 1 202462720232023202320232023202311 4 53213291131235382211 5 2132512 6 1 20232023 2024 2 2021212007020218195033.16%2024823 2021212010020211111111210054.80%55 2022222006420229153032.65%2021 2022222008220221215032.95% 2023232000820233135033.02% 2024242002020245242032.25%2021 4 4.2 1%5%1% 4.3 4.3.3 9,394202430,000 4.3.4 80,00080,0009,9003,1031,462,893 5 5.1 5.2 5.3 5.4 6 13.16 7 8 0.09 9 105% 5% 11 12 13 14 15 16 17 18 202320242024 19 2024630 20 21 22 117 119 120 125 127 247 2024630202463034 34 2410 34 2024630 2024630 2024630 2024630 2024630 2024630 1. [2000]6420091022 B 1 0 3 6 H 2 4 1 0 1 0 0 0 1914100001699995779 H2