郑州银行年度报告2024

（於中華人民共和國註冊成立的股份有限公司）股份代號: 6196 目錄 2 3 5 7 14 84 97 122 175 186 189 208 20253 27202498 2024 100.20 2024 20246,763.657.24%4,045.3812.07%3,876.907.51%128.9018.630.21%1.79%182.99% 482.6944.50%91.46123.73%7+28+N 400232,363 2025 1 Bank of Zhengzhou Co., Ltd. (ZHENGZHOU BANK)22+86-371-6700 9199+86-371-6700 9898ir@zzbank.cn22+86-371-6700 9199+86-371-6700 9898ir@zzbank.cnA002936H6196914100001699995779B1036H24101000122450018 20244 2920246 73.0520245 2202452 20 0012 17551201012 281222484022+86-371-6700 9199+86-371-6700 9898ir@zzbank.cnwww.zzbank.cnAwww.cninfo.com.cnHwww.hkexnews.hk8A831117 AH 2 1.2.920102024113.4.5.20246.7.8.9.10.11. 3 4 1 20245.0%3.5%5.3%5.0%5.8%1.27.7%34.6%5.0%56.2%2.810.9%10.4%5.6%2.33.5%7.2%6.5%33.2%9.2%6.08.0%4.85.0%254,5457.1%183,9232.3% 20245.1%3.3%6.8%4.1%8.1%3.19.1%1.089.0%2024107.0%4.911,3187.6%4.970.0%6.1%30.8%15.7%8,201.71.2%3,314.43.9%40.4% 20242024408.348.0%32.26202411.9%13%14.6%9.8%2024123.43%363.11%88 20242024444.66.5%202481.41,00033.314.7%20243.31.50%2024211.19%3.18%2024154.73%76.74%1.20%80.35% 2 2.1 19961120151220189A+H20224 2.2 6,763.657.24%4,045.3812.07%3,876.907.51%128.905.91%18.630.21%1.72%29.00%12.06%1.79%182.99% 7+28+N 2.3 2.4 20244 20247ESG 20241020241006202410026 20241121202421 2024122024 2024122024ESG 202412· 2024122024-ESG 2024122024 20241220242024 202412· 2024‘’ 2024122024‘’2024‘’IP 2024122024· 3 3.1 128.905.91%18.630.21%18.761.39% 3.1.1 103.6513.7511.71%80.41%10.4324.18 1.2.3.4.5.6. 1.2.3. 1.63%0.371.72%0.36LPR 3.1.2 233.5614.045.67%LPR 247.93154.929.445.75% 50.254.007.38% 3.260.5514.49% 21.870.261.17% 3.1.3 129.910.290.22% 81.7262.90%3.694.73% 16.533.1415.98% 24.691.214.66% 6.980.375.63% 3.1.4 25.265.6628.88%19.59%4.721.0720.546.73 4.721.0718.42% 20.546.7348.71% 3.1.5 39.040.461.18% 3.1.6 71.838.9211.04% 3.1.7 -0.770.43 3.2 3.2.1 6,763.65456.567.24% 3,876.90270.827.51% 2. (1) 2,689.4469.37%154.836.11% (2) 909.5723.46%68.108.09% (3) 277.9047.8920.82% 2,031.22146.057.75% 3.2.2 6,200.70436.767.58% 4,045.38435.7612.07% 3.2.3 562.9519.803.65%544.4519.923.80% 3.2.4 45. 3.2.5 45. 3.3 69.231.79%0.08 2.05%0.041.56%0.16 3.3.4 3.3.5 10% 195.3847.1431.80%5.04%0.93 3.3.7 28.57 3.3.8 51.3851.310.0740.541.34126.69126.570.12 3.4 87.65774.7050.06687.0521.11 119.60759.78178.47879.3899.18 50.961,630.41236.511,579.45224.41 3.5 3.6 3.6.1 3.6.2 3.6.3 4 4.1 4.2 4.3 4.4 4.5 4.5.1 2051.00%3351.6539.85306.5713.262.892.06 6,00050.20% 12,50051.20% 10,00051.00% 5,00051.00% 10,58051.00% 4.5.2 49.51%49.58% 4.5.3 4.5.4 4.6 46. 5 ICAAP2024-2026 5.1 5.2 6 6.1 6.1.1 7+28+N2,967.34202.727.33% 6.1.2 6.1.3 39260.2973123.70132818.4755167.69 6.1.4 1,600233.10 6.1.5 +e482.69148.6644.50% 6.2 2,181.7929.37%909.578.09%522.875.65%826.0746.9982.5810.1125.858.66 6.2.1 e39.4056.68%82.5810.1112.552024 6.2.2 eee45.78 ee180.2838.07 33 3.46,22723 536.857.46%0.6169,9961,8523.67%76bp 6.2.3 403002024FOF20230175 1+N1+N20242024522.875.65%AUM564.5630.37% 6.2.4 UI +5245,17925.858.66 APP180 6.3 6.3.1 2024217.833.22%578.069.32% 6.3.2 20242,022.54144.117.67%1,430.2421.02%592.2914.97% 6.4 6.4.1 1416711927x24 6.4.2 375.9610.89%9509795.2899.69%83.6891.22% 10655.9411,748.80 7 7.1 4.89%10%11.44%15%230.1338.24%32.085.33%10%37.40%50% 7.2 43(b) 7.3 7.4 83.07%25%305.04%100%117.65%100% 7.5 7.6 7.7 8 9 www.cninfo.com.cn20253 28 10 10.1 10.2 (www.cninfo.com.cn)20253 282024(ESG)(www.hkexnews.hk)20253 28(www.zzbank.cn) 10.3 482.3563.7315.22%8.0493.3812.9416.09%9.24 + 11 11.1 2025 11.2 2025 7+28+N 11.3 2025 11.4 20242025 1 1.1 9,092,091,3587,071,633,358A2,020,458,000H 1.2 (1)(2)20249A(3)20249A5 1.3 1.1 1.20249 19A5311A81,846,484A 2.1 2 2.1 2.2 1.13 2.3 1996 3 111,710A111,660H50108,286A108,236H50 10 H22.222,020,255,294+2,241–2,020,255,294–A7.23657,246,311––657,246,31193,278,900A6.69608,105,180–207,515,000400,590,180––A4.24385,930,906––385,930,906––A3.53320,590,857-9,406,572121,000,000199,590,857198,984,500320,590,857A3.50318,676,633––318,676,633––A2.85258,722,000-90,000,000–258,722,000258,722,000258,722,000A1.46133,100,000––133,100,000133,100,000133,100,000 100%64.93% 98,746,13320211220236A 429,905,180A178,200,000A608,105,180A 10 1.202412 31 2.H 5%10101010 1010 4 XV23336 1.1,418,761,196657,246,311608,105,18086,859,70566,550,00054.49%45.51% 2.438,159,454119,482,821318,676,63364.93% 3.50.24%50.26% 4.CITIC Securities Company Limited326,292,751H326,292,751H 326,292,751H – 20236 5.Yuanta Finance (Hong Kong) Limited262,359,650Yuanta Finance (HongKong) LimitedYuanta Securities (Hong Kong) Company LimitedYuanta Securities (HongKong) Company LimitedYuanta Securities Asia Financial Services Ptd. Ltd.Yuanta SecuritiesAsia Financial Services Ptd. Ltd.Yuanta Securities Co., Ltd.Yuanta Securities Co., Ltd.YuantaFinancial Holding Co., Ltd.Yuanta Securities (Hong Kong) CompanyLimitedYuanta Securities Asia Fina