众安集团2024 中期报告

主席報告4 管理層討論與分析10 獨立審閱報告25 持作發展及╱或銷售的物業74 財務資料概要88 Corporate Information公司資料 BOARD OF DIRECTORS 董事會 執行董事施中安先生（主席）張堅鋼先生（首席執行官）沈條娟女士金妮女士施金帆女士 Executive DirectorsMr Shi Zhongan(Chairman)Mr Zhang Jiangang(Chief Executive Officer)Ms Shen TiaojuanMs Jin NiMs Shi Jinfan 獨立非執行董事貝克偉教授張化橋先生馮志偉先生 Independent Non-executive DirectorsProfessor Pei Ker WeiMr Zhang HuaqiaoMr Fung Che Wai Anthony 公司秘書彭向輝先生 COMPANY SECRETARYMr Pang Heung Fai 註冊辦事處Cricket Square Hutchins DriveP.O. Box 2681Grand Cayman KY1-1111Cayman Islands REGISTERED OFFICECricket Square Hutchins DriveP.O. Box 2681Grand Cayman KY1-1111Cayman Islands 中國總辦事處中國浙江省杭州蕭山區蕭紹路996號 HEAD OFFICE IN THE PRC No. 996, Xiaoshao RoadXiaoshan DistrictHangzhouZhejiang Provincethe PRC 香港主要營業地點 香港灣仔港灣道26號華潤大廈40樓4009室 PRINCIPAL PLACE OF BUSINESS IN HONG KONG Room 4009, 40/FChina Resources Building26 Harbour RoadWanchaiHong Kong 公司網址www.zhongangrouphk.com COMPANY’S WEBSITEwww.zhongangrouphk.com 主要股份過戶登記處 PRINCIPAL SHARE REGISTRAR AND TRANSFEROFFICE Suntera (Cayman) LimitedSuite 3204, Unit 2A,Block 3, Building D,P.O. Box 1586,Gardenia Count, Camana Bay,Grand Cayman KY1-1110Cayman Islands Suntera (Cayman) LimitedSuite 3204, Unit 2A,Block 3, Building D,P.O. Box 1586,Gardenia Count, Camana Bay,Grand Cayman KY1-1110Cayman Islands 香港股份過戶登記分處 HONG KONG BRANCH SHARE REGISTRAR ANDTRANSFER OFFICE 卓佳證券登記有限公司香港夏慤道16號遠東金融中心17樓 Tricor Investor Services Limited17/F, Far East Finance Centre16 Harcourt RoadHong Kong 主要往來銀行中國農業銀行中國工商銀行平安銀行中國銀行浙商銀行 PRINCIPAL BANKERS Agricultural Bank of ChinaIndustrial and Commercial Bank of ChinaPing An BankBank of ChinaChina Zheshang Bank 核數師 AUDITORS 安永會計師事務所執業會計師註冊公眾利益實體核數師香港鰂魚涌英皇道979號太古坊一座27楼 Ernst & YoungCertified Public AccountantsRegistered Public Interest Entity Auditor27/F, One Taikoo Place979 King’s RoadQuarry BayHong Kong INVESTOR RELATIONS 投資者關係 資本市場部電郵：ir@zafc.com電話：(852) 2877 6991傳真：(852) 2877 6990 Capital Markets DepartmentEmail:ir@zafc.comTelephone:(852) 2877 6991Facsimile:(852) 2877 6990 Chairman’s Statement主席報告 致各位股東： Dear Shareholders, 本人謹代表眾安集團有限公司（「眾安」或「本公司」）連同其附屬公司（統稱「本集團」），欣然提呈本集團截至2024年6月30日止年度（「回顧期」）之業績。 On behalf of Zhong An Group Limited (“Zhong An” or the “Company”) and itssubsidiaries (together the “Group”), I am pleased to present the results of theGroup for the six months ended 30 June 2024 (the “Period under review”). 業績回顧 REVIEW OF RESULTS 於 回 顧 期 內，本 集 團 的 營 業 額 為 人 民 幣9 , 2 8 2 . 9百 萬 元，較2 0 2 3年 同 期 增 長 約127.6%；毛利約為人民幣1,830.0百萬元，較2023年同期增長約161.7%。未經審核的利潤為人民幣117.9百萬元，較2023年同期減少約24.5%；每股未經審核盈利為人民幣1.11分（2023年同期每股盈利：人民幣3.49分）。本公司董事會（「董事會」）不建議派發回顧期任何中期利息（2023年：無）。 During the Period under review, the Group’s revenue was RMB9,282.9million, representing an increase of approximately 127.6% as compared withthat of the corresponding period of 2023; the gross profit was approximatelyRMB1,830.0 million, representing an increase of approximately 161.7% ascompared with that of the corresponding period of 2023; the unauditedprofit was RMB117.9 million, representing a decrease of approximately24.5% as compared with that of the corresponding period of 2023; theunaudited earnings per share was RMB1.11 cents (earnings per share for thecorresponding period of 2023: RMB3.49 cents). The Board of the Company(the “Board”) does not recommend the payment of any interim dividend forthe Period under review (2023: nil). Chairman’s Statement(Continued)主席報告（續） 市場及業務回顧 MARKET AND BUSINESS REVIEW 2024年上半年，國際環境複雜嚴峻，不確定因素增加，國內結構調整持續深化，經濟發展面臨不少新的挑戰。但中國經濟基本延續了恢復向好的態勢，總體運行平穩，穩中有進。儘管中央及地方政府出臺了多項房地產寬鬆政策，房地產市場整體仍然延續築底調整態勢，下行壓力較大。 In the first half of 2024, the international environment was complicatedand severe, with increasing uncertainties. Domestic structure adjustmentcontinued to deepen, and economic development faced new challenges.However, China’s economy on the whole continued the recovery momentum,with overall stable operation and steady progress. Although the central andlocal governments introduced various real estate easing policies, the overallreal estate market continued to present a trend of bottoming-out adjustment,with significant downward pressure. 回 顧 期 內，本 集 團 共 有40餘 個 項 目 在 售，主 要 分 佈 於 長 三 角 的 多 個 城 市。於 回 顧 期內，本 集 團 分 別 錄 得 合 約 銷 售 金 額 約 為 人民 幣2,875.0百 萬 元 及 確 認 銷 售 約 人 民 幣8,920.8百 萬 元，同 比 分 別 減 少 約61.4%及增長145.9%，每平方米銷售價約為人民幣21,528.0元，較去年同期上升約3.9%。儘管2024年上半年樓市復甦動力不足，但隨著中央及地方房地產政策方面的不斷優化，預計購房者信心和預期會逐步得到修復，2024年下半年的銷售有望逐步回暖。 During the Period under review, the Group had more than 40 projectson sale, mostly located in several cities in the Yangtze River Delta region.During the Period under review, the Group recorded contracted sales ofapproximately RMB2,875.0 million and recognized sales of approximatelyRMB8,920.8 million, representing a decrease of approximately 61.4% andan increase of approximately 145.9% as compared to the correspondingperiod of last year, respectively. The sales price per sq.m. was approximatelyRMB21,528.0, representing an increase of approximately 3.9% as comparedto the corre