金融壹账通2024年中期报告

( 於開曼群島註冊成立的有限公司 )股份代號: 6638紐交所代碼: OCFT 中期報告 2481420293032343637 ʮ̡༟ࣘ 20242232024223 6638 OCFT Maples Corporate Services LimitedPO Box 309, Ugland HouseGrand Cayman, KY1-1104Cayman Islands 503321/24 182701 20242 2320242 23(ACG HKACG)20242 23 www.ocft.com 22 50037 Maples Fund Services (Cayman) LimitedPO Box 1093, Boundary HallCricket Square, Grand Cayman, KY1-1102Cayman Islands 183171712-1716 1099 •2024630120231,833.022.8%1,415.8 •202463037.1%202337.5%2024630239.4%202340.1%•20246302023116.49.3%105.5-7.5%2023-6.3%•202463070.52023113.62024630-5.0%2023-6.2%•2024630-1.942023-3.13•2024630139.02023190.520246302023-10.4%9.8%•20246303.832023-5.24 ุਕΫᚥʿ࢝ૐ +100%98%66%48% 202452025608.8420275,8002023202712% Google(Temasek)(Bain & Company)202320303,000 AI 2024260.12024139.0190.5202438.0%70.5 202422.8%1,415.8+12023121202493 + 3E AI 20242024 •AIAI3EEEEAUM20%2338%IT • •40%AI50%30%AI AI2024 2024AIOCR AIAI AIASRNLPAIAIAI 2024520247202220231231202463020247 2022 20183122 2024SB FinanceSLP 202442陸933 202463020186 2023ESG 20244232023ESG 202471120247202420241231202457711 2024630 2024+ ၍ଣᄴীሞʿʱؓ 20231,833.022.8%20246301,415.8 2023443.026.4%2024630326.1202381.171.9%202463022.82023150.315.8%2024630126.52023471.643.7%2024630265.42023614.61.2%2024630607.4 20231,145.922.3%2024630890.0 2023687.023.5%2024630525.82024630202337.5%37.1%202463039.4%202340.1% 2023528.024.3%2024630399.6 2023116.020.2%202463092.6 2023173.115.6%2024630146.0 202332.8202463023.2202320246202312 202463030.2202346.6 202363011.5157.8%202429.7 202363011.530.3%20248.0 20236307.22024 202463020237.2 2023116.3202463083.8 2023630-5.420242.32024630 2023121.7202463081.5 2024630128.02023-198.5 2024630298.0480.3723.2129.82023632.9298.188.9 (i)(ii)(iii)(iv) 20246301,438.9202312311,379.5469.620231231452.9640.420231231925.2 2024630142.820231231251.73954.15%202312314.48% 202463022.73.28.9 20246306.0%2023123110.3% 5%2024630 202442陸933260.120231114202312520241164241713 2024630 2024630 2024630 202463014.720234.5202463020231231 20246302,0782024630 2024630508.0 201711 Άุ၍طʿՉ˼༟ࣘ 2024630571XV(i)XV78(ii)352(iii)C3 (2)20246302,540,001368,850 (3)50%2021512385,077,588 2024630XVXV78352 2024630XVXV23336 (1)20246301,169,980,653 (2)202463050% (3)2021512202463032.91% (4)202463050%2024630(a)1,058,003267,300191,04035,850155,190(b)39,27051,450 (5)20215125,000100%(a)50%(b)100%(a)(b) (6)(i)2024630353,077,356(ii)756,245.6022,687,3682318601318188,061,642 (7) 2024630XV23336 2017112022628D. 1. 2. 3. 10%116,998,06530% 4. (12)1% 5. 6. 25% 7. 8. (i)(ii) 9. C1 2024630C.2.1C.6.2 C.2.1 C.6.220242232024223202422320194 C3 2024630 13.51B(1) 202432318 20243183320245202482318 13.51B(1) 2024630 (i) 20191210.031,200,00093,600,000202013,520,000311.020191213 •33%•12%•8%•47% (ii) 2020818.020,700,00062,100,000372.62020814 •42% •21% •36% 202312312,434.6342.920246302024630480.3723.2 32024630 24102024630 2024630 193421E1995 2024816 ʕಂৌਕ༟ࣘٙᄲቡజѓ 壹賬通金融科技有限公司 3080壹賬通金融科技有限公司20246303434 2410 34 2024816 ʕಂᔊ׼ၝΥΌࠦϗूڌ ʕಂᔊ׼ၝΥᛆूᜊਗڌ ʕಂᔊ׼ၝΥତݴږඎڌ ᔊ׼ၝΥʕಂৌਕ༟ࣘڝൗ 1 1.1 壹賬通金融科技有限公司201710301961322POBox 309,Ugland House, Grand Cayman, KY1-1104, Cayman Islands20191213202274 2022113020221212 2024630 1.2 34 20244232023202312312023 2024816 2 2023 (a) 202411 •1•1•16•77 (b) 2024630 ᔊ׼ၝΥʕಂৌਕ༟ࣘڝൗ 3 2023 4 2023 2024630 202463012 4.1 2024630 4.2 4 4.2 (a)1 (b)1 (c)3 2 33 4 4.2 202312312024630 4 4.2 3 33 4 4.2 5 5.1 202463013 5 5 5.2 (a) 5 5.2 (a) 5 5.2 (b) 6 (a) 9 20242023630 ᔊ׼ၝΥʕಂৌਕ༟ࣘڝൗ 9 (a) 2024202363025% 2024202363015%2024202363015% 2024202363020% (b) 20242023630 (c) 2024202363016.5% (d) 2024202363025% (e) 2008115%10% 20242023630 10 10 20242023630 202420236301,089,589,1251,089,589,125 202420236302620242023630 11 12 12 2023630 13 20231113100%933,000,0002024116202442 (a) 202411202420236302023 13 13 14 15 27282931 (a)2016845,000,0005%(b)13 17 (a) 17 (b) 2024202363017,805,00039,100,000 202420236301,774,000348,000 18 18 112233 2 0 2 463 02 0 2 31 23 15 5 3 , 1 1 2 , 0 0 0532,147,000 202463022,734,0003,190,0008,905,000 2023123122,594,0003,190,00016,412,000 24 25 26 20172020966,171,60066,171,60088,280,00088,280,000202312 2017117201991066,171,60010202235,099,420101,271,020 20222022123180274,992,000 26 20242023630 (a) 100% 1210 26 (a) 16.2818.52 26 (a) (b) 100% 26 (b) 26 (b) 20242023630 (ii)183,569,0002024630232,951,000 ᔊ׼ၝΥʕಂৌਕ༟ࣘڝൗ 28 2023123120246304.48%4.15% 29 30 31 13 32 20242023630 33 20242023630 (a) 20242023630 33 (b) 33 34 35 202463020231231 36 (a)2020202471120247 (b)586,176,8872024730202473120248741.40%56.82%