【NIFD季报】2020Q1保险业运行

NIFD季报保险业运行主编:李扬阎建军陈楠2020年4月   !" #"$%&'$( )*" +,-./"0 1 23" 14567"89:;"6<)*"=>)*"?@4 " ABCDEF3GHIJDEF KLMNO;PQR STUVWXUYVWBRVWZJV[\]F^_U`aHbcdefXghijklmnoYVWZpYVqq`raR I 


Y#~inNA’ ?Ho1DO=Z•K6\R *<ŒM R0I’…‹+™Œ<\Y#~ipV†ˆCnNA’†o‘VK6ˆ ]\}{’"5 +|‡7\cA (˜’k$l[]K6 I’\2019Fd’ _>o<j\’ ™„1DoŽ‚SPF?Hv&Xu@“%4h,yxfLW–!PAI’b3Tz1DlreK6I’B9-€/lv1U^>mE:s‘ŠgQJ” t`'I’<o8wq2)GTz1(—ƒ9
.7b‘I’…F;<Œ3a‰15%20% /+BD I' /+*:  l I' !G?#M L#79( l J2  " L> .K<;%
NIFD+ 6G?$ A=4 EG3 -,&  A105 C,F@ )G? $ >8$ H@F@ LF@ 
+/K#.;$>31'


4)J24!


. -KG1?1'I*9


CAK6& BH


( 8-51DMK<8=671'


. 0K5@,L9%"71':


5@EF


. 5@1'



1      ȃªƒȖȥŭuǧ ̄üÖƊÆzɌUĞIJŨƽǡȴaFË ȝuǴȞɇ@IJvɪȮǹ ĒȣNȣDzƴ™【Ŋǁǂ 4)J24! ǴȞȟÕ“Ƚ„ƤƁ ȣDzá?“„ƤƁ” Ǟ16695.36Ȥȼ Ǎ!÷ɉ92.29% 1ã'1 ɉƷǍ!Dz»13.6™…h C1 F3#J5 n Ð "gß Í1ß [ß 2019bQ1 15.89% 39.05% 7.26% 14.34% 2020bQ1 2.29% 21.59% 0.30% -0.60% /-24WIND IBK89=6$?;
ɆȞǫò£5Ŋ ȟÕ“ƦǴ„ƤƁǍ!ɉ9-0.60% ɉƷǍ!Dz»14.94™…h07Ǵ„ƤƁǍ!ɉ90.30% ɉƷǍ!Dz»7.56™…hæčǴ„ƤƁǍ!ɉ921.59% ÙȍDėƷzɌǀƝƇƬƃT：7Şa„ɉƷo”GGDPɉƷř…hȣƇ 1ãǓ1
Ǔ2
Ǔ3  !1 &KF#J5 /-24WIND IBK89=6$?;
-20.00%-10.00%0.00%10.00%20.00%30.00%40.00%50.00%60.00%70.00%2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
Q1GDP3#6%3# 2 !2 E KF#J5 /-24WIND IBK89=6$?;
!3 *KF#J5 /-24WIND IBK89=6$?;
fȟ ȥŭuƦǴȞǫUĞîTaɉ9ȐĪ…ɂČ 2ɂ†ƦǴ„ƤƁǍ!Dzë23.73% '2 ÿŢȽȩ ɰȜƞƦǴ7ŞȣǷDzǼƧǞɰ 》ȥŭ\ɣǷDzǼƧű_,;ȟƞ™źVģű_,;ƦǴ7Ş ́9šɫÒǴ7ŞȟƪȵŽɄ：7Ş ŊuŊa ́ŧɁƞR@7ŞǼƧa ̈ä¿ñ œăɩ ̄ȪÞÆȬuȥŭaȴ ̈ɗ2­～ šǴ¡Ƴ ́ǴɳȞɩôÍ£ȜȒ—l·Ɨŷ】ŷĕȜŮ ȒĥɥɠNȞźȾĂÐ ́，º -10.00%-5.00%0.00%5.00%10.00%15.00%20.00%25.00%30.00%35.00%40.00%2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
Q1GDP3#!.%3#-20.00%0.00%20.00%40.00%60.00%80.00%100.00%120.00%200072001720027200372004720057200672007720087200972010720117201272013720147201572016720177201872019720207Q1GDP3#19%3# 3 Ðɩ Ȓùāȇ>Æ
ǯÆ
ȗƲÆ
ȎêÆ
Řȏ
ǕôÆ、ɬźÇnƇƬȜŮuȵ】~ȥŭĝƄƞ"Ȝa Zȝɇ@Ǵ¡Ƴ™źVģű_ȭǼŎƚǨ{Ƀʀ Jǎȡ）ŊuŊìĸaGŬ
7ŞŘȏ
ɉȾ
Œ\、ɾɜzɌ ́ǔt¬ģŎƚȝŒȣĊɌyƞȪȇǴǼƧű_,; ¡ɬŠ%âƈųȪȇģȞǫaMƭ Ȫȇģ0žʀźȾȝGȵŵ（Ľâƈȟ～aÇnį ȲŢƞuȃ，ºaɰnïIâƈ ȣƇɑȀĈÆȮǹȪȇǴ7ŞaǼƧ]IJ3ɂ† HIJ™(ƒ ɺɨŰ
ɝDZƠ ɛǗ ŵ ̄ćTvƭƒ ɺɨŰ
ɝDZƠ ŲǽIJǒz¡¢ǣƐƜåȟÓǹȬ ,ǍB“‚ĘIJ˜；QƔ ƦǴǼƧȴƽÎ [ɂ„ƤƁǍ!÷DzëIJ0.31%ȞǫįÌ ÃŽ]ųŖǍšƯş C2 &KF3#H 1 2 3 -48 20207 6.62% -23.73% -0.31% -0.60% 20197 23.50% 9.11% 0.11% 14.34% /-24WIND IBK89=6$?;
fy 07ǴɉƷŌdz‚Á2010ŖȣĞ ǧ ̄07Ǵ„ɉƷ ́GDPɉƷĄȴŌdzaɖǸ ̈ ̈ǰöŖȟÕ“07Ǵ„ɉƷaDz» ƞGDPɉƷT‰DzȇaȯƉ }ȯIJ07ǴȞǫzɌaƱɭšȈ ȝȷ ̄ØüȘǸǥ¶ ȥŭu07ǴȞǫaFËɆ2ɂ†ɿǞŌdz NȞǫò£ƇČ ŤȞ07Ǵ
Ín=ĮǴ
žBǴ ́ɘǴa„ƤƁoGǵIJ2Ǣƭaɉ9 1ã'3 ]IJ3ɂ† HIJÚNj07Ǵ ́žBǴ、ƈƭǴɪɛǗ TvƭǴɪoƗǵIJɖɉ9 ɆȟÕ“07Ǵ„ƤƁɩ Ín=ĮǴ„ƤƁɍ!R65.47%DzŊȣÍn=ĮǴǞĨ ƲŌȥŭaĄLJȮǹȃ=Yȷȃ=ǼƧǸƺ œăɩ ̄Ŧ=ĸnjȁÆaǎ× 2ɂ† 4 ŵ ̄AȰ=ɻ¶ǼįǍ!Dz»78.6% “Ŝɛ,P Ńéȑ’” ȃ=„ƤƁɺŸƺɛDz»3ɂ† ƺɸAȰ=ǼįɯçÎ [ɂÍn=ĮǴ„ƤƁÎIJɖɉ9 Ǎ!ɉƷR2.26% 1ã'3  ŗȞǴ„ƤƁɆ2ɂ†ŕƝɉ914.81% ȟÕ“ɉ9IJ20.65% @Ǟ07ǴȞǫɩɿTaİh ɑLJǵIJšÓɗuŗȞǴaɗ2ȈəD2020Ŗɩșȟ³ǤåDžGIJȜ“ɲ²ŗȞǴ„+ljɗ2l·Ɨ”“Ǖø^¦
ǾŁ
ȸŇǘŵ@ Ǵ ́ƤƁǴƣh” ́“ȱ½‘Ǵ+šÊ’ƣhŎƚ”šeɗǕøŗȞǴDž&
ĝŊ
ɉŞ ǘƅƃTɰĬTɅǴÍɥ ́Ɛɮɗ2ȈǴɥ“ ȴĪǕnIJŗȞǴzɌ C3 E KF3#H2020(%) 1‰ 2‰ 3‰ Ue Í1ß Ð% 2.38% -16.67% 7.72% 0.30% (. Í1 ß -4.26% -20.00% 18.37% 0.00% XfÍ1 ß 7.69% 0.00% -9.09% 0.00% 2ÕØ ß 1.55% -18.44% 2.26% -2.76% _­ ß 16.67% -28.57% -5.56% -2.33% Î ß 5.88% -7.89% 12.64% 6.17% Ê ß 14.81% -30.43% 0.00% 4.74% , ß -2.99% 14.81% 50.82% 20.65% /-24WIND IBK89=6$?;
fƃ æčǴîėɉ9ɆƗƔȒ—˜；QƔa2ɂ† æčǴ„ƤƁǍ!ɉ9IJ29.25%Ɇ3ɂ† ɉƷȝR]IJ20%ȣƇ 1ã'4  Ƚ ȩ ȴ ĭ 【 Ŋ ȟ ƞ ȥ ŭ ɉ ũ IJ Ā ŋ a æ čɏȦƘ Dž”IJæčǴȊŮ2003ŖSARSȥŭzuæčǴȊŮaOøƞĶȟĨɘ [Ŗ5ɂ~8ɂ æčǴǍ!ɉƷ…(Ǟ309.33%
265.3%
157.69% ́131.04% 1ãNIFDǴȞɃȇ2019Ŗ yƞîva¡ƳɆǷƇǼƧæčǴ7ŞNiȓŭěČ 2ɂ†ǷƇǼƧaǙ《ȠıǴ„ɉ9IJ90%150% ȟ/…Ɵ¶ǷƇǼƧaɫÒǴ7Ş„ɉ9IJ 5 30%40% C4 *KF3#H0/-


%
-48
7
 
 
 
 
7

%  
% 
%
/-24WIND IBK89=6$?;
. -KG1?1'I*9 fȟ ɝïȮǹ ȥŭuǴȞařŭěńȴ7ƐŌdzaɝïȮǹȃªƒȖƪȵ“{～JŹ)” HIJźƦǴ TvƭǴ7Ş“{～JŹ)”ijǞHǗɈŻ ǴȞǞIJÎÏļȇƊÆɈŻ ȟƞɰnąɊ ðɢ3ɂ17Ž ąęąǪɼ《R]3.74ȤȼyƞĝɌǴɈŻ ɰȜɒuaƞɫTÒ)Ǵ
ȠıǴ ́ȦǗǴ、Ǵɪ Ɵ[Ųǽ“{～JŹ)”ɈŻʼnřƜǺǶɥ ðɢ3ɂ27Ž ǴȇȞĎȥɳƪģřĠ×155747å Ġ×řõ《2.79ȤȼźƌǴ¡ƳĠ×ř1.77Ȥȼ 07Ǵ¡ƳĠ×ř1.02ȤȼǴȇȞąę
ąǪɼ《R3.76ȤȼĶă,ǘŵǎ× ȴ13ÚźƌǴ¡ƳǞŵ ̄Ɂ6.38Ǚōɡɀɐ ́Ɗ۞ʀɐDž IJɼ《234ȤȼaˆǴɏ fy àïȮǹ ɼLJ》ȕ ȳȵȥŭšàNJžNJ7
ºǗźȾÇnT‰âƈ ŤȞ ́ĀŋaǴƻƓë。 ȟÕ“ǴȞřəGǍ!Dzë8.64% ɉƷǍ!Dz»10.16™…h ,° ™(ǴɪařəGȴƽƇƑ ȄȰɘǴařəGɆȟÕ“Ǎ!ɉ950%ȽȩɆȵȥŭ\ɣ/…ŤȞ ́™źƤƁâƈ ÀęŔĪDzë ȄWǜɁƻƓɉÛ ȄȰɘǴřəGƺɛɉÛ 6 CAK6& BH ŐŨ Ɇǧ ̄ɱ4a¹īǚǴ¡ƳȴĭÚ …(ƞɬɆǷ07Ǵ§†ȴǶ¡Ƴ ȣDzá?“ɬɆǷ” ́ƿčɆǷ07Ǵ§†ȴǶ¡Ƴ ȣDzá?“ƿčɆǷ”  ¹īǚǴ¡ƳɆȥŭɩ'ǵİĤ ŢȞǫGǵIJzƚɉ9ȟÕ“ ɬɆǷa„ƤƁR35.05Ȥȼ Ǎ!ɉ933.73% ɉƷǍ!ƇƑ15.56™…hƿčɆǷa„ƤƁR28.07Ȥȼ Ǎ!ɉ9232.98% 1ã'5 ɉƷǍ!ƇƑ108.78™…h