浙商银行2023年中期报告

122023829202314128320234520236 4 5 7 8 11 13 72 77 86 92 101 202364,9415,4353134386.76%8.77% “”“”“” 1779.05% 571 公司業務概要 200481813A+H 2023332.484.63%77.4311.03%2.9111.07%1.658.40%2.7311.27%1.828.42%1.45%182.42%11.83%9.57%8.18% 22323(The Banker)202210007920AAA 發展戰略及核心競爭力 發展戰略及核心競爭力 發展戰略及核心競爭力 185N(AIGCCenter) (CSGS) *(1)=(2)=(3)=(4)=(5)=(6)=(7)=140%(8)=2.1% 2023630 管理層討論與分析 29,122.602,903.3011.07%16,530.871,280.578.40%27,327.952,767.9511.27%18,229.851,415.428.42% 332.4814.704.63%239.697.323.15%92.797.388.64%77.437.6911.03% 1.45%0.02182.42%0.232.64%0.03 11.83%0.239.57%0.038.18%0.13 1. 77.4311.03%0.58%10.71%332.484.63%95.1626.71%239.693.15%92.798.64%96.5520.87%27.96%3.87142.157.10%14.137.37% (1) 2 3 9 . 6 97 . 3 23 . 1 5 %72.09%541.1743.658.77%301.4836.3313.70% 1.95%132.14%14141 (1)(2)(3)(4)(5)(6) (1)(2)(3) (2) 395.2024.236.53%20231.6113.10% 121.4115.9915.17%17.55% (3) 191.0022.7413.51%20231.7215.54%20232.24%4 (1) 5 6 . 0 11 3 . 6 432.19% (4) 92.797.388.64%27.91%1.0329.523.2063.274.18 29.523.2012.16%6.711.243.710.869.490.75 63.274.187.07% (5) 96.5516.6720.87% (6) 142.1510.867.10%723 (7) 14.130.977.37%15.07%8 (8) 2. (1) 29,122.602,903.3011.07%16,113.221,250.318.41%9,103.131,584.6421.08%55.33%1.3631.26%2.59 (1)(2)(3) 16,530.871,280.578.40% 10,760.769.02% 4,527.328.34% 9,103.1321.08% (2) 27,327.952,767.9511.27% 18,229.851,415.428.42%1,114.677.72%297.0213.91%20.900.21%1,432.5921.16% (3) 1 , 7 6 3 . 5 51 3 4 . 2 28.24% 管理層討論與分析 15,870.671,286.5796.00%344.2021.512.08%238.9315.401.45%0.02 171.2310.181.59%0.0467.705.221.50% (1) 2023 43.78%7,236.82478.61132.871.84%0.25 63.992.98%340.6815.86%2.06% 7 8 4.400.1232.371.36 9 13.883.2210.66 (1) 管理層討論與分析 202363011.83%9.57%8.18%5.10% 202363011.82%9.57%8.15%5.02% (%) 管理層討論與分析 1 2 (1) (2) (3) (4) 3 7. (VaR) 4 53.49%150.15%3,447.13302,295.72104.96%15,648.0914,908.81 53.52%147.21%3,447.13302,341.61 5 6 7 8 9 10 N 11 ISO20000ISO22301ISO27001 12 1. (1) 919.665.30% 2,431.9313.91%2.44%10 2,624.6014.35% +10.02104.08%151.7848.00%19.24567.55% 1,396.47115.929.05% 11,2289.41%1,663.125.40%406.6 405.3711.99274.6160.867.6926.90% (2) 2113,031.90259.049.34%0.8820.04%0.1613.081.151.07% 1,608491.9776.44212.8451.46 26101.9617.81 2. (1) 8,9886604,8271,604 +282,0001,50028,00075% 7,5331,8062,6351,906 2,4001,000 (2) 1,928 65827098 FT523.15 3. (1) 77738%FPA2,95117%1,01648%NAFMII187573.71303 (2) 2023313252022 3%4.5%2022 (3) 5275,000 100200 (4) 1+N 786.0611.18%12,0003,0005.50%6522.31 270.6119.20% 20224 (5) 2.18211.97%3.0117.58% 2476.47%3,96919.90%202322520 4. 12023 +1,764.3791.45%8.55%1,520.9086.20%2,390.082.17 5. 798899 1. 185N50(ITBP) 管理層討論與分析 2. 2.0• 管理層討論與分析 3. 1104 4. 24 管理層討論與分析 5. ITBP 99.78% 168.505.05%3.574,722.482,612.56 23.1617.73%14.5722.25%4,940.0093,316.83 561.7115.94%149.5015.01%5,674.635,214.06 247*24 156.1394.81%117.1963.9991.68%99.83%38.9499.95%100%++116.28 管理層討論與分析 1,29853.97%19.0316,450.63 &&& 5,400 管理層討論與分析 2018 491.99189.6938.56%184.9137.58%4.54 1 4051%201711835+22023207605.2963.464.53 2 管理層討論與分析 2023 2023 2023542022 656 1513361154 6271636291 142125 AA A76H93 2A 20 eIR 2023112023630 2023112023630 C.2.12022114202389[2023]183202389202389C.2.1 20234283.0520234283.283.052023625202362520236253.283.0520234282023625 C.1.62023542022 股份變動及股東情況 26,098,435,96321,544,435,963A4,554,000,000H AA4,829,739,185202376 股份變動及股東情況 254,615A254,496H119 股份變動及股東情況 1.H2.103. 2,561,374,7339.81%227,801,951 股份變動及股東情況 2023630336XV235% 股份變動及股東情況 2023630XV23336 13.23% 20129913300000542040763120100% 股份變動及股東情況 2023630 % 股份變動及股東情況 AH2023627727 A[2023]339103A2.02A2.01202369A2.88AA4,829,739,1854,829,739,185202376 H[2023]717103H2.23H2.20202369H2.63HH1,366,200,0001,366,200,0002023728 202020212021112525053.85%55 董事、監事、高級管理人員、員工和機構情況 14356 844 5 202326 202354 2023542022 202375 2 0 2 389[2023]183 2023821 董事、監事、高級管理人員、員工和機構情況 2023112 202354 20234283.05 2023542023 20236252023 2023227 2023310 2023627 董事、監事、高級管理人員、員工和機構情況 21,0681,1619,1461,69910,2235,0428915,139887220 董事、監事、高級管理人員、員工和機構情況 846280,315 董事、監事、高級管理人員、員工和機構情況 2023627727AH103A2.02H2.23AHAA4,829,739,185HH1,366,200,00097.5630.4797.2230.12A97.22H30.12 AH ( www.sse.com.cn)2022-0292023-001 5031,203.86 5 48.5( www.sse.com.cn)2023-014 80( www.sse.com.cn)2023-014 20232023( www.sse.com.cn)20232023-015 14A 14A14A 2023630 14A14A ( www.sse.com.cn)2023-046 2023630XV78352 5% 5% 2023ESGESG 3060 ESG1,767.91308.6821.15%2023(CB)5CB 99% 262,137.92138.6826542.043,941530302,6001 N3142553•155,0001,900 E S G2 0 2 2(www.czbank.com) 2023 2023630 . 2023727HH. 202363020236303434 2410 34 2023829 簡明合併損益及其他綜合收益表 20231 120236 30 簡明合併損益及其他綜合收益表 20231 120236 30 簡明合併財務狀況表 20236 30 簡明合併財務狀況表 20236 30 簡明合併股東權益變動表 20231 120236 30 簡明合併股東權益變動表 20221 120226 30 簡明合併股東權益變動表 2022 簡明合併現金流量表 20231 120236 30 簡明合併現金流量表 20231