量变终会引起质变,LPR的下降已不远 -11%-2%6%14%23%10-1901-2004-2007-20上证国债沪深300 要点 AAA+级AAA级AAA-级AA+级AA级3M55.852.951.744.930.46M43.042.347.532.821.79M38.339.041.431.513.41Y32.729.832.228.111.7 01234Dec-19Feb-20Apr-20Jun-20Aug-20Oct-20个人单位 012345678Dec-19Feb-20Apr-20Jun-20Aug-20Oct-20个人单位