民生银行：2026年半年度报告
20268281587 2026 20252026101.18 1 2 3 5 9 9 21 22 30 36 42 43 44 46 48 50 54 55 65 76 84 86 2026112026630 CHINA MINSHENG BANKING CORP., LTD.CMBC286-10-5856097586-10-5856082486-10-58560720cmbc@cmbc.com.cn2100031www.cmbc.com.cncmbc@cmbc.com.cn86-9556886-400 66 9556883701-0212-1640(www.cs.com.cn)(www.cnstock.com)(www.stcn.com)Awww.sse.com.cnHwww.hkexnews.hk128108 A188H183171712-1716 A600016H019881360037 1996 + 1.=/ 2.920103.=/4.=5.=/6.7.8.9.=/10.20187130%1.8%=/=/ 2.=/ 3.=/ 77,945.31380.360.49%43,755.40711.801.65%56.14%1.1970,769.82523.880.73%43,925.551,153.172.70%62.07%2.08516.810.33 1.47%8BP781.151.10%751.6627.823.84%525.8433.816.87%98.091.241.28%195.3718.438.62% 663.231.691.47%0.02142.19%0.15 1 /2.0++/AI12.98 2 3,891.99357.7010.12%202520261eESGAAA 3 353.30120357362.20e24 6,759.3540.133.14%1.45%2,376 4 95568 264.896.092.35%32.714.67% 5 AIAI7AI(AEA)40%SkillMCPAgentAICLI+Agent 41 13,169.122.75%11,32423.56% 1 (1) 3+3+N 29,391.02649.372.26%27,742.451,469.105.59% (2) 215,990.87896.7211,776.64242.312,267.653939.59 62,4705,073.96149 (3) +++++1.54%30%3.8 E7 1+6213.89%29.92%13.18% 3,691.783.42%1,353.932623501,343.93 (4) 2 (1) 35,350.532,512.057.65%30,524.702,284.958.09%86.35%14,243.55563.984.12%30.139.7347.66% 15,905.72704.104.24%4,064.57260.035,627.9983.04 (2) 14,663.252.56%510.3531.956.68% 8.98% (3) 2.6714.549.0823.16 3,691.5718.40%8.2510.29% 142148411072,3761,268970138 3.0 201920232.0+20263.0+ 3.0 (4) 3 (1) + (2) (3) 2.091.95216.99 +i+1.498.76%1.224.27%1.372.24% (4) 4 (1) 2,514.613.12%1,466.8218.49%58.33%1,890.907.00%20.5824.88% 684.3219.69%1318.26%527.1318.73%102.002,678.2331.03% (2) 10.671.69 3.4CMU 5 135.50 (1) 52008450.9554.96% 1,750.53232.3323.25 (2) 200811363.33% 24.7120.833.34 (3) 201521142.07 255.6540.612.66 (4) 202262450 + 101.7598.919.21 (5) 297330.8277.41289.6365.00174.7463.61 (6) 738.64 (7) 2026 AI 195.3718.438.62% 751.6627.823.84% 525.8433.816.87%1.47%8BP 1 1,045.4794.338.28% (1) 722.6560.407.71%30BP66.08 (2) 246.8726.209.59% (3) 31.083.439.94% (4) 26.673.2110.74% (5) 18.201.09 5.65% 2 519.63128.1419.78% (1) 310.8979.2620.32%40BP84.85 (2) 92.7319.2917.22%22.39 (3) 79.0722.1621.89% (4) 3 6 . 9 47 . 4 316.75%49BP9.18 225.825.992.58% 1 98.091.241.28% 2 127.737.235.36% 204.901.670.81% 314.5754.1820.81% 13.670.493.72% 77,945.31380.360.49% 1 45,099.97793.871.79%57.86%1.29 2 23,645.80475.701.97%30.34%0.46 3 2,894.241,193.2829.19%3.71%1.51 4 70,769.82523.880.73% 1 43,925.551,153.172.70%67.14%32.83%35.08%64.89% 2 12,280.0745.260.37% 3 7,900.582,219.5021.93% + 105.94%134.11%1.54% 7,175.49143.522.04%7,048.00151.632.20% 663.231.691.47%0.021,214.993.042.69%0.05 29,069.251,551.9964.46%2.3516,030.72758.1235.54%2.35 340.980.971.17%0.07322.250.722.01%0.09 6,267.28267.385,473.78473.453,170.4084.03 239.4170.21%8.494.9111.15 12,525.967,179.846,979.6127.77%15.92%15.48%496.35125.67109.49 184.25138.5297.2363.33%13.370.17 20,374.60360.6845.18%15,033.54600.1333.33%9,691.83554.4221.49%9.16 723.551.60% 249.4940.580.55%0.101,013.5855.552.25%0.09 2.1 22202210 5%6%8%2.5%0%0.25%7.75%8.75%10.75% 9 . 4 2 %1 1 . 4 6 %13.36%0.040.010.30 7.55%0.08 134.11%34.11 105.94%5.94 1 9(IFRS9)22232439SPPI 2 15 1,841.684,032.11354.33720.84-2,421.413,673.31 1.47%8BP+1.46%40BP1.54%37BP 98.091.241.28%10.680.360.82 31.68%0.17 389.86359.5840.7822.3484.18199.6112.6730.2822.84 16 3,636.27182.384.78%3,170.4087.19%84.032.58%106.2111.153.35%0.26495.382.46 2026AI+ 2.5% 2026 AI 2024 AI AI 2026 AIe 391,636A375,438H16,198 1.AH2.3.H4.H199,310,000AH2,166,309,1134.95%5.0 3362026630 336 1.99.98%7,352,284,689A457,930,200H7,352,284,689A457,930,200H2.102,387,827A1,828,327,362A1,930,715,189A3.102,387,827A1,828,327,362A1,930,715,189A4.1,930,715,189A5.1,930,715,189A6.1,966,999,113A199,310,000H7.Alpha Frontier LimitedAlpha Frontier Limited713,501,653H97.86%Alpha Frontier Limited713,501,653H8.AlphaFrontier Limited713,501,653H9.100%94.34%490,000,000H490,000,000H10.BlackRock,Inc.432,884,632H68,710,500H 336 41.96%10.30%17.84% 15% (1)20106233,079,00091110000556828452N (2)2002112557,655.5691540091744936899C 20111117103,431.37259154009158575152X0 200696271,802.179191510100792171384JPVC 220181 (1)19991124,680,00091110000710925489M 19931735,866.14 (2)199971224,540.0640913101041346255243AlphaFrontier LimitedLiberalRise Limited1,379,678,4003.15%50% AlphaFrontier Limited20166241.7519ShiJingLiberalRise LimitedAlphaFrontierL i m i t e d275,000,0000.63%38.54% LiberalRise Limited2018195AbhayaLimitedShiJingShiJingAlphaFrontier LimitedLiberal Rise Limited (3)19954131,000,00091440300192329539C826,000,0001.89%38.13% (4)1 9 8 4111 051100000500010993L A591,252,91450% 52 10 1. 2.23243. 37 65859259980 2.20264 1202662025 120251220264 1 2 3 4 13362026630 1.1,930,715,189A102,387,827A1,828,327,362A102,387,827A1,828,327,362A1,930,715,189A 2.370,789,500H302,789,500H