民生银行：中国民生银行2024年半年度报告
半年度报告 2024829141046 2024101.30 1 2 3 5 9 10 11 18 23 28 30 30 32 34 36 56 57 64 66 79 80 88 93 ၬ ၂ᅣֻ CHINA MINSHENG BANKING CORP., LTD.CMBC210003186-10-5856097586-10-5856082486-10-58560720cmbc@cmbc.com.cn86-9556886-400 66 955682100031www.cmbc.com.cncmbc@cmbc.com.cn83701-0212-1640(www.cs.com.cn)(www.cnstock.com)(www.stcn.com)Awww.sse.com.cnHwww.hkexnews.hk ၂ᅣֻ 588421022 A188H183171712-1716 A600016H019881360037 1996274 200711202 91110000100018988F 1996 ᅣؽֻ 1.=/ 2.92010 3.=/ 4.= 5.=/ 6. 8. 9. 10.=/ 11.20187140%2.1%=/=/ ᅣؽֻ 2.=/ 3.=/ ᅣֻ 75,510.131,239.521.62%44,232.27383.500.87%58.58%1.4565.00%69,413.71957.931.36%40,647.322,182.715.10%31.64%3.47 70,645.151.27%1.38%10BP7BP485.825.36%243.20185.4516.608.22%671.2744.126.17%224.7413.035.48% 648.991.981.47%0.01149.26%0.43 ᅣֻ 2024CPI 15LPR0.255,000PSL5,0003,000 13.2768.8% 224.7413.035.48% ᅣֻ 671.2744.126.17% 485.8227.525.36%1.38% 1 1,279.6351.173.85% (1) 893.1230.873.34%34BP70.32 (2) 283.9613.954.68%17BP15.77 ᅣֻ (3) 46.055.6210.88%9.48 (4) 34.381.374.15% (5) 22.122.108.67% 2 793.8123.652.89% (1) 464.4716.993.53%9BP16.93 (2) 170.4636.2817.55%41.11 (3) 93.6210.1212.12%15.81 (4) 65.2619.5042.61%26.97 185.4516.608.22% 1 96.4511.9110.99% 2 89.004.695.01% 205.715.652.67% ᅣֻ 205.5116.597.47% 7.670.081.03% 75,510.131,239.521.62% 1 44,232.27383.500.87%58.58%1.45 2 22,635.6654.800.24%29.98%0.56 ᅣֻ 3 2,643.39738.9021.85%3.50%0.91 4 69,413.71957.931.36% 1 40,647.322,182.715.10%68.22%31.64%31.47%68.39% 2 13,585.75746.175.21% ᅣֻ 3 8,556.781,798.5226.61% 104.78%140.61%2.38% 6,096.42281.594.42%5,961.41284.614.56% 648.991.981.47%0.011,229.1343.862.78%0.08 26,735.97562.4260.44%0.7517,496.30178.9239.56%0.75 ᅣֻ 352.6829.741.32%0.14296.3127.761.69%0.17 5,518.4150.335,055.53404.613,404.0058.98 277.5078.68%9.693.2942.72 11,366.667,128.796,810.6825.70%16.12%15.40%231.53180.84 169.10126.54122.2564.39%7.565.800.240.21 22,970.68638.6851.93%12,960.99466.9929.30%8,300.60555.1918.77%24.990.14 786.171.78%11.04% 260.5730.990.59%0.07962.8383.792.18%0.18 2.1 ᅣֻ 22202210 20245%6%8%2.5%0%0.25%7.75%8.75%10.75% ᅣֻ 9 . 3 5 %1 0 . 3 2 %12.30%0.070.630.843.64 6.92%202430.54 ᅣֻ ( www.cmbc.com.cn )2024 140.61%40.61 104.78%4.78 ᅣֻ 1 9(IFRS9)22232439SPPI 2 15 -2,838.433,924.74343.59370.521,250.051,664.22 ᅣֻ 12.71%8.75%5.55% 1.38%10BPLPR 185.4516.608.22%11.914.69 11.27%0.20 281.50276.2537.4339.5818.55177.303.395.2551.1320.31% 4,084.60112.142.67%3,404.0083.34%58.981.70%180.079.695.29%0.37 554.9891.1114.10% 9.35%10.32%12.30% ᅣֻ 1 ++++ 27,579.432,964.779.71%24,363.68901.933.84% 2 (1) 12,138.54394.663.36% 3020%1,440.46198.641,71828023,6276,738 228.1939218710.330.22 (2) e 9,042.357.36%32,92316.78% E•102.3 (3) 37,2528.98% 25 1 3 (1) eCCER 2,978.2912.71%2024 e23,040.76177.536.20% ᅣֻ 5 , 0 4 0 . 5 78 . 7 5 %11.44%0.84 (2) e+312,758.75543.724.45% e27,1377,99541.77%7,43423.65%829.8031.63%4.0 1 ERPOACRM5,000 (3) e1,757.7812.86% (4) 4,0003,793.935.58%1,433.383791,358.88 4 2024 352.6829.741.32%0.14 1 299.7648.10%0.96238.8779.69%60.8920.31%39.10% ᅣֻ 428,855.801,543.045.65%24,650.821,453.486.27%85.43%8,392.68623.268.02%12,635.34780.156.58% 519,328.45305.291.60%43.86%0.344,749.66130.075,377.1061.35 2 613,203.312.57%760,1564,2507.60%439.6247.36347.1620.80 9+N AI+ 3 835.4010.15%25.64%NPS885.90%7.2 515.8052.1111.24% 4 146411052,4611,2521,070139 5 ᅣֻ 9296.3127.761.69%0.1710214.421.23%153.888.573.24%0.260.83%0.160.96%0.06 6 118,384.86472.705.97%6,462.57339.885.55%14.66%0.6551.293,689.114.47%1.25%2,461 ee App+App192311.90288.80 +ee1.90 7 App3.0+ 3.0 1 + 2 ᅣֻ 3 (1) (2) 1.941.841,052.00 7,643.69 1,090.155,761.40429.0527.87 (3) 12.3013,757.1018.52% 25.985.28%587.346.97% 4 (1) (2) 2024 (1) +31e1,742.83272.218.372.752,634607 API APPEe(CDP)A/B ᅣֻ 14%46%8,000 50%50.44% +11,629.833.23%382.645.69%5,81812.23% ATMVISAMasterCard 2+X AIGC+X 8FAQAIBI (2) 2024 1,967.869.15%121,129.1457.38%1.82131,392.0070.74%3.4513.441.61% 1 98.8562.72% 59.06%200577.4928.81%323.926.21% ᅣֻ 2 101,570.776.92%14197.3130.22%2302024 30 3 132.44 1 52008450.9554.96% 1,894.72237.3429.93412.9119.86%64.73% 20246 2 200811363.33% 2424.5918.580.640.421,827.817.41% 3 201521142.07210.92177.6433.2827.43 4 2983441.1618.37382.9121.10262.230.05 5 202262450 16.20% 79.0776.874.97419,550.09 ᅣֻ 6 1,004.85 7 202320242024 3 2024 171,200 15 ESGESG ᅣֻ 20.31% 2.5% 2024 / ᅣֻ 2023 615++i ᅣֻ ඹᅣֻ ඹᅣֻ 341,030A323,419H17,611 1.AH2.3.H4.1,850,802,3215.2018120246266.117,028,7111,163,088,412 3362024630 ඹᅣֻ 1.99.98%7,352,284,689A457,930,200H7,352,284,689A457,930,200H2.102,387,827A1,828,327,362A1,930,715,189A3.1,930,715,189A4.21,930,715,189A5.1,930,715,189A6.1,803,182,618A77.14%1,803,182,618A7.1,803,182,618A8.Alpha Frontier LimitedAlphaFrontier Limited713,501,653H97.86%Alpha Frontier Limited71
