Health In Tech Inc-A 2026年季度报告

FORM 10-Q ☒Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2026 OR ☐Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _________to___________ Commission File Number: 001-42449 Health In Tech, Inc.(Exact name of registrant as specified in its charter) Stuart, FL34994(Address of principal executive offices)(Zip Code) (Registrant’s telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: Name of each exchange on whichregistered Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports),and (2) has been subject to such filing requirements for the past 90 days.☒Yes☐No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that theregistrant was required to submit such files).☒Yes☐No Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smallerreporting company” and “emerging growth company” in Rule12b-2 of the ExchangeAct. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).☐Yes☒No As of August 12, 2026, there were 53,834,658 shares of Class A common stock and 11,700,000 shares of Class B common stock, eachwith a par value of $0.001 per share, outstanding. TABLE OF CONTENTS PagePART I. FINANCIAL INFORMATION1Item 1Financial Statements (unaudited)1Consolidated Balance Sheets as of June 30, 2026 and December 31, 20251Consolidated Statements of Operations for the three and six months ended June 30, 2026 and 20252Consolidated Statements of Changes in Stockholders’ Equity for the three and six months ended June 30, 2026 and20253Consolidated Statements of Cash Flows for the six months ended June 30, 2026 and 20254Notes to Consolidated Financial Statements5Item 2Management’s Discussion and Analysis of Financial Condition and Results of Operations29Item 3Quantitative and Qualitative Disclosures About Market Risk45Item 4Controls and Procedures45PART II. OTHER INFORMATION46Item 1Legal Proceedings46Item 1ARisk Factors46Item 2Unregistered Sales of Equity Securities and Use of Proceeds46Item 3Defaults Upon Senior Securities46Item 4Mine Safety Disclosures47Item 5Other Information47Item 6Exhibits50Signatures51i SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS This quarterly report, including, without limitation, statements under the heading “Management’s Discussion and Analysis of FinancialCondition and Results of Operations,” includes forward-looking statements within the meaning of Section 27A of the Securities Act of1933, as amended (the “Securities Act”) and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”).These forward-looking statements can be identified by the use of forward-looking terminology, including the words “believes,”“estimates,” “anticipates,” “expects,” “intends,” “plans,” “may,” “will,” “potential,” “projects,” “predicts,” “continue,” or “should,” or,in each case, their negative or other variations or comparable terminology. We have based these forward-looking statements largely on our current expectations and projections about future events and trendsthat we believe may affect our financial condition, results of operations, business strategy short-term and long-term businessoperations and objectives and financial needs. These forward-looking statements are subject to known and unknown risks,uncertainties and assumptions, including risks described in the section titled “Risk Factors” set forth in Part II, Item 1A of thisQuarterly Report on Form 10-Q and in our other filings with the Securities and Exchange Commission (the “SEC”). It is not possiblefor our management to predict all risks, nor can we assess the impact of all factors on our business or the extent to which any factor, orcombination of factors, may cause actual results to differ materially from those contained in any forward-looking statements we maymake. In light of these risks, uncertainties and assumptions, the future events and trends discussed in this Quarterly Report on Form10-Q may not occur, and actual re