Upbound Group Inc 2026年季度报告

Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filingrequirements for the past 90 days. Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 ofRegulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).Yes☒No☐Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growthcompany” in Rule 12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of July 23, 2026: Common stock, $.01 par value TABLE OF CONTENTS PART I.FINANCIAL INFORMATION Item 1.Condensed Consolidated Financial Statements1Condensed Consolidated Statements of Operations for the three-month and six-month periods ended June30, 2026 and 20251Condensed Consolidated Statements of Comprehensive Income for the three-month and six-month periodsended June 30, 2026 and 20252Condensed Consolidated Balance Sheets as of June 30, 2026 and December 31, 20253Condensed Consolidated Statements of Stockholders’ Equity for the six-month periods ended June 30,2026 and 20254Condensed Consolidated Statements of Cash Flows for the six-month periods ended June 30, 2026 and20256Notes to Condensed Consolidated Financial Statements7Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations25Item 3.Quantitative and Qualitative Disclosures About Market Risk39Item 4.Controls and Procedures40PART II.OTHER INFORMATIONItem 1.Legal Proceedings41Item 1A.Risk Factors41Item 2.Unregistered Sales of Equity Securities and Use of Proceeds41Item 3.Defaults Upon Senior Securities41Item 4.Mine Safety Disclosures41Item 5.Other Information41Item 6.Exhibits41SIGNATURES43 UPBOUND GROUP, INC. AND SUBSIDIARIESCONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME(Unaudited) UPBOUND GROUP, INC. AND SUBSIDIARIESCONDENSED CONSOLIDATED BALANCE SHEETS(Unaudited) UPBOUND GROUP, INC. AND SUBSIDIARIESCONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY(Unaudited) UPBOUND GROUP, INC. AND SUBSIDIARIESCONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY - (Continued)(Unaudited) See accompanying notes to condensed consolidated financial statements. UPBOUND GROUP, INC. AND SUBSIDIARIESCONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS(Unaudited) See accompanying notes to condensed consolidated financial statements. UPBOUND GROUP, INC. AND SUBSIDIARIESNOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS(Unaudited) Note 1 - Basis of Presentation The interim condensed consolidated financial statements of Upbound Group, Inc. included herein have been prepared by uspursuant to the rules and regulations of the Securities and Exchange Commission (the “SEC”). Certain information and footnotedisclosures normally included in financial statements prepared in accordance with U.S. generally accepted accounting principles(“GAAP”) have been condensed or omitted pursuant to the SEC’s rules and regulations, although we believe the disclosures areadequate to make the information presented not misleading. We suggest these financial statements be read in conjunction with thefinancial statements and notes included in our Annual Report on Form 10-K for the year ended December 31, 2025. In our opinion,the accompanying unaudited interim financial statements contain all adjustments, consisting only of those of a normal recurringnature, necessary to present fairly our results of operations and cash flows for the periods presented. The results of operations forthe periods presented are not necessarily indicative of the results to be expected for the full year. Condensed Consolidated Statement of Cash Flows - Correction of Error As previously disclosed in our Quarterly Report on Form 10-Q for the period ended September 30, 2025, subsequent to the issuanceof our condensed consolidated financial statements reported on our Quarterly Report on Form 10-Q for the period ended June 30,2025, the Company identified a pre