创建绿色与银色经济：政策、金融、科技及建筑环境

12 June 2026 CONTENTS Executive Summary....................................................................................................................11.HongKong’sFuturewillbeInfluencedbyStructuralTransitionsTowardstheGreenandSilverEconomies.............................................................................................22.IntersectionsBetweentheGreenandSilverEconomiesCouldbeBothSynergisticandatOddswithEachOther..................................................................................................43.CreatinganOverarchingVisionforHongKong’sGreen-SilverEconomy...................................54.SixMajorGapstoRealizeGreen-silverVision.........................................................................75.AdvancingHongKong’sGreen-SilverEconomyThroughCoordinatedAction.......................... 126.HongKonghasaWindowofOpportunitytoLeadinBuildingaGreen-SilverEconomy............. 18About this Report..................................................................................................................... 19References............................................................................................................................... 20 Executive Summary districts remain poorly shaded and insufficiently designedfor ageing populations. population ageing and an economy-wide climate transition towardnet-zero emissions. These structural transitions impact society-at-large, through housing, safety and comfort, mobility, healthcare, financing and infrastructure development. Despite these overlaps,climate and ageing are still largely addressed as disparate issues•Secured and Empowered:Many older adults remain asset-rich but cash-poor. Reverse mortgage adoption remains towards an inclusive net-zero, climate-resilient future, supportingthe silver economy to better care for an ageing population. Thisstudy seeks to bridge Hong Kong’s green and silver economyagendas by aligning our focus on climate, urban development,built over the past decade.•Connected and Contributive:Older adults increasingly wantto remain socially and economically active, yet participation pathways remain limited. Many elderly services continue torely on age-segregated programming rather than integratingolder adults into mainstream community, civic, and blocks in the green and silver economy agendas, these include:the Climate Action Plan 2050, the Working Group on Promoting the Silver Economy, Smart City Blueprint 2.0 initiatives, upcomingeHealth reforms[1], and digital inclusion measures targeting theelderly[2]. These are further enhanced by our deep capital markets, amaturing gerontechnology ecosystem, and established communitynetworks. When benchmarked against regional and global peersTo address these gaps, the report proposes eight priority areas,including:•Affordable indoor environment and safety improvements forelderly households settings silver economy. With demographic ageing and mounting climatechallenges, Hong Kong has an opportunity to strengthen societal•Incentivised adoption of universal design and climate- resilient standards in new developments climate-resilient, and age-friendly infrastructure.•Climate-adaptive outdoor and community spaces inclusion we envision four core outcomes for older adults accompanyingthe green economy: Safe and Comfortable, Mobile and Included,Secured and Empowered, and Connected and Contributive. •Silver finance & investment toolkit modelled on green finance& investment mechanisms relocation decisions community and economic life extreme heat and poor ventilation, with risks concentratedamong elderly residents in subdivided units and ageing walk-up buildings, where fragmented ownership has slowed even city for green-silver innovation. Its combination of urban density,ageing demographics, financial depth, and climate exposure createsboth urgency and opportunity. By aligning climate transition withthe needs and contributions of an ageing population, Hong Kong infrastructure remains unevenly accessible for older adults.While smartphone penetration exceeds 90%, only 27%of elderly residents regularly use online services. At the Chapter 1:Hong Kong’s Future will be Influenced by Structural Transitions Towards the Green and Silver Economies Sidebar A necessitating an immediate shift in policy framing. Projectionsindicate that theolder adult population, defined throughoutthis report as persons aged 65 and above, consistent with theCensus and Statistics Department’s demographic classification,will expand dramatically, with the share of residents aged 65 and Hong Kong’s Green and Silver Transitions integrating digital technology into urban management and public services.Launched in 2020, it sets out over 130 initiatives spanning smart mobility,smart living, smart environment, smart people, smart government, andsmart economy. For the green transition, the Blueprint includes measuressuch as smart energy management systems for public buildings, real