第一地平线国家银行 2025年度报告

FORM 11-K (Mark One) ☒ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THESECURITIES EXCHANGE ACT OF 1934For the Fiscal Year Ended December31, 2025OR SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from __________ to ____________ Commission File No. 001-15185 FIRST HORIZON CORPORATIONSAVINGS PLAN (Full Title of Plan) (Issuer of Securities Held Pursuant to Plan) 165 MADISON AVENUEMEMPHIS, TENNESSEE 38103 FIRST HORIZON CORPORATIONSAVINGS PLAN Financial Statements and Supplemental SchedulesDecember31, 2025 and 2024(With Report of Independent RegisteredPublic Accounting Firm Thereon) Index to Financial Statements and Supplemental Schedules Report of Independent Registered Public Accounting FirmFinancial Statements: Statements of Net Assets Available for Benefits, December31, 2025 and 2024 Statement of Changes in Net Assets Available for Benefits, Year ended December31, 2025Notes to Financial Statements Supplemental Schedules: Schedule H, Line 4a - Schedule of Delinquent Participant Contributions, December31, 2025Schedule H, Line 4i - Schedule of Assets (Held at End of Year), December31, 2025 Note:All other schedules required by the Department of Labor’s Rules and Regulations for Reporting andDisclosure under the Employee Retirement Income Security Act of 1974 have been omitted because they Report of Independent Registered Public Accounting Firm To the Plan Administrator and Plan ParticipantsFirst Horizon Corporation Savings PlanMemphis, Tennessee Opinion on the Financial Statements We have audited the accompanying statements of net assets available for benefits of the First Horizon CorporationSavings Plan (the “Plan”) as of December31, 2025 and 2024, and the related statement of changes in net assetsavailable for benefits for the year ended December31, 2025, and the related notes (collectively referred to as the financialstatements). In our opinion, the financial statements present fairly, in all material respects, the net assets available for Basis for Opinion These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion onthe Plan’s financial statements based on our audits. We are a public accounting firm registered with the Public CompanyAccounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Plan in We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan andperform the audit to obtain reasonable assurance about whether the financial statements are free of material Our audits included performing procedures to assess the risks of material misstatement of the financial statements,whether due to error or fraud, and performing procedures that respond to those risks. Such procedures includedexamining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also Supplemental Information The schedule of delinquent participant contributions as of December31, 2025 and the schedule of assets (held at end ofyear) as of December31, 2025 (referred to as the supplemental information) has been subjected to audit proceduresperformed in conjunction with the audit of the Plan’s financial statements. The supplemental information is theresponsibility of the Plan’s management. Our audit procedures included determining whether the supplemental informationreconciles to the financial statements or the underlying accounting and other records, as applicable, and performing Fort Lauderdale, FloridaJune24, 2026 (1)Plan Description The following description of First Horizon Corporation Savings Plan (the “Plan”) provides only generalinformation. Participants should refer to the Plan document for a more complete description of the Plan’s provisions. The Plan is a defined contribution retirement savings plan established April 23, 1978, for qualified employees ofFirst Horizon Corporation and certain affiliates (the “Company” or “Plan Sponsor”) to provide a savings plan forthose employees. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974, asamended (“ERISA”). Since inception, the Plan document has been amended periodically to conform with provisionsof ERISA and other laws and regulations. The Plan is administered by the Pension, Savings and Flexible (a)Contributions Under the terms of the Plan, full-time employees are eligible to participate in the Plan immediately. Part-timeemployees are eligible to participate upon completion of 12 months of service in which they have worked1,000 hours or more. In addition, effective January 1, 2025, Long-Term Part-Time Employees shall also beeligible to participate. A Long-Term Part-Time Employee is an Employee who has completed at least 500Hours of Service in each of three consecutive 12-month periods (two consecutive 12-month periods effectiveJanuary 1, 2025) and who is at least 21 years of age as of the end of the mos