阿莫斯莱斯金融 2025年度报告

FORM11-K ☒ANNUAL REPORT PURSUANT TO SECTION15(d) OF THE SECURITIESEXCHANGE ACT OF 1934 For the Year Ended December 31, 2025 OR☐TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THESECURITIES EXCHANGE ACT OF 1934 For the Transition Period from_______________________to_______________________ Commission File No. 1-32525 A.Full title of the plan and the address of the plan, if different from that of the issuer named below: B.Name of issuer of the securities held pursuant to the plan and the address of its principal executiveoffice: AMERIPRISE FINANCIAL,INC.360 Ameriprise Financial CenterMinneapolis, MN 55474 Ameriprise Financial 401(k)PlanFinancial Statements and Supplemental Schedules December31, 2025and 2024 with Report of Independent Registered Public Accounting Firm Ameriprise Financial 401(k) PlanForm 11-K INDEX ReportofIndependentRegistered Public Accounting Firm1 Financial StatementsStatements of Net Assets Available for Benefits as ofDecember 31, 2025 and 20242Statements of Changes in Net Assets Available for Benefits for the years endedDecember 31, 2025 and 20243Notes to Financial Statements4 Supplemental Schedules Schedule H, Line 4a — Schedule of Delinquent Participant Contributions as of and for the year endedDecember 31, 202511Schedule H, Line 4i — Schedule of Assets (Held at End of Year) as ofDecember 31, 202512 Report of Independent Registered Public Accounting Firm Tothe Administrator and Plan Participants of Ameriprise Financial 401(k) Plan Opinion on the Financial Statements We have audited the accompanying statements of net assets available for benefits of Ameriprise Financial 401(k) Plan (the “Plan”) asof December31, 2025 and 2024 and the related statement of changes in net assets available for benefits for the years then ended,including the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements presentfairly, in all material respects, the net assets available for benefits of the Plan as of December31, 2025 and 2024, and the changes innet assets available for benefits for the years then ended in conformity with accounting principles generally accepted in the UnitedStates of America. Basis for Opinion These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion on the Plan’sfinancial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting OversightBoard (United States) (PCAOB) and are required to be independent with respect to the Plan in accordance with the U.S. federalsecurities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. We conducted our audits of these financial statements in accordance with the standards of the PCAOB. Those standards require thatwe plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement,whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due toerror or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidenceregarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles usedand significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believethat our audits provide a reasonable basis for our opinion. Supplemental Information The supplemental Schedule H, Line 4i - Schedule of Assets (Held at End of Year) as of December31, 2025 and Schedule H, Line 4a -Schedule of Delinquent Participant Contributions as of and for the year ended December 31, 2025 have been subjected to auditprocedures performed in conjunction with the audit of the Plan’s financial statements. The supplemental schedules are theresponsibility of the Plan’s management. Our audit procedures included determining whether the supplemental schedules reconcile tothe financial statements or the underlying accounting and other records, as applicable, and performing procedures to test thecompleteness and accuracy of the information presented in the supplemental schedules. In forming our opinion on the supplementalschedules, we evaluated whether the supplemental schedules, including their form and content, are presented in conformity with theDepartment of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of1974. In our opinion, the supplemental schedules are fairly stated, in all material respects, in relation to the financial statements as awhole. /s/ PricewaterhouseCoopers LLPMinneapolis, MinnesotaJune24, 2026 We have served as the Plan’s auditor since 2012. Ameriprise Financial 401(k) PlanNotes to Financial StatementsDecember31, 2025 1.De