WISDOMCOME GROUP HOLDINGS LIMITED 8079 GEM GEM GEMGEMGEM GEMGEM (3,511)(45,971) 1. Victoria Place, 5th Floor, 31 Victoria Street,Hamilton HM 10, Bermuda 21Eastmark 5502GEM 2. 21 2. 97297210281–112183213 123 1818 1811118187733 1818 3. (a) 1515121 (b) (i)(ii) 3. 3. 10% 10,04711,351 4. –– 506454 5. 6. –– 8. 2,000,0008.25%2,000,00016.5%16.5% 9. 31,117,20128,460,777 31,117,20128,460,777 10. 5,0416,063 1,551,000 030 944,0001,194,00090 3,500,0001,276,0001,823,00029,876,00010,862,000 13. 10,00015,000,00010,00015,000,000 14%–24%14% – 24%10%–29%10% – 31%4%–48%4% – 48% 14. 15. Wisdomcome Group Holdings LimitedLIT Life HoldingsLimited Lit Enterprises Limited49%2,760,0000.55,520,000 Lit Enterprises LimitedTGG Holdings LimitedTGG Holdings Limited50%50% Wisdomcome Group Holdings LimitedLITLife Holdings Limited (i)(ii) 45.541.646.03.5(a)(b)(c)(d) 9.3%6.87.5 17.030444,00030634,00096,00078,000 • 1154,0000.9% • 1185216.999.1% 3.0%13.5% 163 14%24%12180 4%48%1240 13.50%38.734.1 20 99 (i) (ii)(iii) 12 10.22.9 1. 2. 96.24% 468,0002.58.04.2 468,0008.02.54.2 AB 1.32.8ABAB4.0 AB(i)(ii)AB A. A50,000670,000AA3.3 AA B. B720,000BB113.28 2.101.18 31,117,201 7.14.0 423716.614.1 1,500 GEMC1 ••••• GEM5.485.67 GEM 49% Lit Enterprises LimitedVerde Vines Limited2,940,0002,760,0000.50 Lit Enterprises LimitedTGG HoldingsLimited TGG Holdings Limited50% 0.505,520,000 49% GEM (www.ecrepay.com)(http://www.hkexnews.hk) AndrePierre Lajeunesse GEM http://www.hkexnews.hkwww.ecrepay.com