英国：财政部确认将改革FSMA法定截止日期

Consultation response May2026 Financial Services Growth andCompetitiveness Strategy Consultation response May2026 OFFICIAL-SENSITIVE © Crown copyright2026 This publication is licensed under the terms of the Open GovernmentLicence v3.0 except where otherwise stated. To view this licence, visit Where we have identified any third party copyright information you will This publication is available at:www.gov.uk/official-documents. Any enquiries regarding this publication should be sent to us atpublic.enquiries@hmtreasury.gov.uk ISBN: 978-1-918417-44-9/PU: 3637 OFFICIAL-SENSITIVE Contents Executive summary Review of Key Performance IndicatorsLong-term strategiesRegulatory principles and other “have regards” Annex A:Full list of procedural and administrative requirementsto be amended 21 Executive summary •WhendevelopingtheFinancialServicesGrowthandCompetitiveness Strategy, the government consistently heard from •In March 2025, the government published its Regulation Action Plan,theNew Approach to Ensure Regulators and Regulation SupportGrowth,1setting out its ambition for a regulatory system that: oSupports growth;oIs targeted and proportionate; •Thegovernment is determined to ensure that the regulatoryenvironment for financial services is proportionate, predictable and •To deliver this mission,in July 2025,theFinancial Services Growth andCompetitivenessStrategyannouncedthat the governmentwould •Between July and September 2025,through its RegulatoryEnvironment–Cross Cutting Reformsconsultation,the governmentconsulted onproposalsbroadly focused on changes to the legislative oSetting new,shorter deadlines for determining priorityregulatory applications, to make it quicker and easier to dobusiness in the UK;oRequiring the regulators toset out theirstrategic approach to •Theconsultation received43 responses: 23from trade bodies, 13 fromindividualfinancial services (FS)sector firms, 4 from charities, and 1 OFFICIAL-SENSITIVE eachfrom a social enterprise,a think tank,and an advocacyprogramme.The government has considered the feedback to the •Overall, respondents were broadly supportiveof thegovernment’saimsand proposed reforms,and agreed that the regulatory •Having considered the feedback received, the government intends to oSet new,shorter statutory deadlines for determiningapplicationsfor new firm authorisations,variations ofpermissions, and senior manager approvals.oRequiretheFCAandPRAtoproducenewlong-termstrategies,at least once every 5 years.oRequire the regulators to have regard to regulatory and •Buildingon the proposals outlined in the consultation,thegovernment also intends to legislate to shortena number of otherstatutory deadlinesrelating to those it consulted on: the deadlinesfor •Delivery of these changes requires primary legislation, which thegovernment willbring forward when parliamentary time allows.However, there is much the regulators cando and are doing to •Theconsultationpaper alsoupdated on the government’s plans towork with the FCAto develop a provisional licences regimefor early- 2025, the governmentpublished a policy updatesetting out furtherdetails of how the government intends to deliver this. •Taken as a whole, the package of reforms will encourage growth andcompetitiveness by requiring theFCA and PRA to act faster todetermine applications throughshortening the relevant statutory Feedbackand Review of Key Performance Indicators 1.1.Underthe Financial Services and Markets Act2000(FSMA2000),theFCA and PRAare responsible fordetermininga range ofapplicationsrelating to the carrying onof regulatedactivities, such asnew firm authorisations, variations and cancellations of permissions, 1.2.The regulators have significantly improved their performanceagainst existing statutory deadlines in recent years, andpublish metricsquarterly.45However,evidence from theresponses to the Call for 1.3.The government therefore proposedto legislate to shortenapplication deadlines whichhave the most impact on firms’ ability to Summary ofconsultation responses Question1:Do you agree withthegovernment’s proposals to prioritiseshortening the statutory deadlines for new firm authorisations, variation 1.4.The vast majority of responses (97%)supportedshorteningstatutory deadlinesfornew firm authorisations, variation ofpermissions, andSMCRapprovals, and several recognised the 1.5.Some respondentscalledforthe government to go further andintroduce more ambitious deadlines. Othersrequestedspecificstatutory deadlines to be introduced or shortened, for example, some 1.6.Several respondents highlighted thatspeed of determiningapplicationsis only part of the actions needed to improve firms’experiences of seeking regulatory approvals, noting that the regulators 1.7.Onlyoneresponsedisagreed with the proposal,notingconcerns Question2:Do you agree with the proposed new statutory deadlinesfor various applications set out in the tables above? 1.8.The majority of responses (79%)agreed with th