Katapult Holdings Inc 2026年季度报告

Washington, D.C. 20549 FORM 10-Q (Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2026 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period fromto Commission file number 001-39116 Katapult Holdings, Inc. (Exact name of registrant as specified in its charter) 84-2704291 (I.R.S. Employer Identification No.) Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports);and (2) has been subject to such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that theregistrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smallerreporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).Yes☐No☒ The number of shares of the registrant’s common stock outstanding as of May4, 2026: 4,765,058 CERTAIN DEFINITIONS In this report, unless otherwise stated or the context otherwise indicates, the terms "we," "us," "our," the "Company," or "Katapult"refer to Katapult Holdings, Inc. and its subsidiaries. Certain abbreviations and terms used in this Quarterly Report on Form 10-Q aredefined as follows: “2019 Loan Agreement” means the Loan and Security Agreement, dated May 14, 2019, by and among the Credit Parties, MidtownMadison Management LLC and the other lenders party thereto (as amended, amended and restated, supplemented, revised orotherwise modified from time to time prior to June 12, 2025). “2025 Loan Agreement” means that certain Amended and Restated Loan and Security Agreement, dated June 12, 2025, by and amongthe Credit Parties, Midtown Madison Management LLC, and the lenders party thereto, which amended and restated the 2019 LoanAgreement in its entirety. “Aaron’s” means Aaron’s Intermediate Holdco, Inc., a Delaware corporation. “Aaron’s Merger” means the merger of Merger Sub 1 with and into Aaron’s at the time as of which the Aaron’s Merger becomeseffective. “Aaron’s MIP” means Aaron’s MIP Holdings, LLC, a Delaware limited liability company and management incentive plan entityadopted by The Aaron’s Company to align the interests of the Aaron’s management team with IQV Holdco. “Aaron’s MIP Exchange” means the exchange of Aaron’s MIP Units for Aaron’s MIP Rollover Interests. “Aaron’s MIP Holders” means the holders of Aaron’s MIP Units. “Aaron’s MIP Rollover Interests” means 943,580 shares of Katapult common stock issued to the Aaron’s MIP Holders pursuant to theAaron’s MIP Exchange. “Aaron’s MIP Units” means the Class A Unit and Class B membership interests of Aaron’s MIP. “CCFI” means CCFI Holdings, LLC, a Delaware limited liability company. “CCFI Merger” means the merger of Merger Sub 2 with and into CCFI at the time as of which the CCFI Merger becomes effective. “CCFI MIP” shall mean CCFI MIP Holdings LLC, a Delaware limited liability company and management incentive plan entityadopted by CCFI to align the interests of the CCFI management team with CCFI equityholders. “CCFI MIP Equity” means the equity interests of CCFI MIP. “CCFI MIP Exchange” means the exchange of CCFI MIP Equity for CCFI MIP Rollover Interests. “CCFI MIP Holders” means the holders of CCFI MIP Equity. “CCFI MIP Rollover Interests” means 11,011,927 shares of Katapult common stock issued to the CCFI MIP Holders pursuant to theCCFI MIP Exchange. “Closing” means the consummation of the Mergers. “Credit Parties” means Katapult SPV-1 LLC, Katapult Group, Inc., and Katapult. “First Amendment” means that certain Limited Waiver and First Amendment to Amended and Restated Loan and Security Agreement,dated November 2, 2025, among the Credit Parties, Midtown Madison Management LLC, and the lenders party thereto. “Hawthorn Preferred Stock Exchange” means Katapult’s repurchase of all outstanding shares of Katapult Convertible Preferred Stockissu