Hope Bancorp Inc 2026年季度报告

☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934For the quarterly period ended March31, 2026OR☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 (D) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-50245 HOPE BANCORP, INC. Delaware95-4849715(State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.) 3200 Wilshire Boulevard, Suite 1400Los Angeles, California 90010 (Address of principal executive offices, including zip code) (213) 639-1700(Registrant’s telephone number, including area code) Securities registered pursuant to Section12(b) of the Act: NASDAQ Global Select Market (Name of exchange on which registered) (Trading Symbol) Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports),and (2)has been subject to such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that theregistrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smallerreporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. (Check one): Large accelerated filer☒Non-accelerated filer☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicateby check mark whether the registrant is a shell company(as defined in Rule 12b-2 of the ExchangeAct).Yes☐No☒ At May1, 2026, there were 127,838,883 shares of Hope Bancorp, Inc. common stock outstanding. Table of Contents PART I - FINANCIAL INFORMATIONItem 1.FINANCIAL STATEMENTSConsolidated Statements of Financial Condition (Unaudited)Consolidated Statements of Income (Unaudited)Consolidated Statements of Comprehensive Income (Unaudited)Consolidated Statements of Changes in Stockholders’ Equity (Unaudited)Consolidated Statements of Cash Flows (Unaudited)Notes to Consolidated Financial Statements (Unaudited)1. Basis of Presentation2. Investment Securities3. Equity Investments4. Loans Receivable and Allowance for Credit Losses5. Goodwill, Intangible Assets, and Servicing Assets6. Deposits7. Borrowings8. Convertible Notes and Subordinated Debentures9. Commitments and Contingencies10. Stockholders’ Equity11. Earnings Per Share (“EPS”)12. Segment Reporting13. Stock-Based Compensation14. Income Taxes15. Acquisitions16. Derivative Financial Instruments17. Fair Value Measurements18. Leases19. Investments in Tax Credit Structures20. Regulatory Matters Item 2.MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OFOPERATIONSItem 3.QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISKItem 4.CONTROLS AND PROCEDURES Forward-Looking Statements Certain statements in this Quarterly Report on Form10-Q may constitute forward-looking statements within the meaning ofSection27A of the Securities Act of 1933, as amended, and Section21E of the Securities Exchange Act of 1934, as amended. Theseforward-looking statements relate to, among other things, expectations regarding the business environment in which we operate,projections of future performance, perceived opportunities in the market, and statements regarding our business strategies, objectivesand vision. Forward-looking statements include, but are not limited to, statements preceded by, followed by or that include the words“will”, “believes”, “expects”, “anticipates”, “intends”, “plans”, estimates”, “projects”, and similar expressions and statementsregarding Hope Bancorp’s strategic initiatives, the acquisition of the Commercial Banking Unit of SMBC MANUBANK (“SMBC”),and Hope Bancorp’s future financial and operational results and capital allocation strategy. With respect to any such forward-lookingstatements, Hope Bancorp, Inc. (the “Company”) claims the protection provided for in the Private Securities Litigation Reform Act of1995. These statements involve risks and uncertainties. The Company’s actual results, performance or achievements may differsignificantly from the results, performance or achievements expressed or implied in any forward-looking statements. With respect tothe pending acquisition of SMBC, factors that may cause actual outcomes to differ from what is expressed or forecasted in theseforward-lookin