Hope Bancorp Inc 2025年季度报告

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).Yes☐No☒At April30, 2025, there were128,056,081shares of Hope Bancorp, Inc. common stock outstanding. Consolidated Statements of Comprehensive Income (Unaudited)Consolidated Statements of Changes in Stockholders’ Equity (Unaudited)Consolidated Statements of Cash Flows (Unaudited) 1. Basis of Presentation2. Investment Securities 4. Loans Receivable and Allowance for Credit Losses5. Goodwill, Intangible Assets, and Servicing Assets 14. Stock-Based Compensation 15. Income Taxes16. Derivative Financial Instruments 17. Fair Value Measurements18. Leases19. Investments in Tax Credit Structures20. Regulatory Matters21. Subsequent EventsMANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OFOPERATIONSQUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISKCONTROLS AND PROCEDURESPART II - OTHER INFORMATIONLEGAL PROCEEDINGSRISK FACTORSUNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDSDEFAULTS UPON SENIOR SECURITIESMINE SAFETY DISCLOSURESOTHER INFORMATION Certain statements in this Quarterly Report on Form10-Q may constitute forward-looking statements within the meaning ofSection27A of the Securities Act of 1933, as amended, and Section21E of the Securities Exchange Act of 1934, as amended. Theseforward-looking statements relate to, among other things, expectations regarding the business environment in which we operate,projections of future performance, perceived opportunities in the market, and statements regarding our business strategies, objectives and vision. Forward-looking statements include, but are not limited to, statements preceded by, followed by or that include the words “will,”“believes,” “expects,” “anticipates,” “intends,” “plans,” “projects,” “forecasts,” “estimates” and similar expressions. With respect toany such forward-looking statements, Hope Bancorp, Inc. (the “Company”) claims the protection provided for in the Private SecuritiesLitigation Reform Act of 1995. These statements involve known and unknown risks, trends, uncertainties, and factors that are beyond theCompany’s control or ability to predict. The Company’s actual results, performance or achievements may differ significantly from theresults, performance or achievements expressed or implied in any forward-looking statements. With the consummation of the merger of anticipated synergies, cost savings and other benefits from the transaction; higher than anticipated transaction costs; and deposit attrition,operating costs, customer loss and business disruption following the merger, including difficulties in maintaining relationships withemployees and customers, may be greater than expected. Other risks and uncertainties include, but are not limited to: possible reneweddeterioration in economic conditions in the Company’s areas of operation or elsewhere; interest rate risk associated with volatile interestrates and related asset-liability matching risk; liquidity risks; risk of significant non-earning assets, and net credit losses that could occur,particularly in times of weak economic conditions or times of rising interest rates; the failure of or changes to assumptions and estimatesunderlying the Company’s allowances for credit losses; potential increases in deposit insurance assessments and regulatory risksassociated with current and future regulations; the outcome of any legal proceedings that may be instituted against the Company; theimpact of U.S. and global trade policies and tensions, including changes in, or the imposition of, tariffs and/or trade barriers and theeconomic impacts, volatility and uncertainty resulting therefrom, and geopolitical instability; changes to policies by the current United looking statements to reflect the occurrence of events or circumstances after the date of such statements except as required by law. Financial StatementsHOPE BANCORP, INC. AND SUBSIDIARIES (Unaudited)March 31,2025December 31,2024 In December 2023, the FASB issued ASU 2023-09, “Income Taxes (Topic 740): Improvements to Income Tax Disclosures”. ASU2023-09 requires public business entities to disclose in the rate reconciliation table additional categories of information about federal, state, and foreign income taxes and to provide more details about the reconciling items in some categories if items meet a quantitative threshold.It also requires all entities to disclose income taxes paid, net of refunds, disaggregated by federal, state, and foreign taxes for annualperiods and to disaggregate the information by jurisdiction based on a quantitative threshold. The company adopted ASU 2023-09 onJanuary 1, 2025. The adoption of ASU 2023-09 did not have a material impact on the Company’s Consolidated Financial Statements. 10 March 31, 2025December 31, 2024AmortizedCostGrossUnrealizedGainsGrossUnrealizedLossesFairValueAmortizedCostGrossUnrealizedGainsGrossUnrealizedLosses U.S. Government sponsored