邦纳 2026年季度报告

FORM 10-Q (Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FORTHE QUARTERLY PERIOD ENDED March31, 2026 OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FORTHE TRANSITION PERIOD FROM ______________ to ______________ Commission File Number 000-26584BANNER CORPORATION(Exact name of registrant as specified in its charter) 91-1691604 Washington(State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification Number) 10 South First Avenue, Walla Walla, Washington 99362(Address of principal executive offices and zip code)Registrant’s telephone number, including area code:(509) 527-3636 Securities registered pursuant to Section 12(b) of the Act Title of each classTrading Symbol(s)Name of each exchange on which registeredCommon Stock, par value $.01 per shareBANRThe NASDAQ Stock Market LLC Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to suchfiling requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submitsuch files). Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, oran emerging growth company.See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerginggrowth company” in Rule 12b-2 of the Exchange Act. Smaller reporting company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with anynew or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date. Title of class:Common Stock, $.01 par value per share As of April 30, 202633,967,943 shares BANNER CORPORATION AND SUBSIDIARIES Table of ContentsPART I – FINANCIAL INFORMATIONItem 1 – Financial Statements (unaudited).The Unaudited Condensed Consolidated Financial Statements of Banner Corporation andSubsidiaries filed as a part of the report are as follows:Consolidated Statements of Financial ConditionConsolidated Statements of OperationsConsolidated Statements of Comprehensive IncomeConsolidated Statements of Changes in Shareholders’ EquityConsolidated Statements of Cash FlowsSelected Notes to the Consolidated Financial StatementsItem 2 – Management’s Discussion and Analysis of Financial Condition and Results of OperationsExecutive OverviewComparison of Financial ConditionComparison of Results of OperationsAsset QualityLiquidity and Capital ResourcesCapital RequirementsItem 3 – Quantitative and Qualitative Disclosures About Market RiskMarket Risk and Asset/Liability ManagementSensitivity AnalysisItem 4 – Controls and ProceduresPART II – OTHER INFORMATIONItem 1 – Legal ProceedingsItem 1A – Risk FactorsItem 2 – Unregistered Sales of Equity Securities and Use of ProceedsItem 3 – Defaults upon Senior SecuritiesItem 4 – Mine Safety DisclosuresItem 5 – Other InformationItem 6 – ExhibitsSIGNATURES Table of Contents All references to “Banner” refer to Banner Corporation and those to the “Bank” refer to its wholly-owned subsidiary, Banner Bank. As usedthroughout this report, the terms “we,” “our,” “us,” or the “Company” refer to Banner Corporation and its consolidated subsidiaries, unless thecontext otherwise requires. Special Note Regarding Forward-Looking Statements Certain matters in this Form 10-Q constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, assumptions and statements aboutfuture economic performance and projections of financial items, including statements about our financial condition, liquidity and results ofoperations. Forward-looking statements are not statements of historical fact, are based on certain assumptions and are generally identified by use ofthe words “believes,” “expects,” “anticipates,” “estimates,” “forecasts,” “intends,” “plans,” “targets,” “potentially,” “probably,” “projects,” “outlook”or similar expressions, or future or conditional verbs such as “may,” “will,” “should,” “would” and “could.” Forward-l