1st Source Corp 2026年季度报告

(Mark One) ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934 For the quarterly period ended March31, 2026OR ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF1934 For the transition period fromtoCommission file number 0-6233 Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Actof 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has beensubject to such filing requirements for the past 90 days.YesNo Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required tosubmit such files).YesNo Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reportingcompany or an emerging growth company.See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,”company”inRule12b-2oftheExchangeAct. and“emerginggrowth If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complyingwith any new or revised financial accounting standards provided pursuant to Section13(a) of the Exchange Act.☐ Number of shares of common stock outstanding as of April17, 2026 — 24,068,891 shares TABLE OF CONTENTS PART I. FINANCIAL INFORMATION Item 1.Financial Statements (Unaudited)Consolidated Statements of Financial Condition — March 31, 2026and December 31, 2025Consolidated Statements of Income — three months ended March 31, 2026 and 2025Consolidated Statements of Comprehensive Income (Loss) — three months ended March 31, 2026 and 2025Consolidated Statements of Shareholders’ Equity — three months ended March 31, 2026 and 2025Consolidated Statements of Cash Flows — three months ended March 31, 2026 and 2025Notes to the Consolidated Financial StatementsItem 2.Management’s Discussion and Analysis of Financial Condition and Results of OperationsItem 3.Quantitative and Qualitative Disclosures About Market RiskItem 4.Controls and Procedures PART II. OTHER INFORMATION Item 1.Legal ProceedingsItem 1A.Risk FactorsItem 2.Unregistered Sales of Equity Securities and Use of ProceedsItem 3.Defaults Upon Senior SecuritiesItem 4.Mine Safety DisclosuresItem 5.Other InformationItem 6.Exhibits SIGNATURES 1st SOURCE CORPORATIONCONSOLIDATED STATEMENTS OF INCOME (Unaudited - Dollars in thousands, except per share amounts) 1st SOURCE CORPORATIONCONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY 1ST SOURCE CORPORATIONNOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS(Unaudited) Note 1 — Accounting Policies 1st Source Corporation is a bank holding company headquartered in South Bend, Indiana that provides, through its subsidiaries (collectivelyreferred to as “1st Source” or “the Company”), a broad array of financial products and services. Basis of Presentation –The accompanying unaudited consolidated financial statements reflect all adjustments (all of which are normal andrecurring in nature) which are, in the opinion of management, necessary for a fair presentation of the consolidated financial position, income,comprehensive income (loss), shareholders’ equity, and cash flows for the periods presented. These unaudited consolidated financial statementshave been prepared according to the rules and regulations of the Securities and Exchange Commission (SEC) and, therefore, certaininformation and footnote disclosures normally included in financial statements prepared in accordance with U.S. generally accepted accountingprinciples (GAAP) have been omitted. The Notes to the Consolidated Financial Statements appearing in 1st Source Corporation’s Annual Report onForm10-K(2025 Annual Report),which include descriptions of significant accounting policies, should be read in conjunction with these interim financial statements. TheConsolidated Statement of Financial Condition at December31, 2025 has been derived from the audited financial statements at that date, butdoes not include all of the information and footnotes required by GAAP for complete financial statements. Use of Estimates in the Preparation of Financial Statements –Financial statements prepared in accordance with GAAP require theCompany to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets andliabilities at the date of the financial statements and the reported amounts of income and expense during the reporting period. Actual resultscould differ from those estimates. Note 2 — Recent Accounting Pronouncements Codificat