美国银行美股招股说明书(2026-04-10版)

BofA Finance LLC $-- Preliminary Pricing Supplement - Subject to Completion(To Prospectus dated December 8, 2025,Series A Prospectus Supplement dated December 8, 2025 andProduct Supplement EQUITY-1 dated December 8, 2025) Auto-Callable Notes Fully and Unconditionally Guaranteed by Bank of America Corporation Linked to the S&P 500®Index• The Auto-Callable Notes Linked to the S&P 500®Index, due May 3, 2029 (the “Notes”) are expected to price on April 30, 2026 and expected toissue on May 5, 2026.• Approximate 3 year term if not called prior to maturity.•Payment on the Notes will depend on the performance of the S&P 500®Index (the “Underlying”).•Beginning with the May 7, 2027 Call Observation Date, automatically callable annually for an amount equal to the applicable Call Amount if, on theapplicable Call Observation Date, the Observation Value of the Underlying is equal to or greater than the Call Value. The Call Observation Datesand Call Amounts are indicated on page PS-4.•Assuming the Notes are not called prior to maturity, if the Ending Value of the Underlying is greater than or equal to 100% of its Starting Value, atmaturity, you will receive between [$1,300.00 and $1,315.00] (set on the pricing date) per $1,000.00 in principal amount of your Notes.•However, assuming the Notes are not called prior to maturity, if the Underlying declines from its Starting Value, at maturity your investment will besubject to 1:1 downside exposure to decreases in the value of the Underlying, with up to 100% of the principal at risk.•Any payment on the Notes is subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, and Bank ofAmerica Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes.•No periodic interest payments.•The Notes will not be listed on any securities exchange.•CUSIP No. 09711QPE7. The initial estimated value of the Notes as of the pricing date is expected to be between $920.00 and $970.00 per $1,000.00 in principal amountof Notes, which is less than the public offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See “Risk Factors” beginning on page PS-8 of this pricing supplement and “Structuring the Notes” on page PS-16 of this pricingsupplement for additional information. There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider theinformation in “Risk Factors” beginning on page PS-8 of this pricing supplement, page PS-3 of the accompanying product supplement, pageS-7 of the accompanying prospectus supplement, and page 7 of the accompanying prospectus. None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement andprospectus is truthful or complete. Any representation to the contrary is a criminal offense. (2)The underwriting discount per $1,000.00 in principal amount of Notes may be as high as $22.50, resulting in proceeds, before expenses, to BofAFinance of as low as $977.50 per $1,000.00 in principal amount of Notes. The Notes and the related guarantee: Auto-Callable Notes Linked to the S&P 500® * The Call Observation Dates are subject to postponement as set forth in “Description of the Notes—Certain Terms of the Notes—Events Relating toObservation Dates” beginning on page PS-18 of the accompanying product supplement, with references to “Observation Dates” being read as ** The actual Call Amounts will be set on the pricing date. Any payments on the Notes depend on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of the Underlying.The economic terms of the Notes are based on BAC’s internal funding rate, which is the rate it would pay to borrow funds through the issuance ofmarket-linked notes, and the economic terms of certain related hedging arrangements BAC’s affiliates enter into. BAC’s internal funding rate is typicallylower than the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding rate, as well as the The initial estimated value range of the Notes is set forth on the cover page of this pricing supplement. The final pricing supplement will set forth theinitial estimated value of the Notes as of the pricing date. For more information about the initial estimated value and the structuring of the Notes, see“Risk Factors” beginning on page PS-8 and “Structuring the Notes” on page PS-16. Automatic Call and Redemption Amount Determination Auto-Callable Notes Linked to the S&P 500® Hypothetical Payout Profile and Examples of Payments on the Notes Examples and Auto-Callable Notes Table The following examples and table are for purposes of illustration only. They are