银行技术现代化时最重要的五个决定

A clear technology vision, a tech-enabledSuccess in bankinghinges on technology number of engineers all boost economicand customer performance percentage pointshigher totalshareholder returnspercentage pointslower cost-to-income ratio10 Today that involves:Highly modulararchitectureforearly business resultsand agile sequencingand migrationEvent-drivenstreamingforsimpler integrationand real-timeintelligenceModernizing technology is key Share of banks achieving theirprogram objectivesOf 25 choices and design options the banks we analyzed made,5 pivotal decisionswere highly correlated with program successBanks that get all 5 Banks with the greatest program success havemade deliberate choices along these 5 dimensionsChoosing to winto succeed Planning: Prioritizedelivering value1.61.51.8HybridWaterfallValue Funding: Link it tobusiness outcomesFoundationalwork irstBusiness