美国银行美股招股说明书(2026-03-11版)

Auto-Callable Notes Fully and Unconditionally Guaranteed by Bank of America Corporation Linked to the Least Performing of the Dow Jones Industrial Average®, the Nasdaq-100®Index and the Russell 2000®Index •The Auto-Callable Notes Linked to the Least Performing of the Dow Jones Industrial Average® Index, due March 13, 2031 (the “Notes”) priced on March 9, 2026 and will issue on March 12, 2026.•Approximate 5 year term if not called prior to maturity.• 2000®Index (each an “Underlying”).• Beginning with the March 9, 2027 Call Observation Date, automatically callable semi-annually for an amount equal to the applicable Call Amount if, on the applicable Call Observation Date, the Observation Value of each Underlying is equal to or greater than its Call Value. The Call •Assuming the Notes are not called prior to maturity, if the Ending Value of each Underlying is greater than or equal to 100% of its Starting Value, atmaturity, you will receive $1,500.00 per $1,000.00 in principal amount of your Notes.• investment will be subject to 1:1 downside exposure to decreases in the value of the Least Performing Underlying, with up to 100% of the principal Starting Value but greater than or equal to 70% of its Starting Value, at maturity you will receive the principal amount of your Notes.•Any payment on the Notes is subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, and Bank ofAmerica Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes. No periodic interest payments.The Notes will not be listed on any securities exchange. ••• The initial estimated value of the Notes as of the pricing date is $935.90 per $1,000.00 in principal amount of Notes, which is less than thepublic offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider theinformation in “Risk Factors” beginning on page PS-9 of this pricing supplement, page PS-3 of the accompanying product supplement, pageS-7 of the accompanying prospectus supplement, and page 7 of the accompanying prospectus. None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement andprospectus is truthful or complete. Any representation to the contrary is a criminal offense. (1)Certain dealers who purchase the Notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees orcommissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $954.50 per$1,000.00 in principal amount of Notes. Finance of as low as $954.50 per $1,000.00 in principal amount of Notes. The total underwriting discount and proceeds, before expenses, to BofAFinance specified above reflect the aggregate of the underwriting discounts per $1,000.00 in principal amount of Notes. Auto-Callable Notes Linked to the Least Performing of the Dow Jones Industrial Average®2000®Index Call Observation Dates, Call Payment Dates and Call Amounts * The Call Observation Dates are subject to postponement as set forth in “Description of the Notes—Certain Terms of the Notes—Events Relating toObservation Dates” beginning on page PS-18 of the accompanying product supplement, with references to “Observation Dates” being read as Any payments on the Notes depend on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of the Underlyings.The economic terms of the Notes are based on BAC’s internal funding rate, which is the rate it would pay to borrow funds through the issuance ofmarket-linked notes, and the economic terms of certain related hedging arrangements BAC’s affiliates enter into. BAC’s internal funding rate is typicallylower than the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding rate, as well as the The initial estimated value of the Notes as of the pricing date is set forth on the cover page of this pricing supplement. For more information about theinitial estimated value and the structuring of the Notes, see “Risk Factors” beginning on page PS-9 and “Structuring the Notes” on page PS-24. In this case, the Redemption Amount will be less than 70.00% of the principal amount andyou could lose up to 100.00% of your investment in the Notes. Auto-Callable Notes Linked to the Least Performing of the Dow Jones Industrial Average®2000®Index Hypothetical Payout Profile and Examples of Payments on the Notes Examples and Auto-Callable Notes Table The following examples and table are for purposes of illustration only. They are