美国银行美股招股说明书(2026-03-04版)

Fixed Income Buffered Fully and Unconditionally Guaranteed by Bank of America Corporation Linked to the Least Performing of the Market Guard Top 100 Index, the Nasdaq-100®Index and the S&P 500®Index•The Fixed Income Buffered Issuer Callable Yield Notes Linked to the Least Performing of the Market Guard Top 100 Index, the Nasdaq- 100®Index and the S&P 500®Index, due March 4, 2027 (the “Notes”) priced on February 27, 2026 and will issue on March 4, 2026. •Approximate 12 month term if not called prior to maturity.•Payments on the Notes will depend on the individual performance of the Market Guard Top 100 Index, the Nasdaq-100® •A fixed coupon rate of 7.00% per annum (0.5834% per month) payable monthly, assuming the Notes have not been called.• Beginning on September 1, 2026, callable monthly at our option for an amount equal to the principal amount plus the Fixed CouponPayment. •Assuming the Notes are not called prior to maturity, ifanyUnderlying declines by more than 20% from its Starting Value, at maturity yourinvestment will be subject to 1:1 downside exposure to decreases in the value of the Least Performing Underlying beyond a 20% decline,with up to 80% of the principal at risk; otherwise, at maturity, you will receive the principal amount. At maturity you will also receive thefinal Fixed Coupon Payment regardless of the performance of the Least Performing Underlying.•All payments on the Notes are subject to the credit risk of BofA Finance LLC (“BofA Finance” or the “Issuer”), as issuer of the Notes, andBank of America Corporation (“BAC” or the “Guarantor”), as guarantor of the Notes.• The initial estimated value of the Notes as of the pricing date is $988.80 per $1,000.00 in principal amount of Notes, which is less than thepublic offering price listed below.The actual value of your Notes at any time will reflect many factors and cannot be predicted with accuracy. See There are important differences between the Notes and a conventional debt security. Potential purchasers of the Notes should consider theinformation in “Risk Factors” beginning on page PS-8 of this pricing supplement, page PS-3 of the accompanying product supplement, pageS-7 of the accompanying prospectus supplement, and page 7 of the accompanying prospectus. None of the Securities and Exchange Commission (the “SEC”), any state securities commission, or any other regulatory body has approved ordisapproved of these securities or determined if this pricing supplement and the accompanying product supplement, prospectus supplement and (1)Certain dealers who purchase the Notes for sale to certain fee-based advisory accounts may forgo some or all of their selling concessions, fees orcommissions. The public offering price for investors purchasing the Notes in these fee-based advisory accounts may be as low as $997.50 per (2)The underwriting discount per $1,000.00 in principal amount of Notes may be as high as $2.50, resulting in proceeds, before expenses, to BofAFinance of as low as $997.50 per $1,000.00 in principal amount of Notes. The total underwriting discount and proceeds, before expenses, to BofA Fixed Income Buffered Issuer Callable Yield Notes Linked to the Least Performing of the Market Guard Top 100 Index, the Nasdaq-100®Index and the S&P 500®Index Fixed Income Buffered Issuer Callable Yield Notes Linked to the Least Performing of the Market Guard Top 100 Index, the Nasdaq-100®Index and the S&P 500®Index Fixed Income Buffered Issuer Callable Yield Notes Linked to the Least Performing of the Market Guard Top 100 Index, the Nasdaq-100®Index and the S&P 500®Index Any payments on the Notes depend on the credit risk of BofA Finance, as Issuer, and BAC, as Guarantor, and on the performance of the Underlyings.The economic terms of the Notes are based on BAC’s internal funding rate, which is the rate it would pay to borrow funds through the issuance ofmarket-linked notes, and the economic terms of certain related hedging arrangements BAC’s affiliates enter into. BAC’s internal funding rate is typicallylower than the rate it would pay when it issues conventional fixed or floating rate debt securities. This difference in funding rate, as well as the The initial estimated value of the Notes as of the pricing date is set forth on the cover page of this pricing supplement. For more information about theinitial estimated value and the structuring of the Notes, see “Risk Factors” beginning on page PS-8 and “Structuring the Notes” on page PS-30. Fixed Income Buffered Issuer Callable Yield Notes Linked to the Least Performing of the Market Guard Top 100 Index, the Nasdaq-100®Index and the S&P 500®Index The Redemption Amount will also include the final Fixed Coupon Payment regardless of the performance ofthe Least Performing Underlying. Fixed Income Buffered Issuer Callable Yield Notes Linked to the Least Performing of the Market Guard Top 100 Index, the Nasdaq-100®Index and the S&P 500®Index Hypothetical Payout Profile and Examples