Century Communities Inc 2025年度报告

Securities registered pursuant to Section 12(b) of the Act: Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YesNo Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for suchshorter period that the registrant was required to file such reports), and (2)has been subject to such filing requirements for the past 90 days. YesNo Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) duringthe preceding 12 months (or for such shorter period that the registrant was required to submit such files). YesNo Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of“large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act. If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standardsprovided pursuant to Section 13(a) of the Exchange Act. Table of Contents Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b)of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error topreviously issued financial statements.☐ Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officersduring the relevant recovery period pursuant to §240.10D-1(b).☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Act.)YesNo The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant on June 30, 2025 was approximately $1.5 billion based on the closing price of $56.32 per share asreported on the New York Stock Exchange on June 30, 2025. As of January 23, 2026, the registrant had 29,050,515 shares of common stock issued and outstanding. DOCUMENTS INCORPORATED BY REFERENCE: Part III of this Annual Report on Form 10-K incorporates by reference certain portions of the registrant’s definitive proxy statement for its 2026 Annual Meeting of Stockholders to be filed with theSecurities and Exchange Commission not later than 120 days after the end of the fiscal year covered by this report. CENTURY COMMUNITIES, INC.ANNUAL REPORT ON FORM 10-KFor the Fiscal Year Ended December 31, 2025Table of ContentsPage No.PART ICautionary Note About Forward-Looking Statements1Item 1. Business2Item 1A. Risk Factors11Item 1B. Unresolved Staff Comments25Item 1C. Cybersecurity25Item 2. Properties26Item 3. Legal Proceedings27Item 4. Mine Safety Disclosures27PART IIItem 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities27Item 6. [Reserved]28Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations29Item 7A. Quantitative and Qualitative Disclosures About Market Risk51Item 8. Financial Statements and Supplementary Data52Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure52Item 9A. Controls and Procedures52Item 9B. Other Information54Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections54PART IIIItem 10. Directors, Executive Officers and Corporate Governance54Item 11. Executive Compensation55Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters55Item 13. Certain Relationships and Related Transactions, and Director Independence55Item 14. Principal Accountant Fees and Services55PART IVItem 15. Exhibit and Financial Statement Schedules56Item 16. Form 10-K Summary59 Table of ContentsCAUTIONARY NOTE ABOUT FORWARD-LOOKING STATEMENTS Some of the statements included in or incorporated by reference into this Annual Report on Form 10-K (which we refer to as this “Form 10-K”) constitute forward-looking statements within the meaningof the federal securities laws. Forward-looking statements relate to expectations, beliefs, projections, forecasts, future plans and strategies, anticipated events or trends and similar expressions concerningmat