Stewart Information Services Corp美股招股说明书(2025-12-10版)

1,900,000 Shares Common Stock We are offering 1,900,000 shares of our common stock in this offering.preliminary Our common stock is quoted on the New York Stock Exchange, or NYSE, under the symbol “STC.”On December 10, 2025, the last reported sale price of our common stock was $73.81 per share, asreported on the NYSE. (1)See “Underwriting” for a description of compensation payable to the underwriters. The underwriters have the option to purchase up to an additional 285,000 shares of our commonstock from us at the initial price to the public less the underwriting discounts and commissions.complete The underwriters expect to deliver the shares against payment in New York on or aboutDecember, 2025. Investing in our common stock involves risks. See “Risk Factors” beginning on pageS-16of thisprospectus supplement.supplement Neither the Securities and Exchange Commission, or the SEC, nor any other regulatory bodyhas approved or disapproved of these securities or passed upon the adequacy or accuracy ofthis prospectus supplement or the accompanying prospectus. Any representation to the contraryis a criminal offense.prospectus Book-Running ManagerCitizens Capital Markets Lead Book-Running ManagerGoldman Sachs & Co. LLC preliminary Co-Managers Keefe, Bruyette & Woods,A Stifel Company Dowling & PartnersSecurities, LLC Stephens Inc. Prospectus supplement dated December, 2025. TABLE OF CONTENTS PROSPECTUS SUPPLEMENT About This Prospectus SupplementS-1Where You Can Find Additional InformationS-3Incorporation By ReferenceS-3Special Note Regarding Forward-Looking StatementsS-5Cautionary Statement Regarding the Use of Non-U.S. Gaap MeasuresS-6Prospectus Supplement SummaryS-7The OfferingS-10Summary Historical Consolidated Financial InformationS-12Risk FactorsS-16Use of ProceedsS-19CapitalizationS-20Description of Capital StockS-21Dividend PolicyS-24Material U.S. Federal Income and Estate Tax Consequences for Non-U.S. Holders of CommonStockS-25UnderwritingS-28Legal MattersS-37ExpertsS-37 PROSPECTUS About This Prospectus1Where You Can Find More Information2Incorporation of Certain Information By Reference3Special Note Regarding Forward-Looking Statements4Risk Factors5About The Company6Use of Proceeds7Description of Securities8Plan of Distribution12Legal Matters13Experts13 We have not authorized anyone to provide any information or to make any representationsother than those contained or incorporated by reference in this prospectus supplement, theaccompanying prospectus or in any free writing prospectuses we have prepared. We take noresponsibility for, and can provide no assurance as to the reliability of, any other information thatothers may give you. This prospectus supplement and the accompanying prospectus is an offerto sell only the shares offered hereby, but only under circumstances and in jurisdictions where itis lawful to do so. The information contained in this prospectus supplement and theaccompanying prospectus is current only as of its date. ABOUT THIS PROSPECTUS SUPPLEMENT This prospectus supplement is part of an automatic shelf registration statement that we filed with theSEC as a “well-known seasoned issuer” as defined in Rule405 under the Securities Act of 1933, asamended, or the Securities Act. The first part is this prospectus supplement, including the documentsincorporated by reference herein, which describes the specific terms of this offering. The second part, theaccompanying prospectus, including the documents incorporated by reference therein, gives moregeneral information, some of which may not apply to this offering. Generally, when we refer to the“prospectus,” we are referring to both parts combined. This prospectus supplement may add to, update orchange information in the accompanying prospectus or in the documents incorporated by reference intothis prospectus supplement or the accompanying prospectus. If information in this prospectus supplement is inconsistent with information in the accompanyingprospectus or any document incorporated by reference herein or therein that was filed with the SECbefore the date of this prospectus supplement, you should rely on this prospectus supplement. Thisprospectus supplement, the accompanying prospectus and the documents incorporated by referenceinclude important information about us, the securities being offered and other information you shouldknow before investing in our securities. You should also read and consider information in the documentsto which we have referred you in the sections of this prospectus supplement and the accompanyingprospectus entitled “Where You Can Find Additional Information,” “Incorporation of Certain Information byReference” and “Incorporation by Reference.” We further note that the representations, warranties and covenants made by us in any agreementthat is filed as an exhibit to any document that is incorporated by reference herein were made solely forthe benefit of the parties to such agreement, including, i