10年，10种声音：庆祝女性塑造金融科技的未来

November 2025 TABLE OF CONTENTS Foreword1Introduction: the 10 Years 10 Voices Initiative2Part I:Fintech’s Next Frontier3Part II: Leadership in Action -10 Years 10 Voices Honourees5Meet the Team:The Women in FinTech Subcommittee15Our Valued Partners & Sponsors17About the Singapore FinTech Association18 FOREWORD When we launched this initiative, our ambition was simple yetprofound: to move the conversation about women in FinTechfrom the abstract to the actionable. We wanted to spotlightnot just the inspiring presence of women in our industry, butthe tangible impact of their leadership. This report is theculmination of that ambition, and it is my great honour toshare it with you. We wanted to spotlightnot just the inspiringpresence of women inour industry, but thetangible impact of theirleadership. As Chair of the Women in FinTech Subcommittee at theSingapore FinTech Association, my focus has been guidedbythree core principles:to Educate our members withrelevant insights, to Engage them in meaningful dialogue,and to Elevate the leaders who inspire us all. This report wasdesigned to do exactly that. Within these pages, you will meet ten remarkable individualswhose work exemplifies the very fabric of our community.They are the Founders who dared to build, the Investorswho believed in new ideas, the Board Members who guidedwith wisdom, the Operators who scaled with precision, andthe Emerging Leaders whose journeys are just beginningto unfold. Their stories are a testament that leadership inFinTech is not monolithic; it is a rich tapestry of diverse skills,backgrounds, and perspectives. other every day and extends equally to our male allies - themanagers, sponsors, mentors, and partners whose support iscritical in creating a truly equitable industry. What I believe makes this report so powerful is its bridge fromtheory to practice. It begins by outlining the technologicaland economic forces that are reshaping our world. But itdoesn’t stop there. It then asks the most important question:“How are leaders actually navigating this?” The answers liein the candid profiles that follow - stories of pivoting in acrisis, building cross-border partnerships, and championinginclusion from the inside out. Whether you are a founder seeking a spark of resilience,aninvestor looking for the next frontier,or an aspiringprofessional forging your own path, I trust you will findinspiration and guidance within these pages. Let this reportbe a celebration of progress and a call to action: find oneinsight here and use it to mentor, invest in, or champion onemore woman in FinTech. That is how we ensure the incrediblework continues. My sincere thanks go first to each of the ten women whocontributed to this project. Your honesty and wisdom are agift to our entire ecosystem. This report is also a testamentto the power of community. It would not exist without thepassionof our incredible volunteer subcommittee,thegenerous support of our sponsors and partner organisations,and the active partnership of all our champions. This beginswith the women in our community who mentor and lift each Warmly, Vanessa ChinChair, Women in FinTech Subcommittee,Singapore FinTech Association November 2025 INTRODUCTION:THE 10 YEARS 10 VOICES INITIATIVE Incelebration of the 10th anniversary of the SingaporeFinTech Festival, the Women in FinTech Subcommittee at theSingapore FinTech Association is proud to present 10 Years,10 Voices. This landmark initiative was created to documentand celebrate the strategic contributions of ten outstandingwomen who have been instrumental in shaping Singapore’sFinTech ecosystem. Its purpose is to create a definitive recordof their achievements and leadership. (SFA) and the Monetary Authority of Singapore (MAS), wholent their invaluable time and expertise to this selection. Thisensures that the voices within these pages represent a merit-based and diverse collection of excellence from across thefull spectrum of our industry - from founders and investors tothe operators who drive our growth. The culmination of this initiative is the strategic playbook youhold in your hands. This report offers a unique dual perspective:a forward-looking analysis of key industry trends, paired withten powerful, real-world case studies from our honourees. It isdesigned to be a vital resource, celebrating the architects ofour financial future while providing an actionable blueprint forthe next generation of leaders. The ten leaders featured in this report were selected througha rigorous and transparent process. Following an open callfor public nominations from across the industry, the finalhonourees were chosen by a distinguished judging panel.We extend our deepest gratitude to our judges, comprised ofecosystem veterans from the Singapore FinTech Association PART I:FINTECH’S NEXT FRONTIER Opportunities and Challenges in a Rapidly Evolving Landscape The FinTech industry stands at a pivotal moment. Over the next 2–3 years, it will undergo