不让任何人掉队：解锁新兴市场的金融（英）2025

in EmergingMarketsPublic Disclosure Authorized About the Sustainable Banking and Finance Network Established in 2012, SBFN is a voluntary community of financial sector regulators, centralbanks, ministries of finance, ministries of environment, and industry associations from emerg-ing markets committed to advancing sustainable finance. IFC, part of the World Bank Group, isthe SBFN secretariat and knowledge partner, assisting members to share knowledge and accesscapacity building to support the design and implementation of national sustainable finance ini-tiatives. As of June 2025, SBFN comprises 101 member institutions representing 72 countries andat least US$68 trillion (92 percent) of the total banking assets in emerging markets. SBFN mem-bers are committed to moving their financial sectors toward sustainability, with the twin goals ofimproved environmental and social risk management (including disclosure of climate risks) andincreased capital flows to activities with positive climate, environmental, and social impact. Formore information, visithttps://www.sbfnetwork.org/ About IFC IFC — a member of the World Bank Group — is the largest global development institution fo-cused on the private sector in emerging markets. We work in more than 100 countries, using ourcapital, expertise, and influence to create markets and opportunities in developing countries. Infiscal year 2024, IFC committed a record $56 billion to private companies and financial institu-tions in developing countries, leveraging private sector solutions and mobilizing private capitalto create a world free of poverty on a livable planet. For more information, visitwww.ifc.org. © International Finance Corporation 2025. All rights reserved.2121 Pennsylvania Avenue, N.W. Washington, D.C. 20433Internet:www.ifc.org. International Finance Corporation (IFC) is the Secretariat for the Sustainable Banking and Finance Network (SBFN). IFC and SBFN, in consultation with SBFN members have produced a whitepaper entitled Leaving no one behind: Unlocking Finance Emerging Markets (the “Work”). The material in this Work is copyrighted. Copying and/or transmitting portions or all of this Workwithout permission may be a violation of applicable law. IFC and SBFN encourage dissemination of the Work and grant permission to reproduce portions of the Work promptly, when thereproduction is for educational and non-commercial purposes, without a fee, subject to such attributions and notices as IFC may reasonably require. This material is distributed subject to thecondition that it shall not, by way of trade or otherwise, be lent, re-sold, hired out, or otherwise circulated on a commercial basis without IFC's prior consent. All information in the Work is provided “as is”. IFC and SBFN do not guarantee the accuracy, reliability, or completeness of the content included in this Work, or the conclusions or judgmentsdescribed herein, and accept no responsibility or liability for any omissions or errors (including, without limitation, typographical errors and technical errors) in the content whatsoever or forreliance thereon. The findings, interpretations, and conclusions expressed in this Work do not necessarily reflect the views of the Executive Directors of The World Bank Group, or the governments theyrepresent. The contents of this Work are intended for general informational purposes only and are not intended to constitute legal, securities, or investment advice, an opinion regarding theappropriateness of any investment, or a solicitation of any type. IFC or its affiliates may have an investment in, provide other advice or services to, or otherwise have a financial interest in,certain of the companies and parties named herein. Nothing herein shall constitute or be construed or considered to be a limitation upon or waiver of the privileges and immunities of the IFC, all of which are specifically reserved. All otherqueries on rights and licenses, including subsidiary rights, should be addressed to IFC’s Corporate Relations Department, 2121 Pennsylvania Avenue, N.W., Washington, D.C. 20433. Interna-tional Finance Corporation is an international organization established by Articles of Agreement among its member countries, and a member of the World Bank Group. All names, logos andtrademarks are the property of IFC and you may not use any of such materials for any purpose without the express written consent of IFC. Additionally, “International Finance Corporation”and “IFC” are registered trademarks of IFC and are protected under international law. CONTENTS 5610142036384142Foreword by the Chair of the Sustainable Banking and Finance NetworkForeword from the Co-Chairs of the Inclusive Sustainable Finance Task ForceExecutive SummaryAbout This White PaperKey Building Blocks of Inclusive Sustainable FinanceOutlookAppendicesAcknowledgments and ContributorsNotes 12, 331738Figure 1Building Blocks of Inclusive Sustainable Finance PoliciesFigure 2Concept of Inclusive Sustainabl