华美 2025年季度报告

FORM10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION13 OR 15(d)OFTHE SECURITIES EXCHANGE ACT OF1934 For the quarterly period endedSeptember30, 2025 or ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OFTHE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number000-24939 EAST WEST BANCORP,INC.(Exact name of registrant as specified in its charter) Delaware(State or other jurisdiction of incorporation or organization) 95-4703316(I.R.S. Employer Identification No.) 135 North Los Robles Ave.,7thFloor,Pasadena,California91101(Address of principal executive offices) (Zip Code) Registrant’s telephone number, including area code:(626)768-6000 Securities registered pursuant to Section12(b)of the Act: Name of each exchangeon which registered The Nasdaq Global Select Market Indicate by check mark whether the registrant (1)has filed all reports required to be filed by Section13 or 15(d)of the SecuritiesExchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports),and (2)has been subject to such filing requirements for the past 90 days.Yes☒No☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submittedpursuant to Rule405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that theregistrant was required to submit such files).Yes☒No☐ Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smallerreporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reportingcompany,” and “emerging growth company” in Rule12b-2 of the Exchange Act. Accelerated filer☐Smaller reporting company☐Emerging growth company☐ Large accelerated filer☒Non-accelerated filer☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period forcomplying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule12b-2 of the Exchange Act).Yes☐No☒ Number of shares outstanding of the issuer’s common stock on the latest practicable date:137,585,604shares as of October31,2025. TABLE OF CONTENTS FORWARD-LOOKING STATEMENTSPART I — FINANCIAL INFORMATION Item1.Consolidated Financial Statements4Consolidated Balance Sheets (Unaudited)4Consolidated Statement of Income (Unaudited)5Consolidated Statement of Comprehensive Income (Unaudited)6Consolidated Statement of Changes in Stockholders’ Equity (Unaudited)7Consolidated Statement of Cash Flows (Unaudited)8Notes to Consolidated Financial Statements (Unaudited)101 — Basis of Presentation, Current Accounting Developments, and Summary of SignificantAccounting Policies Update102 — Fair Value Measurement and Fair Value of Financial Instruments113 — Securities Purchased under Resale Agreements and Sold under Repurchase Agreements214 — Securities225 — Derivatives296 — Loans Receivable and Allowance for Credit Losses357 — Affordable Housing Partnership, Tax Credit and Community Reinvestment ActInvestments,Net538 — Goodwill559 — Federal Home Loan Bank Advances and Long-Term Debt5510 — Commitments and Contingencies5511 — Stock Compensation Plans5712 — Stockholders’ Equity and Earnings Per Share5913 — Accumulated Other Comprehensive Income (Loss)5914 — Business Segments61 Item2.Management’s Discussion and Analysis of Financial Condition and Results of OperationsItem3.Quantitative and Qualitative Disclosures About Market RiskItem4.Controls and Procedures PARTII — OTHER INFORMATION Item1.Legal ProceedingsItem1A.Risk FactorsItem2.Unregistered Sales of Equity SecuritiesandUse of ProceedsItem5.Other InformationItem6.Exhibits Forward-Looking Statements Certain matters discussed in this Quarterly Report on Form 10-Q contain “forward-looking statements” that areintended to be covered by the safe harbor for such statements provided by the Private Securities Litigation Reform Act of1995. East West Bancorp, Inc. (referred to herein on an unconsolidated basis as “East West” and on a consolidated basisas the “Company,” “we,” “our” or “EWBC”) may make forward-looking statements in other documents that it files with, orfurnishes to, the United States (“U.S.”) Securities and Exchange Commission (“SEC”) and management may makeforward-looking statements to analysts, investors, media members and others. Forward-looking statements are those thatdo not relate to historical facts and that are based on current assumptions, beliefs, estimates, expectations andprojections, many of which, by their nature, are inherently uncertain and beyond the Company’s control. Forward-lookingstatements may relate to various matters, including the Company’s financial condition, results