工商银行：2025年中期报告

股份代號: 1398(於中華人民共和國註冊成立的股份有限公司) 中期報告2025 1984112005102820061027 1,4007.7 1000Brand Finance500 848687 94 202582920251212 2025 202412 2202420251 62024101.434511.092025627202420257112024101.646586.642024103.0801,097.73 2025101.414 A 18886-4008058058 INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITEDICBC H 18317M852-28628555852-28650990 5510014086-10-6610611486-95588www.icbc.com.cn, www.icbc-ltd.com A 601398 333 H 1398 5586-10-6610860886-10-66107420ir@icbc.com.cn 1360011 2360036 Awww.sse.com.cn Hwww.hkexnews.hk ICBC 20USDPREF4620 1117-18 117 520 97927 8325 11 (1)(2)92010(3)(4)(5)(6)(7)(8)(9)(10)2025 620242023 524,090.821.8%1,688.030.67%8.82%1.33%0.0119.54%217.71%0.152.80 1.781.23AIC35.4%18.5%10.2% 5GBC+351.92AI+AI100 2025(GDP)5.3%6.4%2.8%5.0%2.9%(CPI)0.1% 50.570.115(LPR)0.1 5,000 6(M2)330.298.3%430.228.9%268.567.1%320.178.3%44.516.7%2.8%0.5%7.15860.4% 6402.898.9%3.431.49%211.97%15.58% 20251,688.031.5%0.67%8.82%4,090.821.8%3,135.760.1%955.068.5%1,085.703.2%25.27%1,045.292.4%302.0516.7% •••• 27 27 27 3,135.763.740.1%6,736.03474.506.6%3,600.27470.7611.6%(LPR)1.16%1.30%813 4,266.72495.2610.4%608.3% 1,905.67116.576.5%21.6%39 256.8513.835.1% 306.7981.9821.1% 2,475.03510.6317.1%39 740.925.960.8% 384.3245.8313.5% 955.0674.578.5%23.3%670.203.850.6%284.8678.4238.0% 670.203.850.6%14.181.564.4918.26 284.8678.4238.0% 1,040.0721.982.2%1,022.1576.898.1%5.222.62100.8%9.23. 302.0543.1716.7%15.18%25% 2025 GBC+ 6523,179.3134,961.857.2%301,856.5918,134.306.4%155,684.2814,148.5210.0%30,557.722,671.398.0% 6301,856.5918,134.306.4%284,781.7717,825.966.7% 13,473.077.7%5,282.2713.8%8,190.806.0% +2,096.422.3%429.9010.2%1,816.3010.8%216.522.8% 6155,684.2814,148.5210.0%150,349.5213,900.3010.2% 9,389.509.0%2,180.7519.9%1,472.1410.5%857.9111.8% 12,260.089.7%1,360.0622.0%280.168.7% 6127,707.1113,152.0014,555.1147.5%52.5% 17,726.645,624.4746.5% 6481,790.5533,445.757.5% GBC+6369,045.5620,675.835.9%8,045.465.2%12,906.747.0%16,080.077.9%4,872.133.6%350,649.2519,184.965.8%18,396.311,490.878.8% 641,388.761,516.103.8%41,146.921,448.513.6% 15.40. 7,863.177,593.342,427.899,880.41 11,776.7230,599.328,553.9142,376.0412,449.45 5,363.2818,091.658,861.1812,728.375,325.94 2. 20256 30 6188,295.3013,473.077.7%163,119.518,045.465.2% 1,000+ 65.22.4 25800(AIC)664.244% 633,946.895,013.7417.3%243.134.73.01% •61,411.9377.07  eeeee 5,000 +75643006.5  1+N    2841 REITs  1,51911,722.87881,272.5068999.27ESG1556,475.4281,044.34 61,602962301.31.31.211,016 +   AI 3.0 2.0i 2.1928.4%3.07 GBC 67.724  AI +  + (2024)•  6182002.7 3,30015ESG ee 612.961,30311.481.487,970.169.060.98 619,374.6518,515.83 68.824.803.503.34  629.8927.84 + e  +20251    60 750.82 133     ECOS(D-ICBC)AI+   99.99%  3+3AIiiee ECOS2.0 AI+AI100 eETF4E  (D-ICBC)  99%  iii662.65 (ITBP)1.2 ++GBCGBC+ APP1.94 +61,787759  AI (ICMA)2025 i 1531315187.4%615,33319,45675,17848,19120,619 700+1.5     4133646115,08021342 6408,43710,55415,537 616,3542915,941 2025eee2,8569% 1.618.5%631035.4% 5.1 6494132030250 (BRBR) 64,593.336.3%26.369.5% QDIIRQFII PDP++ ETF 62656132.151.1 InsurDigital 1IPO14IPO52119.3 7×24+IPO+•618,515.83  324,963,46419.74%634,121.813,028.57273.50 54 2025 61 65 + e AIe 6543,498.3834,695.0043.(a)(i) 6292,096.7117,910.7196.76%5,758.8317.121.91%0.114,001.05206.471.33%0.01 62,764.022.291.47%0.111,237.03208.761.35%0.20 3,255.7513.3%2,678.1711.1%1,411.3018.4%1,402.033.6%942.5519.5%874.785.0% 68,710.648,706.933.71217.71%2.802.89%0.02 4,590.00522.6133,240.26396.47 1,409.6218.76361.07172.71 64.3%19.3%10,097.383.3% 6 2025 (VaR) (VaR)43.(c)(i)(VaR) 43.(c)(ii) 2025 6 616,919.045,348.5921,168.624,941.46 660.6%103.7%80.5% 2025127.17%0.12 2025128.94%7.85 2025 611331155 2025 2024KYC 613.89%15.25%19.54%7.49%1 2025 2025347500 20255400 2025620248,000 4E 3+3+2AI+GBC+ 2025 4E13137AI 202519.54%217.71%1.33% CIPS3729.9 GBC+1,4007.7+ 62.657.22249e2,11586.5%AIPADAI+AI+100 74i122BP4,600+NIM 1+52,000 28AIC20256650063.417.3% 25160 243.134.75.4552.1AI+ 20251.33%0.01 2,9005793,400(AUM)2419.81.91.20.7 4E 5,000 7.7202,600 3,300GBC 30,00020020 202529.942.7 2.58.3%1.41.292(QDII)50%QDII +31 QDII4.8ETF37%3.52.78.86,8003.3 +++1.83,000 +AI94% 8,000 32025 29.32. 673,736H102,995A570,741 (1)20256 30(2)(3)100%66.70%2025630(4)10(5)2025630HH(6)H6 , 7 1 7 , 4 8 5 , 8 3 3AH19,049,131,0195.34%(7)2025630A(8)5020041122[2004]196(9)3002012323[2012]392(10)300[2012]1762 XV23 20256 30336 (1)20256302025212 (2)H6,717,485,833H7.74%1.88% 1130238 (1)2025630(2)(3)10(4) (2)10 (3)114.5 (2)10 (3)227.0 20258292202592423.02%3.02%21.1420259233.58%3.58%1.15361.03820.1154 20202920254 2929202592320257232920259 23 2237932 202412220242025162024101.434511.092025627202420257112024101.646586.642024103.0801,097.73 2024 2025356,406,257,08