美国银行美股招股说明书(2025-09-19版)

Pricing Supplement(To Prospectus dated December 30, 2022,Prospectus Supplement dated December 30, 2022andProduct Supplement EQUITY-1 datedDecember 30, 2022)Dated September17, 2025 BofA Finance LLC$5,849,340Trigger Callable Yield NotesLinked to the Least Performing of theEURO STOXX 50®Indexand theRussell 2000® IndexDueDecember 22, 2026Fully and Unconditionally Guaranteed by Bank of America Corporation Investment DescriptionThe Trigger Callable Yield Notes linked to the Least Performing of the EURO STOXX 50® Index and the Russell 2000®Index (each, an “Underlying”) dueDecember 22, 2026 (the “Notes”) are senior unsecured obligations issued by BofA Finance LLC (“BofA Finance” or the “issuer”), a consolidated financesubsidiary of Bank of America Corporation (“BAC” or the “Guarantor”), which are fully and unconditionally guaranteed by the Guarantor. The Notes will pay aCoupon Payment, regardless of the performance of the Least Performing Underlying, on each monthly Coupon Payment Date unless the Notes have beenpreviously called. Beginning in December 2025, on any Call Date, the issuer may, in its sole discretion, call the Notes in whole, but not in part, and pay you theStated Principal Amount plus the Coupon Payment otherwise due on such Call Date, and no further amounts will be owed to you. If the Notes have notpreviously been called, at maturity, the amount you receive will depend on the Final Value of the Least Performing Underlying on the Final Observation Date. Ifthe Final Value of the Least Performing Underlying on the Final Observation Date is greater than or equal to its Downside Threshold, you will receive the StatedPrincipal Amount at maturity (plus the final Coupon Payment). However, if the Notes have not been called prior to maturity and the Final Value of the LeastPerforming Underlying on the Final Observation Date is less than its Downside Threshold, although you will receive the final Coupon Payment, you will receiveless than the Stated Principal Amount at maturity, resulting in a loss that is proportionate to the decline in the closing level of the Least Performing Underlyingfrom the Trade Date to the Final Observation Date, up to a 100% loss of your investment. The “Least Performing Underlying” is the Underlying with the lowestUnderlying Return from the Trade Date to the Final Observation Date.Investing in the Notes involves significant risks. You may lose a substantial portion orall of your initial investment. The payment at maturity on the Notes will be based on the performance of the Least Performing Underlying. You will notbenefit in any way from the performance of the other Underlying. You will therefore be adversely affected if either Underlying performs poorly,regardless of the performance of the other Underlying. You will not receive dividends or other distributions paid on any stocks included in theUnderlyings or participate in any appreciation of either Underlying. The contingent repayment of the Stated Principal Amount applies only if you holdthe Notes to maturity or earlier call by the issuer.Any payment on the Notes, including any repayment of the Stated Principal Amount, is subject to thecreditworthiness of BofA Finance and the Guarantor and is not, either directly or indirectly, an obligation of any third party.FeaturesKey Dates ❑Downside Exposure with Contingent Repayment of Principal at Maturity— If the Notes are notcalled prior to maturity and the Final Value of the Least Performing Underlying on the Final ObservationDate is greater than or equal to its Downside Threshold, you will receive the Stated Principal Amount atmaturity (plus the final Coupon Payment). However, if the Final Value of the Least Performing Underlyingon the Final Observation Date is less than its Downside Threshold, although you will receive the finalCoupon Payment, you will receive less than the Stated Principal Amount of your Notes at maturity,resulting in a loss that is proportionate to the decline in the closing level of the Least PerformingUnderlying from the Trade Dateto the Final Observation Date, up to a 100% loss of your investment. Any payment on the Notes is subject to the creditworthiness of BofA Finance and the Guarantor. 3See page PS-4 for additional details. NOTICE TO INVESTORS:THE NOTES ARE SIGNIFICANTLY RISKIER THAN CONVENTIONAL DEBT INSTRUMENTS. BOFA FINANCE IS NOT NECESSARILYOBLIGATED TO REPAY THE STATED PRINCIPAL AMOUNT AT MATURITY, AND THE NOTES CAN HAVE DOWNSIDE MARKET RISK SIMILAR TO THE LEASTPERFORMING UNDERLYING.THIS MARKET RISK IS IN ADDITION TO THE CREDIT RISK INHERENT IN PURCHASING A DEBT OBLIGATION OF BOFAFINANCE THAT IS GUARANTEED BY BAC.YOU SHOULD NOT PURCHASE THE NOTES IF YOU DO NOT UNDERSTAND OR ARE NOT COMFORTABLE WITHTHE SIGNIFICANT RISKS INVOLVED IN INVESTING IN THE NOTES. YOU SHOULD CAREFULLY CONSIDER THE RISKS DESCRIBED UNDER “RISK FACTORS’’ BEGINNING ON PAGE PS-7 OF THIS PRICING SUPPLEMENT,PAGE PS-5 OF THE ACCOMPANYING PRODUCT SUPPLEMENT, PAGE S-6OF THE ACCOMPAN