美国银行美股招股说明书(2025-09-18版)

BofA Finance LLC $4,742,000Leveraged Basket-Linked Notes dueSeptember 10, 2027Fully and Unconditionally Guaranteed byBank of America Corporation The notes do not bear interest.The amount that you will be paid on your notes on the stated maturity date (September 10, 2027) is based onthe performance of a weighted basket comprised of the EURO STOXX 50®Index (38.00% weighting), the TOPIX®(26.00% weighting), theFTSE®100 Index (17.00% weighting), the Swiss Market Index (11.00% weighting) and the S&P®/ASX 200 Index (8.00% weighting), asmeasured from the trade date (September 16, 2025) to and including the determination date (September 8, 2027). The initial basket level is 100and the final basket level will equal the sum of the products, as calculated for each basket underlier, of: (i) the final index level divided by (ii) theinitial index level (5,372.31 with respect to the EURO STOXX 50®Index, 3,168.36 with respect to the TOPIX®, 9,195.66 with respect to theFTSE®100 Index, 12,018.66 with respect to the Swiss Market Index and 8,877.748 with respect to the S&P®/ASX 200 Index, which in eachcase is the closing level of the applicable basket underlier on the trade date) multiplied by (iii) the applicable initial weighted value for the basketunderlier. If the final basket level on the determination date is greater than the initial basket level, the return on your notes will be positive, subjectto the maximum settlement amount ($1,382.20 for each $1,000 face amount of your notes).If the final basket level is less than the initialbasket level, the return on your notes will be negative and will equal the basket return. You may lose some or all of your investment inthe notes. To determine your payment at maturity, we will calculate the basket return, which is the percentage increase or decrease in the final basket levelfrom the initial basket level. On the stated maturity date, for each $1,000 face amount of your notes, you will receive an amount in cash equal to: if the basket return ispositive(the final basket level isgreater thanthe initial basket level), thesumof (i) $1,000plus(ii) theproductof (a)$1,000times(b) 3.0times(c) the basket return, subject to the maximum settlement amount; or ●if the basket return iszero or negative(the final basket level isequal to or less thanthe initial basket level), thesumof (i) $1,000plus(ii) theproductof (a) $1,000times(b) the basket return. You will receive less than the face amount of your notes if the basket return is negative. Declines in one basket underlier may offset increases in the other basket underliers. Due to the unequal weighting of each basketunderlier, the performances of the basket underliers with greater weights will have a significantly larger impact on the return on thenotes than the performances of the basket underliers with lesser weights. The notes will not be listed on any securities exchange. Investment in the notes involves certain risks, including the credit risk of BofAFinance LLC (“BofA Finance”), as issuer of the notes, and the credit risk of Bank of America Corporation (“BAC” or the “Guarantor”),as guarantor of the notes. Potential purchasers of the notes should consider the information in “Risk Factors” beginning on page PS-14of this pricing supplement, page PS-5 of the accompanying product supplement, page S-6 of the accompanying prospectussupplement, and page 7 of the accompanying prospectus. As of the trade date, the initial estimated value of the notes is $987.20per $1,000 in face amount. See “Summary Information”beginning on page PS-3of this pricing supplement, “Risk Factors” beginning on page PS-14of this pricing supplement and“Structuring the Notes” on page PS-44of this pricing supplement for additional information. The actual value of your notes at any timewill reflect many factors and cannot be predicted with accuracy. Original issue date:September 23, 2025Price to public:100.00% of the face amountUnderwriting discount(1):0.00% of the face amountNet proceeds to the issuer:100.00% of the face amount (1)BofA Securities, Inc. (“BofAS”), an affiliate of BofA Finance, will participate as selling agent in the distribution of the notes. See “SupplementalPlan of Distribution — Conflicts of Interest” beginning on page PS-42of this pricing supplement. Neither the Securities and Exchange Commission nor any other regulatory body has approved or disapproved of these securities orpassed upon the accuracy or adequacy of this pricing supplement or the accompanying prospectus, prospectus supplement orproduct supplement. Any representation to the contrary is a criminal offense. The notes and the related guarantee of the notes by theGuarantor are unsecured and are not savings accounts, deposits, or other obligations of a bank. The notes are not guaranteed byBank of America, N.A. or any other bank, and are not insured by the Federal Deposit Insurance Corporation or any other governmentalagency. BofA SecuritiesSelling Agent The price to public and net