GEM CHARACTERISTICS OF GEM OF THESTOCK EXCHANGE OF HONG KONGLIMITED (THE “STOCK EXCHANGE”) GEM G E M h a s b e e n p o s i t i o n e d a s a m a r k e tdesigned to accommodate small and mid-sizedcompanies to which a higher investment riskmay be attached than other companies listedon the Stock Exchange. Prospective investorsshould be aware of the potential risks ofinvesting in such companies and should makethe decision to invest only after due and carefulconsideration. GEMGEMGEM Given the companies listed on GEM aregenerally small and mid-sized companies, thereis a risk that securities traded on GEM may bemore susceptible to high market volatility thansecurities traded on the Main Board and noassurance is given that there will be a liquidmarket in the securities traded on GEM. Hong Kong Exchanges and Clearing Limited andthe Stock Exchange take no responsibility for thecontents of this report, make no representation as toits accuracy or completeness and expressly disclaimany liability whatsoever for any loss howsoeverarising from or in reliance upon the whole or anypart of the contents of this report. GEMGEM(i)(ii)(iii) This report, for which the directors (the “Directors”)of Fengyinhe Holdings Limited (the “Company”)collectively and individually accept full responsibility,includes particulars given in compliance with theRules Governing the Listing of Securities on GEM ofthe Stock Exchange (the “GEM Listing Rules”) for thepurposes of giving information with regard to theCompany. The Directors, having made all reasonableenquiries, confirm that to the best of theirknowledge and belief: (i) the information containedin this report is accurate and complete in all materialrespects and not misleading or deceptive; (ii) thereare no other matters the omission of which wouldmake any statement herein or this report misleading;and (iii) all opinions expressed in this report havebeen arrived at after due and careful considerationand are founded on bases and assumptions that arefair and reasonable. Financial Highlights財務概要 60,990,00084,162,00028% The Company and its subsidiaries (collectivelyt h e “ G r o u p ” ) r e c o r d e d a t u r n o v e r o fapproximately RMB60,990,000 for the sixmonths ended 30 June 2025, representing adecrease of approximately 28% as comparedto approximately RMB84,162,000 for thecorresponding period in 2024. The board of Directors (the “Board”) doesnot declare the payment of interim dividendfor the six months ended 30 June 2025 (sixmonths ended 30 June 2024: nil). Unaudited Interim Results未經審核中期業績 The Board is pleased to announce the unauditedcondensed consolidated results of the Groupfor the six months ended 30 June 2025 togetherwith the comparative unaudited figures for thecorresponding period in 2024 as follows: Condensed Consolidated Statement of Profit or Lossand Other Comprehensive Income簡明綜合損益及其他全面收益表 For the six months ended 30 June 2025 簡明綜合損益及其他全面收益表(續)Condensed Consolidated Statement of Profit or Lossand Other Comprehensive Income(Continued)For the six months ended 30 June 2025 Condensed Consolidated Statement of FinancialPosition 簡明綜合財務狀況表As at 30 June 2025 Condensed Consolidated Statement of FinancialPosition(Continued) Condensed Consolidated Statement of Changes inEquity簡明綜合權益變動表 For the six months ended 30 June 2025 Condensed Consolidated Statement of Cash Flows簡明綜合現金流量表 For the six months ended 30 June 2025 Notes to the Interim Condensed ConsolidatedFinancial Information中期簡明綜合財務資料附註 1. 1.GENERAL INFORMATION GEMCricket Square,Hutchins Drive, P.O. Box 2681,Grand Cayman, KY1-1111, CaymanIslands661010074060A902 Fengyinhe Holdings Limited (the “Company”,formerly known as Flying Financial ServiceHoldings Limited) was incorporated andregistered as an exempted company withlimited liability in the Cayman Islands underthe Companies Law of the Cayman Islands on4 May 2011 with its shares listed on the GEMof the Stock Exchange of Hong Kong Limited(the “Stock Exchange”) on 7 May 2012. Theaddress of the Company’s registered office isCricket Square, Hutchins Drive, P.O. Box 2681,Grand Cayman, KY1-1111, Cayman Islands.The address of the Company’s principal placeof business in Hong Kong is Room 1007, 10/F., West Wing, Tsim Sha Tsui Centre, 66 ModyRoad, Tsim Sha Tsui, Kowloon, Hong Kong,and the head office and principal place ofbusiness in the People’s Republic of China(the “PRC” or “China”) is Room 902, Block A,Xiangnian Plaza, No. 4060 Qiaoxiang Road,Gaofa Community, Shahe Street, NanshanDistrict, Shenzhen, China. The Company is an investment holdingcompany and its subsidiaries (collectivelyreferred to as the “Group”) are engaged inthe operation of financial services platform,provision of other loan services and financialconsultation services in the mainland(“Mainland China”) of the PRC. 中期簡明綜合財務資料附註(續)Notes to the Interim Condensed ConsolidatedFinancial Information(Continued) 2. 2.BASIS OF PREPARATION ANDPRINCIPAL ACCOUNTINGPOLICIES 2.1 2.1Basis of Preparation