保险与精算人才报告：招聘、职业发展与薪酬

Insurance & ActuarialTalent Report H I R I N G , C A R E E R S & C O M P E N S A T I O N ◆Salaries, bonuses & benefits ◆Flexible working 2025 ◆Career motivations ◆Exam support & program guidance Contents 03.Introduction Exam Program Guidance15. 20.Summary AboutSelbyJennings21. 23.ContactSelbyJennings Introduction Historic talent shortages are still gripping the US insurance and actuarial sector, and insurersare consistently identifying this as a barrier to growth. As risks like cybercrime, climate change,financial and geopolitical volatility, and disruptive technology all continue to increase1, the needfor specialized skills across functions such as underwriting, claims, risk management, analytics,and actuarial science is skyrocketing. With the employment of actuaries projected to grow 22% by 2033, far outpacing the 4% average acrossall occupations2, and veteran employees retiring – taking their valuable expertise with them – attractingand more importantly retaining talent is only becoming more difficult. This escalating demand will require careful planning and workforce management in the years ahead.Meanwhile, professionals themselves are faced with an expanding array of opportunities and will needto weigh their own career decisions carefully to ensure they are being compensated well for their skills. To support both professionals in this field and firms hiring them, Selby Jennings surveyed nearly 200insurance and actuarial experts across the US about their compensation packages, exam support, andwhich factors influence their career moves. You’ll also find the latest salary increase benchmarks forachieving designations, plus invaluable advice from our talent specialists. Together, these insights areyour comprehensive guide, helping you to plan proactively for the challenges and opportunities ahead. Survey Results Survey Results: Salaries A higher base salary is the factor most likely to attract insurance and actuarial professionalsto a new company according to our survey, confirming that paying at or above market rate isessential for securing top talent. 83% of respondents reported receiving a salary increase in the last year, indicating steady salarygrowth, with over half of those (52%) reporting increases of 1-5%, and a further 24% receiving alarger 6-10% increase. While many professionals are aspiring for larger pay rises when moving to their next role, CorinneWilson, Client Director at Selby Jennings, notes that in practice, expectations often exceed whatthe market can sustainably deliver, and most candidates secure around a 10% increase. We advise keeping a close eye on salary movements in such a fast-changing market – if yourequire bespoke compensation benchmarks for a particular role or location, don’t hesitate to getin touch with with theSelby Jennings team. Survey Results: Salaries Has your base salary changed in the last year? Survey Results: Bonuses Bonuses are an integral and expected part of total compensation, serving not only as financialreward for loyalty and performance, but also as a sign of corporate health. 80% of respondents said they received a bonus in thepast 12 months, and 72% said their bonus package metexpectations. While these figures show little movementcompared to last year’s survey, differences across sectorsare more significant,with 95% of those working life& annuity being awarded a bonus, compared to 72%working in the health sector. 95%Working life& annuity72%healthsec tor Taylor Carrasco, Executive Director at Selby Jennings, advises that while bonuses can influencedecisions, they’re rarely the primary driver behind job moves. Yet with 82% of professionalssaying higher bonus potential could attract them to a new role, bonuses are still an importanttool for employers competing for talent. What was the value of the bonus you received, as a percentage of your salary? Survey Results: Bonuses 82% said a higher bonus potential wouldbe a reason to accept a new job offer. 72% said their bonus package was in linewith their expectations. 66% said a reduced bonus would be acontributing factor towards lookingfor a new role. Survey Results: Benefits Our survey results reveal that while nearly everyone in the insurance and actuarial fields receivecore benefits like medical and dental coverage, many don’t see much beyond these basics. Fewreported having perks like staff discount schemes, equity plans, or travel allowances, but theseless common benefits could be what tips the scales for candidates who have competing offerswith similar salaries. Relocation support is uncommon, with only 9% of professionals saying they could receivehelp moving for a job at their current firm. However, as Corinne explains,“With companiesincreasingly requiring people back in the office, relocation support is crucial. Employerswho want to attract top talent need to be prepared to help with those costs.”In other words,companies willing to invest in this area may gain a r